Why Choose Nimble For Sydney’s Best Short-Term Loan?

It might seem like a big claim but having funded over 1.6 million loans since our inception in 2005, we think we can offer you Sydney’s best short-term loan to help when you need it most. Sometimes the need for quick funds might come from nowhere, and even with the best budgeting skills, an emergency might arise that you are not prepared for – and let’s face it, when something like that happens, the last thing you want to do is spend time and energy applying for a loan in the slightly more ‘old-fashioned’, traditional way.

Nimble has always set out to make it easier for people to get access to the funds they need when they need it. Entirely online in most cases, with quick decisions and funds available in as little as 60 minutes* once confirmed, getting easy same day loans need not be a long, drawn-out process requiring piles of paperwork.

With paperless applications, straight-through processing is easy – our smart technology allows us to be able to safely and accurately assess your suitability for a short-term loan in Sydney with just some basic information from you.

What Does Responsible Lending Mean for Sydney's Short-Term Loans?

Here at Nimble, we pride ourselves on being transparent and putting the financial health of our customers first. As responsible lenders, this means that the most important thing to us is that you can afford the repayments, no matter how much you borrow from us.

As responsible lenders, we make it simple for you to apply – as long as you are over 18, employed with less than half your income from Centrelink, and an Australian resident, you can apply for one of our short term loans in Sydney. As part of the application, we will ask basic identity information and we will need proof of your income and expenses. This gives us a better picture of your affordability – how much you can realistically afford to pay us back to clear your balance.

When considering your fast online loan, think about both how much you want to borrow and how much you want to pay back. We will consider your budget when we assess your affordability, so if we think that you might be more suitable for a smaller loan amount then we may offer you a new proposal.

We have created a way to ensure that we are both responsible and speedy – so our safe and simple application is seamless, quick, and once your short-term loan in Sydney is confirmed, you could have the funds in as little as 60 minutes*.

Getting A Short-Term Loan in Sydney: How Much do You Need to Borrow?

In 2018, the average amount we lent our customers was around $800. When you are considering the amount that you want to borrow, having a figure in mind will make it easier when you apply. Emergency repairs, last-minute holidays, vet bills or whatever else the funds are needed for should have a dollar amount.

For Small Cash Loans (between $300 and $2,000), you can choose to repay over 62 days to 9 months (depending on the amount borrowed and your circumstances). The establishment fee is 20% of the loan amount, and you will need to pay a monthly fee of 4% of the loan amount. For full information about the different online payday loan types we offer here at Nimble, you can use our Comparison Table – that will give you more information about each loan type, the fees and repayment schedules.

Choose Nimble for your Sydeny short-term loan – and see why we are chosen to solve financial dilemmas every single day.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.