Nimble – Payday Loans for Pensioners

At Nimble, we only lend to pensioners who are eligible. This includes those who are working and earning a majority of their income from working. We require active employment for this type of loan and we don't lend to self funded retirees.

With that in mind, we are here and ready to help when financial emergencies arise. With the best financial planning and budgeting, urgent and unexpected costs can still arise – and it might be a good idea to investigate payday loans for pensioners to help bridge the gap.

Nimble has reimagined the easy small loan landscape since our inception in 2005 – and that has included researching and developing the very best in smart technology to make it simple, quick and hassle-free to get access to the funds you need, when you need them. We wanted to make it straightforward and stress-free – so if you are in a situation when you need cash fast, for an unexpected vet bill, a car repair (we offer online car repair loans made just for this), or just about anything else, you could get the help that you need with Nimble.

Don’t just take our word for it, we have now funded over 1.6 million loans for all sorts of purposes – unexpected bills, home renovations and upgrades, holidays, car purchases… the list is endless. Our customers come back to us for all their quick cash needs because we make it easy, quick and hassle-free. Nimble by name, and nimble by nature.

As a household name in short term loans, we are ready to help you get the online pensioner payday loan that you need.

What Pensioner Payday Loans are Available from Nimble?

Although we have 4 main types of fast online cash loans available (please see the Comparison Table for more information), the amounts offered in our Small Cash Loan and Medium Cash Loan are often the most popular as payday loans for pensioners and employed people alike. To understand a bit more about the loan types on offer, we have a snippet of information about each below to help you decide which one is most appropriate for you.

For a Small Cash Loan, you can borrow an amount between $300 - $2,000. This can be paid back over a period of 62 days to 9 months, depending on circumstances. We charge an establishment fee of 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. All this will be laid out in your contractual documents so you will know exactly how much you are paying back and for how long.

If you need a little bit more, then a Medium Cash Loan might be the best online pensioner payday loan for you. For amounts between $2,050 and $5,000, the payment terms are extended to between 62 days and 22 months and there is an establishment fee of $400. The interest rate on this is 47.6158% APR depending on circumstances.

As with all loans, the payday loans for pensioners do have some prerequisites regarding affordability – we can work with those who have not got a perfect credit history, or who have different financial circumstances – but the only way to understand how it would work for you is to apply.

Nimble is Here to Help with Online Pensioner Payday Loans

It could not be easier to apply for an short term loan – our whole process has been designed to be as simple as possible. Of course, we do have humans available to speak to if you do have a problem; our Australia-based call centre is open Australian-based call centre between 9 am and 5 pm Monday to Friday, and 9 am – 1 pm on Saturday (AEST).

Nimble is here for you when you are looking into payday loans for pensioners – find out more about how we could help you today.

Compare Nimble Loans

Loan Feature	Small Loan	Personal Loan
Establishment Fee	20% of loan amount	For loans $2,050 to $5,000: $400 For loans $5,050 to $25,000: $0
Loan Amount	$300 - $2,000	$2,050 to $25,000
Costs	20% of loan amount + 4% of loan amount each month	For loans $2,050 to $5,000: Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a. For loans $5,050 to $10,000 47.6158% p.a. Comparison rate: 47.6158% p.a. For loans $10,500 to $25,000 29.99% p.a. Comparison rate: 29.99% p.a.**
Loan Terms	62 days to 9 months depending on the loan amount	62 days to 48 months
Timing	Both Small and Personal Loans are offered with fast approval and funds transfer*.

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $25,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years or $10,000 over 3 years.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.

So you know:

You must be over 18 years and employed
You must have an active bank account
Your main source of income must not be Centrelink

*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing

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