Here for you while you’re looking after yourself

Whether it’s emergency dental care, surgery - elective or otherwise, or perhaps unexpected out-of-pocket medical expenses, Nimble’s got you covered.

With a Nimble Medical Loan, from $300 - $25,000, you can focus on getting well - instead of on “how to afford the treatment I need?”

And, you won't have to wait long for this lifeline. Nimble has made the process easy – completely online. In most cases, there will be no need to speak to a single person throughout the application.

That is - unless you want to. Our friendly Customer Service Team is right here in Australia to talk you through getting money to support your health and well-being.

Once approved and you have confirmed your loan, you could have the funds paid to you in as little as 60 minutes*.

What can I do with a Medical Loan

Did you know that there are people in Australia paying upwards of $3,000 in medical costs per family member, per year. Ouch!

Most often, those expenses relate to specialists, when they can’t wait for public health system availability or for the outcome of negotiating with private insurance providers.

Sometimes, those extra medical costs are for non-essential procedures, too.

While not necessarily life-threatening, cosmetic dental work, reconstructive or revertive surgery could all represent a huge difference to a person’s mental health, self image and confidence.

And, being judged if these treatments are warranted and ‘worth it’ just adds stress to already stressful situations.

A Nimble Medical Loan puts you in control of your medical decisions and applying is quick, easy and pain-free, with funds usually transferred within 60 minutes once confirmed.

That way, you can do you, and focus on your recovery.

Online Medical Loans

Don’t let worrying about paying for medical or dental work make you sick.

A Nimble Medical Loan could be just what the Doctor prescribed to help you get back to 100%.

Not sure what product is best for you, compare Nimble Loans below.

Compare Nimble Loans

Loan Feature

Small Loan

Personal Loan

Establishment Fee

20% of loan amount

For loans $2,050 to $5,000: $400

For loans $5,050 to $10,000: $0

Loan Amount

$300 - $2,000

$2,050 to $10,000


20% of loan amount + 4% of loan amount each month

For loans $2,050 to $5,000:

Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a.**

For loans $5,050 to $10,000: Comparison rate: 47.6158% p.a.

Loan Terms

62 days to 9 months depending on the loan amount

62 days to 48 months


Both Small and Personal Loans are offered with fast approval and funds transfer*.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.


It’s a good idea to consider how much money you think you’ll need before applying for your loan. And, there are some other things to consider when applying for your loan. So you know:

  • Your main source of income must not be Centrelink.

  • You must be over 18 years and employed.

  • You must have an active bank account with internet banking.

When the unexpected happens and your family’s health is on the line, contact Nimble to get the help you need.

We are committed to delivering fast decisions. Our smart tech allows you to upload all relevant documents to the application from your mobile or computer. This enables us to get you an answer quickly. Keep your phone handy in case we need to give you a quick call. Once you're approved, accept your loan offer and you’ll get your cash within 60 minutes of confirming your loan.

Here's how Nimble loans work in 3 easy steps:

  1. Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.

  2. Get a decision: Once you've applied, we may contact you to verify the details you've provided in your application (keep your phone close by) - you'll hear back with a decision in no time.

  3. Get your money: If you're approved and confirm your loan by 4:30pm AEST during banking days, get your cash within 60 minutes. Otherwise, it may take a little longer, and will also depend on your bank clearance times.

We only lend to customers who are over 18, Australian citizen or permanent resident, and employed with no more than 50% Centrelink income. If you meet this criteria and Nimble’s credit approval criteria, we can lend to you. Our expert team verifies all your details to make sure you’re in a position to repay. Our goal is for you to repay comfortably and have a great experience.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing