Nimble – Adelaide’s Best Short-Term Loan

When you need funds quickly, whether, for an emergency or something you just have not budgeted for, it can be a stressful situation. Here at Nimble, we have always wanted to help people get access to the funds they need – when they need it. Since 2005 we have developed ways to make loan applications faster and simpler, and that is why we believe that we can help you find Adelaide’s best short-term loan.

With paperless application and everything online now, we have made the payday loan online application process almost as easy as ordering from your favourite restaurant – just a few simple questions and a brief look at your finances, and you could get a decision quickly and your funds within 60 minutes* once confirmed.

For the best short-term loans in Adelaide, try Nimble and see how we can help you – whatever the financial emergency.

Short Term Loans in Adelaide – Nimble Can Help.

If you are over 18, employed with less than half your income from Centrelink and you are an Australian resident, you meet the prerequisites for a Nimble Small Cash Loan or a Nimble Medium Cash Loan.

Both the Small and Medium Cash Loans are available as short-term loans in Adelaide and right around Australia. Our fast online loans can help you out with same day cash when you need it most. The difference between the two can most clearly be seen in our Comparison Table, but the highlights are below:

Small Cash Loans

The Small Cash Loan applies to borrowings between $300 - $2,000. This can be paid back between 62 days and 9 months, depending on your circumstances and the loan amount. We charge an establishment fee of 20% of the loan amount, and 4% of the loan amount monthly.

Medium Cash Loans

For amounts between $2,050 - $5,000, the repayments can be made on a period of 62 days – 22 months, depending on your circumstances and the loan amount. We charge a $400 establishment fee for any Medium Cash Loan with a comparison rate of 65.6597% p.a.**

Before deciding on the best short-term loan in Adelaide for you, it is important that you decide on the amount that you want to borrow, and the amount that you want to repay. You can use these figures in your application, and we will let you know if our smart technology has assessed your affordability to make those repayments.

Adelaide's Short Term Loans With Transparency & Responsible Lending

We know you want to get your money quickly, and our entire ethos is built around making it quick and easy for you to achieve that. However, that does not mean that we do not take our responsibility to ensure that you can afford the repayments seriously. We are proud to be responsible lenders, so even for the smallest of short term loans in Adelaide and beyond we will ensure that you are able to afford – and continue to afford the repayments you have agreed to.

Of course, with our online, paper-free application, you could get access to the money you need without having to speak to another human – but that doesn’t mean we aren’t on hand to help you whether you are applying or already have a loan with us. You can contact our friendly Australian-based call centre between 9 am and 5 pm Monday to Friday, and 9 am – 1 pm on Saturday (AEST).

If you’re in Adelaide (or anywhere else in Australia) and you’re ready to apply for a short-term loan, contact Nimble and get a quick loan today!

Compare Nimble Loans

Loan Feature	Small Loan	Medium Loan
Establishment Fee	20% of loan amount	$400 fee
Loan Amount	$300 - $2,000	$2,050 to $5,000
Costs	20% of loan amount + 4% of loan amount each month	Application fee of $400 + 47.6158% p.a. Comparison rate:** 65.6597% p.a.
Loan Terms	Loan terms 62 days to 9 months depending on the loan amount	62 days to 9 months to 22 months
Timing	Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.

So you know:

You must be over 18 years and employed
You must have an active bank account
Your main source of income must not be Centrelink

*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing

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