How much does it cost?

Whether you're after a bit of money when the unexpected happens ® or a bigger amount to help you move house, we've got you covered. If you need money fast, just Nimble it with our range of products to cover any sticky financial hiccup. The easiest way to see the exact cost is to apply. If you're approved, you can customise your repayments to suit your needs. But please be aware if you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.

As a quick reference, though, here's a general breakdown of fees:

Small Personal Loan

If the principal amount you borrow is between $300 - $2,000 you'll pay:

  • Establishment fee: 20% of the principal amount

  • Monthly loan fee: 4% of the principal a month

Medium Personal Loan

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

  • Establishment fee: $400

  • Interest Rate : 47.6158% p.a.

  • Comparison Rate*: 65.6597% p.a.

If the principal amount you borrow is between $5,050 - $10,000 you'll pay:

  • Establishment fee: $0

  • Interest Rate : 47.6158% p.a.

  • Comparison Rate*: 47.6158% p.a.

Nimble AnyTime Virtual Mastercard®

If the credit limit selected is $1,000 - $10,000 you’ll pay:

  • No establishment fee

  • Interest Rate: From 15.99% p.a. to 25.99% p.a.^

  • A monthly fee will be payable on the same date each month as the date on which your account is opened, if you have an outstanding balance of $20 or more on that date. The amount of that monthly fee is:

    • $10 per month for credit limits of $2000 or below.

    • $20 per month for credit limits of greater than $2000.

*The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years or $10,000 over 3 years.

^Your personalised interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer.