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Welcome to the Nimble Blog

Discover with the Nimble Blog a plethora of information related to personal finance and news about us.

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in Financial Security, Money Hacks, Saving Goals, Tips & Resources

12 Ways to Make Money Without Having a Traditional Job

Have you had enough of being a teacher, farmer, architect, accountant, lawyer, insurance agent, police ...

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in Tips & Resources

Tax Tips to Boost Your Return for End of Financial Year

When it comes to the end of the financial year, it pays to be prepared ...

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in Tips & Resources

How to Budget for Car Expenses and Running Costs

Australians love their cars. Whether it's driving down to the beach on a Sunday morning ...

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to Give You a Hand When You Need It

Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

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November 18th, 2019

4 Things To Buy From A Thrift Store, And 4 To Avoid

Scouring op shops for a bargain is both an art form and an easy way to save some serious coin. We’ve rounded up products you should definitely save your pennies on, and some to put straight back down and leave on the shelves.  Things To Buy 1. Books You can ...

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November 15th, 2019

How To Renovate While You’re Renting

It can feel like your hands are tied when it comes to adding your own personal flair to a rental ...

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November 14th, 2019

How To Have A Baller Night Out On A Budget

  We all know the silly season can be an expensive time of year as it is, let alone all ...

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November 13th, 2019

Sick Of Splurging On Avocado Toast?

  Is there any food more demonised than good old avocado toast? It’s a staple of the millennial diet, and ...

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November 12th, 2019

7 MoneySmart Tools for Enhancing Your Financial Literacy

Want help managing your finances? The MoneySmart website is run by the Australian Securities and Investments Commission (ASIC) to help ...

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November 11th, 2019

Skip The Gym Membership: Low-Cost Workouts To Keep You Fit

  Getting ready for summer doesn’t mean you need to spend your precious pennies on an overpriced gym membership. There ...

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November 6th, 2019

Pets That Are As Lowkey As You Are

  It has been said that having a pet in your house lowers stress, boosts your happiness, and can improve ...

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We're Here

to Give You a Hand When You Need It

Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

apply now

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement and Financial Services Guide, relating to the Nimble Visa Prepaid Card before making any decision. The Nimble Visa Prepaid Card is issued by Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984, ACL 240984). Nimble Australia Pty Ltd is involved in the promotion and distribution of the Nimble Visa Prepaid Card and is a Corporate Authorised Representative 344 603 of EML Payment Solutions Ltd (ABN 30 131 436 532, AFSL 404131).

Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**The comparison rate for Medium Cash Loans is based on an unsecured loan of $2,500 over a 2 year term and a $400 establishment fee. The comparison rates for Personal Loans are based on an unsecured loan of $10,000 over a 3 year term and a $195 establishment fee.  Nimble does not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. For example, a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees.

For our Medium Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee). 

For our Personal Loans between $5,000 and $25,000, the Annual Percentage Rate (APR) is from 8.99% to 29.99% (Comparison rate 10.31% p.a. to 31.49% p.a.). ***There is a $195 Establishment Fee for Personal Loans between $5,000 and $10,000, and a $250 Establishment Fee for Personal Loans between $10,000 and $25,000. A personal loan of $10,000 borrowed for 2 years with the minimum Annual Percentage Rate (APR) of 8.99% p.a. (10.31% p.a. comparison rate), would equate to a total amount payable of $11,148 (including a $195 establishment fee). ^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

Copyright © 2019 Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

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