In 2018, the average amount we lent for people to upgrade to their dream holiday was $1,081. Where would you go with this money?
So it doesn’t take a rocket scientist to say holidays, on the whole, make us feel good. How could they not? It’s prime time to switch off, relax, and enjoy your well-earned time off. But here’s one you may not know yet – one of the longest studies in the world has found that holidays can actually prolong your life. YES, taking a holiday could make you live longer. If you need to get away on an amazing adventure, simply apply here and get a Nimble Loan within 60 minutes once approved*.
Taking time off and enjoying your leave is a highlight for many of us on an annual basis. But as most of us know, it comes with a price tag. To help manage the stress of holiday planning, many people opt for a Holiday Loan. It makes sense for some who prioritise the need to de-stress and enjoy time with their loved ones.
As the name implies, it’s pretty straightforward. A Holiday Loan is a loan to help cover the costs related to going on a holiday. This can be anything from flights, accommodation or money to spend when you arrive in your chosen destination. It’s a pretty great way to make sure you make the most of your time off, whatever you choose to do.
And like all things Nimble, a Holiday Loan with us is pretty easy and straightforward.
At Nimble, we offer two types of loans to help cover the costs of your trip. It’s a good idea to take a look at the features of each of these loan types, so you can better understand exactly what is involved in terms of paying your loan back. At Nimble we’re very upfront about the costs associated with borrowing a loan from us because we know that lending today needs to be as easy and transparent as possible.
We know people like this because in 2018, our customers borrowed an average of $812 for airlines and/or accommodation related costs. We make lending easy so you can get on with the important things like packing.
We’ve outlined our loan features in the table below so you can understand how it all works.
| Loan Feature | Small Loan | Medium Loan |
|
Establishment Fee |
20% of loan amount |
$400 fee |
|
Loan Amount |
$300 - $2,000 |
$2,050 to $5,000 |
|
Costs |
20% of loan amount + 4% of loan amount each month |
Application fee of $400 + 47.6158% p.a. Comparison rate:** 65.6597% p.a. |
|
Loan Terms |
62 days to 9 months depending on the loan amount |
62 days to 22 months |
|
Timing |
Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day. |
|
Making Finance Faster
We all reach a point where we really need a holiday, and if you're there, holiday loans can allow you to get away, recharge, and return to work and life refreshed and ready to go. We think Nimble is one of Australia's best holiday loan company choices, so if you're looking for a loan for a holiday trip, Nimble should be your first stop.
Holidays are good for us. Most of us are struggling to maintain a healthy work/life balance, and while it might seem best to just keep plugging away at work, research suggests that we're actually better off when we take regular breaks. After a holiday, we're more productive, less likely to burn out, and better able to concentrate.
But what happens when we really need a holiday and can't afford to take one? After all, our finances and the calendar don't always stay in sync. When you know you need a holiday but need a little extra cash to get there, holiday loans are your best choice.
Get Ready For Holiday
The great news is that you can use the money you get from a holiday loan company to cover any part of holiday plans, including:
Most of us have regular holiday time built in to our work calendar, but a quick online loan makes it possible to truly achieve the freedom the calendar merely promises. If your calendar holiday is approaching but you don't have the cash you need to make the most of your time off, consider holiday money loans. When that once-in-a-lifetime package goes on special, a loan for a holiday package allows you to take advantage of that sale and book the trip of your dreams. When you’re feeling the pressure of work, don’t let a lack of cash keep you from taking the holiday you may need.
Why Choose Us
No two holidays are the same, and your loan should be as flexible as you are. At Nimble, we offer small loans in Australia between $300 and $2,000 and medium loans from $2,050 to $5,000. You can repay either in as few as 62 days. Short loans can be paid off over as long as 9 months depending on the loan amount and medium loans can be paid off over up to 22 months.
There's no need to gather paperwork, worry whether you've forgotten anything, and then spend hours down at the bank. In the digital era, you should be able to get your loan online, and at Nimble we make that happen. Simply log in, connect with us, and allow us access to your bank account so we can review your income and expenses (we only ever read your bank statements in order to evaluate your incoming and outgoing expenses), and in just a few minutes we can let you know if we can loan you money and how much.
Whatever your financial situation, connect with us to find out if we can help you get the loan you need. As long as you're over the age of 18, have an active bank account that allows you to do internet banking, and don't get the majority of your income from Centrelink, you're eligible to apply for a same day loan.
In most cases, if your application is confirmed before 4:30 pm on a banking day we can get your money into your account in about 60 minutes. We know you need your money quickly if you're going to secure the best deals for your holiday.
At Nimble, we've been doing cash loans since 2005. We know what you're looking for in a lender, and our goal is to improve your life. That's how we all get ahead!
We think the small loan process should be about you. First, we don't loan you more than you can afford to pay back. We have a lot of experience in providing loans for people in Australia, and we can help you understand exactly what you can afford to borrow.
We also offer peace of mind by making everything clear right from the beginning. There are no hidden fees or surprise costs. With a small loan, you pay an establishment fee of 20% of your loan amount and then 4% of the loan each month, in addition to your principal repayments, until it's paid off. With a medium loan, you pay a $400 establishment fee no matter how much you borrow. The comparison rate on a medium Loan is 65.66% p.a**.
When you get your loan, you establish a repayment schedule. Then, we simply debit your bank account automatically on the prearranged day. You never have to worry about whether payments have gone through. We send you an email the day before to remind you so you can ensure there are funds in the account.
If you need to change your payment schedule or can't make a payment, just give us a call as soon as possible. If you call us before your debit date, we may be able to change the debit date for a $15 reschedule fee. And if you want to keep track of your loan in general, you can always log in to your Nimble account and stay on top of it all.
Time To Hit The Road
Once you've been approved for a holiday loan with Nimble, you'll have cash in hand to make your plans. Consider these two tips for making the most of your funds:
Your holiday should be about relaxing, so don't fall into the trap of scheduling every second so tightly you never have a chance to unwind. Slow travel might take you to fewer destinations, but you'll see and experience more along the way and make better use of your money.
Wherever you choose to go, there are going to be some "must-see" tourist destinations. There's often a reason for this, but remember that you don't have to see a place just because "everyone" does. The crowds can slow progress, interfere with appreciation, and leave you stressed, sweating, and starving at the end.
Consider visiting during the off-season. As you book tours, look for smaller, more intimate guided tours that will give you the opportunity to really learn about a location and enjoy your time away.
Holidays are good for us. They let us recharge, refresh, and get back to work and daily life with a renewed sense of purpose. When you need a personal loan for holiday purposes, contact Nimble for some of the best holiday loans in Australia.