Looking for a Short-Term Loan in Perth? Try Nimble

Since 2005, Nimble has made it faster and simpler for people like you to get access to the funds they need, when they need it. We want to throw away the piles of paperwork, the long meetings, the waiting and the pen and paper signatures.

Now, more than 15 years later, we are a household name known for short term loans in Perth and right around Australia. We make it easy and quick to apply for a short term loan. Especially, when you need spare funds fast. Whether you have a sudden emergency and need a car repair loan, quick cash for a vet bill, or you need extra funds for a house move, or that wanderlust is just too much to bear, you can get access to a short term loan in Perth from Nimble with just a few clicks.

We pioneered paperless applications back in 2009, made ‘straight-through’ processing the norm in 2011, and now we have funded over 1.6 million loans for emergencies, for celebrations, for home renovations, and even for car purchases.

Perth’s Best Short-Term Loan (Hands Down)

Getting a short-term loan in Perth from Nimble could be the answer to your financial issue. Whether an emergency or something else not budgeted for, accessing a simple short-term loan could decrease the stress and worry often felt in these situations.

Here at Nimble, we make it easy for you to see, at every stage, exactly how the process works. We are transparent with our fees and charges, so you know what to expect when you apply. For example, a Small Cash Loan ($300 - $2,000) has an establishment fee of 20% of the loan amount. This can then be paid back over a period of 62 days to 9 months, with 4% of the original loan amount charged monthly.

We have some requirements to be considered for an Australian payday loan – you must be an Australian resident, aged 18 or over and employed with less than half of your income from Centrelink. If you meet these requirements, you can apply for a Small or Medium Cash Loan. To see the differences between these, please look at our Comparison Table.

When you apply, we will ask for some information about yourself, your income and your expenses to make sure that you can afford to make repayments. We may check your credit history, but as this is only one part of the criteria that we use to assess your suitability, bad credit does not necessarily mean we will not be able to help you with a short term loan in Perth.

Choose The Short-Term Loan Perth Resident Trust

There is a reason we have become a household name – and a reason that our customers come back to us time and time again for their easy same day loan needs. We are reliable, transparent and speedy.

As a customer, you will have access to the Member Area, where you can keep track of your online loan status, repayment schedule and upcoming payments so you are fully informed of your loan progress.

With Nimble, transparency and simplicity are important – and with our quick application process getting the funds you need is very simple. However, if you need help or to speak to someone about your application or your account, then you can call our helpful, friendly, Australian-based call centre between 9 am and 5 pm Monday to Friday, and 9 am – 1 pm on Saturday (AEST).

Trust Nimble to help you get the short-term loan in Perth that you need today.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.