The Quickest Same Day Loans up to $25,000

Need to relocate in a hurry? Or perhaps your car broke down and you need to repair it TODAY! Or maybe you need to cover an emergency vet or dentist bill (which is never cheap...)

To state the obvious, there is never a good time for financial emergencies and in reality, they almost always occur at an unexpected or inconvenient time.

At Nimble, we understand that life isn't always as smooth sailing as we would like it to be, and that's why we offer a Same Day Loan up to $25,000. You could have the money in your account within 60 minutes*.

Want to skip ahead? You can Apply Now!

What are Same Day Loans?

At Nimble, we work hard to ensure that Same Day Loans are a reality for our customers. We know that not all financial emergencies can afford to wait days or even weeks to be sorted out, which is why we offer an easy application process to get you fast online approval.

It's important to consider all of your options before you borrow to ensure a Same Day Loan is right for you. We’re proud to be responsible lenders, check out our Responsible Lending Guidelines if you'd like to learn more.

What are the different types of Same Day Loans?

It's a good idea to know the amount of money you would like to borrow when you're thinking about applying for a Same Day Loan.

At Nimble, we have two types of Same Day Loans available - a Small Loan and a Personal Loan. As you can expect, each loan caters for different needs in terms of the size of the loan and the repayment schedules. Let us give you a brief overview of how each loan works.

Same Day Loan #1 - The Nimble Small Loan

If you need an urgent car repair or something small pops up which you just don't have the funds for, a Small Loan might just give your account the boost you need.

When you choose a Nimble Small Loan, you can apply for $300 to $2,000 and the loan term ranges from 62 days to 9 months depending on the loan amount.

Same Day Loan #2 - The Nimble Personal Loan

If you have just been handed a hefty dental bill or maybe your travel plans have had a little hiccup, Nimble can offer you the opportunity to apply for a Personal Loan.

You may be able to apply online for an amount between $2,050 - $25,000 and could get up to 48 months to repay the amount. 

So don't stress if you have an unexpected financial cost.

What are the benefits of a Same Day Loan?

When you need to get approved quickly so that you can get finance in an urgent situation, there is nothing worse than a lengthy process or red tape that can cause delays and frustrations. 

The need for flexibility and speed when it comes to a Same Day Loan is important and, here at Nimble, we recognise that many Australians need their money in their account the very same day!

Some of the benefits of applying for a Same Day Loan with Nimble include:

1. Data Security is a priority

You might have seen a little McAfee logo here and there on the Nimble website, particularly when you start your Nimble application. 

And have you ever wondered what it actually means? 

Well it means there is no funny business going on when it comes to ensuring our site is 100% secure and safe. 

Our priority is to ensure your data is protected in every step of the process.

2. Our Same Day Loans are super Nimble

That's right folks! We like all of our loans to be... well, Nimble! 

We are not about complications. 

We appreciate that your time is precious and that you may not have a spare couple of hours to stuff around with paperwork. 

Our applications are easy and flexible, and only take minutes to fill out.

We believe in empowering our customers to design the terms of their Same Day Loans so that you can ensure it suits your financial situation. Choose how much money you want to request, as well as a repayment period that suits your situation.

3. We are committed to speedy same day approval

When it comes to fast approval and fast funds transfer, we have been training for this our whole lives (well maybe not our whooole lives, but you can feel the dedication, right?). 

As always, clearance times are subject to your bank but in general*,  we like to think we are pretty awesome at getting your Same Day Loans to you ASAP. 

A few things to remember when choosing Nimble:

  • We are open, honest and transparent. With Nimble, you won't get any nasty surprises when it comes to our fee structure.

  • Our Same Day Loan application is designed to be as smooth and as quick as possible. We don't ask you to physically sign anything, or send long (boring) emails to anyone

  • Forget about getting up, putting on your finest ‘bank appointment’ outfit and strolling down to the nearest shopping centre (who even has time for that?!). Slip on your comfy socks and pull up a seat on the sofa, because we are totally online!

  • Sometimes you just need to speak to someone so we have a dedicated customer service team in Australia who are available from 9am to 5pm on Monday through to Friday. We're also available on Saturdays from 9am to 1pm so let's chat!

Why choose Nimble for a Same Day Loan?

There is a reason why Nimble has become a household name and it's not just our pretty faces (well our team is beautiful but we think our financial expertise is probably the real reason!).

We have been granting loans since waaay back. (2005 in fact! Did you know that we were the first to offer all-online applications?)

You can trust us to get your funds to you when you need them, we know that life can throw a curveball or two and we are always here and ready to help.

Not only are our applications super easy to complete, but also super quick. With minimal fuss you can apply during the ad break of your favourite show!


I know we keep saying it, but when we say it's super quick, we mean it! You only need minutes to apply and you can literally do it while you’re on the go (if you have a good connection!). 

If you want it to be even quicker, have your drivers licence/passport and bank login deets ready so that you're good to go. The sooner you get your application in the sooner you’ll receive your outcome.

Be blown away with how pain-free the application process is with Nimble!

We are committed to delivering fast decisions. Our smart tech allows you to upload all relevant documents to the application from your mobile or computer. This allows us to get you an answer quickly. Keep your phone handy in case we need to give you a quick call.

Like our usual process, once you're approved, accept your loan offer and you’ll be paid within 60 minutes of confirming your loan.*

Once your Same Day Loan is approved, we’ll let you know straight away. Accept your loan offer and your cash will be transferred to your bank account within 60 minutes if confirmed by 4:30pm AEST during banking days.* 

If you miss that deadline, it will be processed on the next business day. Clearance time is subject to your bank.

Depending on your bank, you could be paid in minutes of confirming your loan, 7 days a week, including public holidays. EPIC!

Now you really need to check (and check again) that you meet the criteria - we only lend to customers:

  • who are over 18

  • are an Australian citizen or permanent resident 

  • are employed and have no more than 50% of their income coming from Centrelink 

If this isn't you, and you don't meet this criteria and Nimble’s credit approval criteria, we will not lend to you. 

Our expert team verifies all of these details before offering you credit.

Once we receive your application, our team looks into your financial history and makes an informed decision on whether you can afford the repayments. 

Just because you meet the above eligibility criteria, this does not guarantee you a Nimble loan.  We will only approve your loan if we feel that it is right for you.

Don't stress if you have been denied a Same Day Loan, this does not mean we won’t grant you one in the future when your circumstances change. We recommend allowing at least two weeks before applying again.

Our financially savvy team undertakes a credit check on every single new customer applying for a Nimble loan. 

We may also undertake a credit check if you are a returning customer. 

If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. But your credit history is not an automatic "yes" or "no".

Your credit history is only a fraction of the equation that makes up the decision making process in granting your loan. When it comes to our team, they have been around a while so they can see whether you have the financial stability to comfortably repay.

Well, basically it's just a digital application with a few taps on the keyboard and a satisfying tap of the enter key. It's all online and couldn't be any quicker or easier.

To get started, we will need to know the usual things such as your name, address, phone numbers and employment details. 

You'll also need to tell us your BSB and bank account number - so we can verify your financial situation and know where to pay you if you're approved.

And don't stress if you can't access a computer. You can do everything via your mobile!

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing