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Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

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July 11th, 2019

The State of Finance and Payday Loans in Australia

It won’t come as a surprise to many to learn that the current state of finance in Australia is not what it once was. In fact, the Australian Bureau of Statistics (ABS) recently announced that the household saving ratio was 2.8% in the January – March 2019 quarter.  In comparison, ...

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March 28th, 2018

Bank Feeds – How we use them to make your application quick & secure

Applying for a loan with Nimble is super simple. We throw away the mountains of paperwork and stuffy face-to-face meetings ...

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November 15th, 2016

We won some awards, yay!

It’s not often we brag about stuff. But because we’re super nerds we couldn’t contain this one. Earlier this year, ...

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October 7th, 2015

Walking it out – Nimble takes on Steptember

Do you dig walking cliches? Then this post is for you… The who: The Nimble crew took to the streets ...

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September 17th, 2015

Yeah, we think we scrub up alright.

Just by munching on some delicious muesli bars* and washing our hands with some yummy soap, we’ve helped almost 57,000 ...

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July 2nd, 2015

Nimble’s Daily Habits: KeepCups over Disposable Cups Everyday

Did you know that it’s Plastic Free July? This made our choice for this month’s Daily Habit change a bit ...

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June 5th, 2015

Nimble’s Daily Habits: Organic and Fair Trade Coffee Anyone?

This week Nimble launched an internal initiative called, Daily Habits. Through Daily Habits, the Nimble team will be working together ...

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We're Here

to Give You a Hand When You Need It

Looking to book a holiday, buy that perfect dress for your wedding, or just need a little extra cash to tide you over? Nimble can help.

apply now

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement and Financial Services Guide, relating to the Nimble Visa Prepaid Card before making any decision. The Nimble Visa Prepaid Card is issued by Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984, ACL 240984). Nimble Australia Pty Ltd is involved in the promotion and distribution of the Nimble Visa Prepaid Card and is a Corporate Authorised Representative 344 603 of EML Payment Solutions Ltd (ABN 30 131 436 532, AFSL 404131).

Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**The comparison rate for Medium Cash Loans is based on an unsecured loan of $2,500 over a 2 year term and a $400 establishment fee. The comparison rates for Personal Loans are based on an unsecured loan of $10,000 over a 3 year term and a $195 establishment fee.  Nimble does not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. For example, a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees.

For our Medium Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee). 

For our Personal Loans between $5,000 and $25,000, the Annual Percentage Rate (APR) is from 8.99% to 29.99% (Comparison rate 10.31% p.a. to 31.49% p.a.). ***There is a $195 Establishment Fee for Personal Loans between $5,000 and $10,000, and a $250 Establishment Fee for Personal Loans between $10,000 and $25,000. A personal loan of $10,000 borrowed for 2 years with the minimum Annual Percentage Rate (APR) of 8.99% p.a. (10.31% p.a. comparison rate), would equate to a total amount payable of $11,148 (including a $195 establishment fee). ^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

Copyright © 2019 Copyright © 2019 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

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