Wedding Loans

In 2018, the average amount we lent for people to cover those last-minute wedding reception surprises was $1,284.

Planning the biggest day of your life? No pressure. Actually, that’s a big fat lie. It’s lots of pressure (for most) and the pressure is felt on your finances too.

If you feel the purse strings tightening, you’re not alone. The need to borrow money around the time is pretty normal, you’re not alone if you’re thinking about this option.

What is a Wedding Loan?

As the name would lead you to believe, a Wedding Loan is a loan taken out to help cover the costs of a wedding. This can be anything from wedding attire to the wedding reception.

A wedding can be a drain on even the most financially prepared people as there is just so much to pay and plan for. It can also be a little bit difficult because, in general, people are less likely to want to compromise or make massive sacrifices from their wish list for their big day.

How can I get a Wedding Loan?

Like all things Nimble, it’s pretty easy and straightforward. Opting to get a Nimble Loan for your wedding day means you can get funds easily and quickly.

The first thing you should do is work out how much you’d like to borrow. At Nimble we have two types of loans - a Nimble Small Loan and a Nimble Medium Loan. Each loan comes with different features and associated costs. So, in order for you to understand which option is most suitable for you, you need to understand how much money you would like to borrow.

The below table outlines the costs associated with each loan.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000

Costs

20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 22 months

Timing

Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

 
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
 
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

The advantages of getting a Wedding Loan with Nimble

There are lots of advantages of lending with Nimble; we’re fast, reliable and straightforward. Planning for a wedding can be so stressful, both on you and on your bank account, and that's one of the reasons we make lending with Nimble super easy.
 
Everyone's definition of “Small Loan” is different. Maybe the Small Loan offering at Nimble doesn’t meet your needs. If that’s the case, don’t worry - we also offer a Medium Loan. We’ve outlined the difference in both these loan types below to help you best understand what is the most reasonable solution for your loan needs.
 
Here are just a few of the benefits of lending with Nimble:
 
1. We’re tried, tested & trusted Did you know that since we started in 2005, we have successfully granted over 1.5 million loans to your fellow Aussies? We’ve gone from strength to strength, always putting our customers at the forefront of our journey. From Car Repair Loans to Wedding Loans, people have used our services to help them when they needed it most. So if you’re taking out a loan with us you can rest easy knowing that we’ve been tried, tested, and trusted by many before you.
 
2. We’re fast and we put you first We know that needing a Wedding Loan will most likely mean you need to get funds quickly. We designed our loans to deliver for speed. Your money could be in your account within 60 minutes* and the process to get you there is straightforward. You don’t need to send us any paperwork and the application process is done online, making things easier for you.
 
3. Our customer service is top notch Our customer service team is based right here in Australia, so if you need help with your loan you can always call us. We have also designed your Member Area to be easy to access and full of useful information around your loan, including reminders of when your next payment is due. You agree on a repayment schedule that suits you so that you can comfortably repay your loan.

Top Tips for making the most of your Wedding Loan

1. DIY with the power of Social Media Once upon a time, not long ago, weddings involved buying lots of brand new and expensive items. These days, the power of social media has empowered lots of brides and grooms to embrace DIY. In doing so, you’re saving funds and adding something a little bit more personal to your wedding day. Pinterest is the home of many creative DIY wedding ideas, but try searching relevant hashtags on Instagram too as this channel is ever growing with plenty of DIY wedding ideas.
 
2. Plan and budget It goes without saying that planning and budgeting are really important when it comes to your big day. The issue with this is that lots of people don’t actually understand how to start budgeting for such a big event. It’s naturally going to be a challenge, as it will be new territory for most.
The hardest part is starting. Don’t overthink it. Create a simple list of everything you can think of that is required and walk through these step by step and assign approximate costs, get quotes and adjust your approximations when necessary. If you have a friend or family member who got married recently, ask them to help you. The earlier you start the list, the more time you have to look for discounts.
 
3. Chin up Polite reminder: this is supposed to be the happiest day of your life! Your Wedding Loan is going to help fund the memories and celebrations. Try not to get stressed by the administration of event planning and organising, give yourself enough time, ask for help from your loved ones, and plan, plan, plan.
 

Nimble Wedding Loans

A wedding is a once-in-a-lifetime experience. Whether it's your wedding or a wedding for one of your children, this day will never come around again. You'll never regret what you spend making an important wedding special, but if you're approaching that special day and coming up short, a personal loan for wedding expenses can cover your shortfall.

At Nimble, we offer loans for wedding expenses so you can have the day you've always dreamed of. We want you to look back at videos, pictures, and your own memories and see nothing but joy. Don't let a few dollars get in the way of making the most important day special.

Taking Out a Loan for a Wedding

Weddings are amazing, but few things are as stressful as a wedding. You want everything to be perfect, but the last thing you need is money stress on top of everything else. If you've evaluated all the expenses and find yourself thinking I need a loan for my wedding, Nimble has you covered.

Taking a loan for a wedding isn't unusual. It's pretty common, actually. We offer some of the best wedding loans in Australia so you can eliminate at least one stress from your plans for the big day.

Australian Wedding Loans: What Do They Cover?

The answer is in the name: anything related to your wedding can be covered with a marriage loan. If you need more money to pay for a reception, meet an unexpected expense in arranging the venue, or want to make sure special loved ones are in attendance, an online wedding loan can get you what you need.

At Nimble, we've worked hard to make getting a cash loan as smooth and intuitive as possible. We think that the digital age demands fast, digital solutions. We offer different loan options to meet different needs, and all of them have a streamlined application process that can be done entirely online.

Your Marriage Loan Options

Fast loans should be flexible, and that's what we offer at Nimble. We have small loan options for when you need to borrow between $300 and $2,000 and medium loan options for loans up to $5,000. You can apply for either of these choices online, and if we can process the application by 4:30 pm on a banking day, there's a good chance we can have your money to you on the same day you apply.

The Details

With an easy small loan, you pay off your principal monthly, plus an establishment fee of 20% of the loan and 4% of the loan amount each month. For a medium loan, the establishment fee is a set $400. Both loans have flexible repayment schedules and can be paid off in 62 days. Small loans can be paid off over as long as 9 months (depending on the loan amount) and medium loans can be paid off for as long as 22 months.

Both types of same day loans offer fast approval times and clear, up-front information at the time you apply. There will never be any hidden fees or unexpected charges during the life of your loan. And if you choose to pay your loan back early, we'll be the first to congratulate you! Unlike some other lenders, we never penalise you for paying off early.

What To Consider When You Need a Loan For Your Wedding

As you consider what you need to borrow to make your important day truly special, consider these tips:

Budget Carefully

For many of us, our wedding is the first time we've really had to budget carefully for a big expense. It's a great life experience, so rather than view it as a terrifying experience, look on it as a way to grow your skills. Make a list of the funds you have and then decide what you must have in your wedding vs what you'd like to have. Then prioritise. Most of life's budgeting chores will follow this same outline.

Remember the Internet Is Your Friend

Whether it's finding used items you can incorporate into your wedding, getting money-saving ideas from Pinterest or Instagram, or using an online template for invitations, there's a lot you can DIY these days. If money is tight, use the internet to cut costs without cutting corners.

Loans For Wedding Expenses: Why Choose Nimble:

We Take Security Seriously

We think technology is for making life easier, not harder. Technology is what allows us to get your wedding loan to you quickly, but that shouldn't happen because you've sacrificed security. We use the best security in the business to ensure all your data remains safe.

We Make It All About You

Customer service is a priority at Nimble. We're Australia-based and available when you need us. Whether you shoot us an email, contact us through your online login, or call us on the phone, you'll be able to reach us quickly. We make it easy to access your info through your Member Area login, and we're available by phone from 7 am to 7 pm on weekdays and from 9 am to 5 pm on Saturdays.

We're Nimble

We chose our name to reflect our values. When you need wedding loans online, you need money fast. You have enough on your plate dealing with the stresses of getting married or planning a wedding for a loved one. The last thing you need is a lot of stress over finances. Our goal is to make everything fast and intuitive, from the application to getting your money to the repayment process. We make it easy to keep track of everything throughout the lifetime of your quick and easy personal loan through logging in to your Nimble account.

We've Got the Experience You Need

Since we started in 2005, we've gotten Australians more than 1.5 million quick loans online. We're experts at getting you what you need, and you can borrow from us knowing that you're working with a company with proven experience in the field.

Ready for the Wedding of Your Dreams?

At Nimble, we're all about providing you with the payday loans you need when you need them. You deserve the wedding of your dreams, and if finances are standing in your way, contact Nimble today and find out how we can help you get the wedding loan you need for the day you deserve.