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Level out your life with your Nimble AnyTime Virtual Mastercard®

From Uber Eats on a Friday night to paying bigger bills at the end of the month and everything in between! Tap and pay, buy online or transfer money into your bank account. It's easy.

Things you need to apply

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    Your mobile phone
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    Your Australian passport or Australian driver licence
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    Your Internet banking credentials

Calculate your repayments

Your credit limit

Tell us what credit limit you would like (remember, it’s revolving)

A$2,000
A$1,000A$10,000
Repayment period

Your minimum repayment amount will change based on the period you select

12 months
3 months12 months
Credit rating
Repayment frequency

Your repayment frequency will align with how often you get paid

Fixed repayment amount

$0.00 /fortnight

Interest rate^

15.99% p.a.

The repayment calculator is for illustrative purposes and does not comprise a quote or guarantee of approval.

^Any interest rate you may be offered will be based on your personal circumstances.

Looking for other products that might suit you better?

Nimble AnyTime, a better way to borrow.

Nimble AnyTime lives in your pocket to level out your finances. You can Tap & Pay, shop online or transfer into your bank account. But the best part is that you’re in control, with a flexible repayment schedule, you’ll be paid off in no time. Here’s a video to introduce you.

Let’s take a closer look…

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It’s hassle-free

No need to reapply! Because time is precious and things should be easier. Fast and simple, that’s Nimble!

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It’s handy

Once you have been approved and your limited is activated, you can access your money whenever you want#

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It’s a helping hand

Fixed repayments help to reduce your balance faster + no fees for repaying early. Pay in line with your salary payments.

Things you need to apply

Your mobile phone

Your mobile phone

Your Australian passport or Australian driver licence

Your Australian passport or Australian driver licence

Your Internet banking credentials

Your Internet banking credentials

Pay easily and securely using

Apple Pay

Enjoy all the benefits of Nimble AnyTime with Apple Pay on iPhone and Apple Watch.* Using Apple Pay is simple, and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, in selected apps and on participating websites has never been easier, safer or more private.

nimble logoApply Pay Logo

*For a list of compatible Apple Pay devices, see

support.apple.com/km207105.
iphone iwatch

*For a list of compatible Apple Pay devices, see

support.apple.com/km207105.

Testimonials

Nimble and it’s easy process offers a sense of security knowing if needed I can get financial help fast. Quick, easy and reliable. Customer satisfaction is important to them always.

Tania T

SA

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always handy when extra cash is needed, would use again. easy repayment terms, direct debit is very easy and no need to worry about missing a payment because automatically debited

Shane Tilden

VIC

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Great! They helped out multiple times when I've been stuck with my daughter. As for the fees they do tell you in the beginning before accepting the loan. They're easy to deal with and haven't had any issues. Thank you so much.

AJRose

QLD

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FAQs

Nimble AnyTime is a revolving line of credit, meaning as long as you pay on time, you’ll have access to your available balance continuously without having to reapply.

Compared to a Nimble Personal Loan that has a fixed term, a line of credit like Nimble AnyTime grants you access to money within your credit limit whenever you need it, instantly#.

Nimble AnyTime comes with a Virtual Mastercard that lives on your phone. Using a digital wallet means AnyTime helps you smooth out any financial hiccups anywhere, anytime!

 

With no establishment fees or early repayment fees, affordable monthly fees, and late payment fees only payable in certain circumstances, Nimble AnyTime puts more money back in your pocket. Plus we set your interest rate depending on your personal circumstances, meaning you could potentially be saving money. See our Fee Statement for further details.

It’s also a time-saver with no need to reapply when you need more money, a revolving line of credit grants you access to your available balance anywhere, anytime. Haven’t spent your entire available balance? No worries, only pay for what you use!

Plus you can opt-in for your very-own Nimble AnyTime Virtual Mastercard, and have the option to draw down some or all of your available balance to your bank account. We’ve taken the best of a Nimble Personal Loan and levelled it up to meet the demands of modern life!

It’s like a credit card (but better). We’re all about mindful spending, we assess your personal circumstances and help you choose a credit limit we know you can afford. Plus we keep repayments convenient by lining up your repayment frequency with how often you get paid. These fixed repayments ensure there are no nasty bill shocks and you always maintain financial control.

To be eligible to apply for Nimble AnyTime you must be an Australian citizen or permanent resident, who is over 18 years old and currently employed. You must meet the Nimble credit lending criteria and you must have either an Australian driver licence or an Australian passport.

To complete an application you will also need your internet banking login credentials so that we can assess your income and expenses.

If you are an existing Nimble customer, don't forget to have your Nimble-registered mobile phone at hand too, you'll need this to help us verify who you are and it will mean your application will be faster to complete.

In order to ensure that Nimble AnyTime is suitable for you, it is important that we assess your current financial situation and understand what repayments you can comfortably afford based on your current circumstances.

The application is a simple online application, pre-filled with what we already know about you (you can edit anything that has changed). We'll ask you to supply us with a form of identification (your Australian passport or driver licence) and to provide your internet banking details so we can assess your income and expenses.

It will take less than 5 minutes to apply. Applications made during business hours Monday to Saturday will receive a decision within approximately 2 hours - keep your phone handy in case we need to confirm any details with you. If you submit your application outside of business hours Monday to Saturday or on Sunday, you'll receive a decision on the next business day.

Once a decision has been made you'll receive an email to the email address linked to your account. In that email, we'll tell you if you have been approved (or not) and provide a link to your offer and contract where you can review and sign everything digitally. Once accepted, you'll be able to download your Nimble AnyTime Virtual Mastercard and access your available balance in minutes.

Nimble AnyTime credit limits range from $1,000 - $10,000. The amount you are offered will be based on the amount you ask for and your personal circumstances at the time you apply.

Nimble will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that Nimble AnyTime is right for you. If approved, you’ll be able to see your repayments and choose a credit limit that works for you. Remember, Nimble AnyTime is all about mindful spending.

Nimble AnyTime gives you more ways to access your available balance than ever before. Once you have electronically signed your contract, you'll be invited to download the Nimble AnyTime app which will allow you to make contactless payments, through your digital wallet, at the point of sale or, to make online purchases using the full card number and CVV code provided.

Of course, you can also choose to transfer money directly to your nominated bank account and use your own debit card to access cash#. A minimum transfer value of $100 applies.

The interest rate or APR for your Nimble AnyTime account ranges from 15.99% - 25.99% p.a. depending on our assessment of your personal circumstances.

If you have an outstanding balance of $20 or more on the monthly anniversary of the date on which your opened your account, the monthly fee will be:

  • $10 per month for credit limits of $2000 or below; or

  • $20 per month for credit limits of greater than $2000.

In the event that your direct debit payment fails and payment is not made within two days of the scheduled due date, you will be charged a late payment fee of $10.

Please refer to the full Fee Statement for details on other charges that may become payable when using your Nimble AnyTime account.

Your direct debit repayments will be due weekly, fortnightly or monthly, aligning with how often you get paid. 

If your repayments are weekly or fortnightly, your first repayment will be due within 14 days of your account opening. If your repayments are monthly, your first repayment will be due within 30 days of your account opening. You are free to select any dates within this range.

Yes, you are able to make as many additional payments as you wish! You can do this by going to the Account Management area when you log in to your account. Simply input the additional amount you wish to repay from your nominated bank account and click "Make an additional repayment". Easy!

Unless the additional payment you've made pays your outstanding balance in full, your next repayment will be debited as normal until your outstanding balance reaches $0.

Nimble AnyTime is as great as it is because of you guys. We’ve listened to your feedback and have created a product that’s designed for YOU. 

We’re always looking to up our game, please leave us a review on ProductReview, Google Reviews, or drop us a line at customercare@nimble.com.au or 133 156! We love a chat.

Most of the things you'll need to do to manage your account can be done online on your dashboard. Log in to your Nimble AnyTime account and go to the Account Management area. Here, you'll be able to:

  • See scheduled payments

  • Make additional repayments (without early repayment fees!)

  • Transfer funds directly to your nominated bank account.

  • View your statements

The Nimble AnyTime app is your gateway to convenience! 

  • Download your Nimble AnyTime Virtual Mastercard from the Apple Store or Google Play. Accepted anywhere the MasterCard logo appears, you'll be able to Tap & Pay in-store and make online purchases using the full card number and CVV code provided.

  • See your credit limit and your available credit limit

  • See your current account balance

  • Review your recent Nimble AnyTime transactions.

  • Manage your PIN (you can set it up here and reset it if you need to).

For anything else, our friendly team is here to support you. You can reach us at anytime@nimble.com.au or call us on 133 156.

Nimble has set your Nimble AnyTime credit limit based on its assessment of your financial situation at the time of application. This is the maximum amount of money Nimble assessed you could comfortably afford to borrow and repay.  

If your circumstances have changed and you’d like to increase or decrease your credit limit, please log in to your Nimble AnyTime account to make that request, or contact our friendly team at anytime@nimble.com.au who may be able to help you.

Whoa, you've got some impressive scrolling skills. But, this is near the end of the page. Click below to apply for Nimble Anytime.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs.

#Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.