Nimble – Adelaide’s Best Short-Term Loan

When you need funds quickly, whether, for an emergency or something you just have not budgeted for, it can be a stressful situation. Here at Nimble, we have always wanted to help people get access to the funds they need – when they need it. Since 2005 we have developed ways to make loan applications faster and simpler, and that is why we believe that we can help you find Adelaide’s best short-term loan.

With paperless application and everything online now, we have made the payday loan online application process almost as easy as ordering from your favourite restaurant – just a few simple questions and a brief look at your finances, and you could get a decision quickly and your funds within 60 minutes* once confirmed.

For the best short-term loans in Adelaide, try Nimble and see how we can help you – whatever the financial emergency.

Short Term Loans in Adelaide – Nimble Can Help.

If you are over 18, employed with less than half your income from Centrelink and you are an Australian resident, you meet the prerequisites for a Nimble Small Cash Loan or a Nimble Medium Cash Loan.

Both the Small and Medium Cash Loans are available as short-term loans in Adelaide and right around Australia. Our fast online loans can help you out with same day cash when you need it most. The difference between the two can most clearly be seen in our Comparison Table, but the highlights are below:

  • Small Cash Loans

The Small Cash Loan applies to borrowings between $300 - $2,000. This can be paid back between 62 days and 9 months, depending on your circumstances and the loan amount. We charge an establishment fee of 20% of the loan amount, and 4% of the loan amount monthly.

  • Medium Cash Loans

For amounts between $2,050 - $5,000, the repayments can be made on a period of 62 days – 22 months, depending on your circumstances and the loan amount. We charge a $400 establishment fee for any Medium Cash Loan with a comparison rate of 65.6597% p.a.**

Before deciding on the best short-term loan in Adelaide for you, it is important that you decide on the amount that you want to borrow, and the amount that you want to repay. You can use these figures in your application, and we will let you know if our smart technology has assessed your affordability to make those repayments.

Adelaide's Short Term Loans With Transparency & Responsible Lending

We know you want to get your money quickly, and our entire ethos is built around making it quick and easy for you to achieve that. However, that does not mean that we do not take our responsibility to ensure that you can afford the repayments seriously. We are proud to be responsible lenders, so even for the smallest of short term loans in Adelaide and beyond we will ensure that you are able to afford – and continue to afford the repayments you have agreed to.

Of course, with our online, paper-free application, you could get access to the money you need without having to speak to another human – but that doesn’t mean we aren’t on hand to help you whether you are applying or already have a loan with us. You can contact our friendly Australian-based call centre between 9 am and 5 pm Monday to Friday, and 9 am – 1 pm on Saturday (AEST).

If you’re in Adelaide (or anywhere else in Australia) and you’re ready to apply for a short-term loan, contact Nimble and get a quick loan today!

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.