Need Money Quickly – Same Day Loans in Melbourne

Life is rarely straightforward, and when something comes up that needs you to stretch your finances, it is just one of those things you won’t have budgeted for it. Whether it is an unexpected vet bill for a beloved pet, or a vehicle breakdown – or even a last-minute bargain aeroplane trip that you just can’t miss – you can almost guarantee that it will happen before payday. That is where a same day loan in Melbourne can make a real difference – getting that cash you need, faster than you might think.

Nimble has been helping Australians just like you find the right loan for their needs since 2005 – and we like to think we have an option that could be considered as Melbourne’s best same day loan. Here at Nimble, we wanted to make accessing loans easier for everyday Australians, removing the roadblocks that traditional loan applications were known for.

The first thing we did was take away the piles of paperwork. In 2009, we pioneered paperless applications for our Australian payday loans. There is no need for all that unnecessary paper, so we streamlined the process and made the most of the technology we had available to help our customers get the loan they needed.

Of course, then there is always the problem of making an appointment to apply for a loan, usually in a bank. We decided that this also took too long, so we created ‘straight through’ applications in 2011 which, in many cases, meant there was no need for any human interaction in the process at all.

How Much Can I Borrow With A Same Day Loan in Melbourne?

Here at Nimble, we offer four types of loans, based on the amount you need to borrow and for what reason you are borrowing.

For those urgent bills, last-minute expenses and emergencies, a Small or Medium Cash Loan is available as a Same Day Loan in Melbourne. Offering amounts between $300- $5,000, the Small and Medium Cash Loans are a great option when you need financial help quickly.

Small and Medium Cash Loans require that you be an Australian citizen over the age of 18, employed and have less than half of your income from Centrelink. These are repayable over 62 days – 9 months for the Small Cash Loan and 62 days – 22 months for the Medium Cash Loan, depending on how much you borrow.

For those bigger purchases, you might want to consider a fast and easy Personal Loan or a Car Loan. These offer amounts starting at $5,000 and you must be an Australian Citizen or permanent resident, be over 18 and employed, earning over $50,000 p.a. before tax. Personal Loans are up to $25,000 and need to be repaid between 6 months and 48 months. Car Loans are secured and can be paid back over 12 months – 84 months, depending on how much you borrow.

Each of these short-term money loans can be considered a same day loan in Melbourne – thanks to our smart technology we can make a decision on your loan application very quickly, the funds could be paid in as little as 60 minutes* once confirmed.

We Strive To Provide Melbourne's Best Same Day Loan

When you apply with Nimble you will have access to the exclusive Member Area where you can track your application, keep an eye on your repayment schedule, and see when your next payment is due.

Whether you are looking for a same day loan in Melbourne for an emergency, a car purchase, or to do some home renovations, Nimble is here for you and can help you get a fast loan now.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.