Nimble – The Home of Same Day Loans in Sydney

When you need cash fast – for an emergency, a vet bill or a car breakdown, finding the right same day loan in Sydney can seem like an impossible task. You want to get the funds you need quickly, without any headaches or paperwork.

That is where Nimble can really make a difference. Since 2005 we have made online payday loans more accessible to people just like you – without all the paperwork, long waiting times, and strict prerequisites. For same day loans in Sydney, Nimble could be the answer you are looking for – completely online application, fast decisions, and simple prerequisites are what makes customers come back to us again and again – and the reason why we have funded over 1.6 million loans.

Whether you need some fast cash for an emergency car repair, or need a quick holiday money loan, we could make it simple and fast – we are Nimble, after all.

Sydney's Best Same Day Loans – The Nimble Difference

It isn’t hyperbole when we suggest that we might just have Sydney’s best same day loan – our customers, especially our returning customers, can attest that getting fast cash when you need it from Nimble is a real game-changer in the loan landscape.

In 2009, we were the first to use paperless applications. In 2011, we began a ‘straight-through’ loan application process that meant, in most cases, no human interaction was necessary – our smart technology can quickly assess your personal and financial data to make a decision. Now, we are the chosen provider for same-day loans in Sydney and around the country – and we are ready to help you, too.

The first step in deciding on the right same-day loan in Sydney is to assess how much you need to borrow. You also need to be sure that you can afford the repayments, and that is part of the assessment that we will make during your application.

For a Small or Medium Cash Loan ($300 - $5,000), the following prerequisites apply:

  • You must be over 18
  • You must be employed
  • Less than 50% of your income from Centrelink
  • You must be an Australian resident.

If you want to compare each loan type, look at our Comparison Table and you will see the fees and repayment options depending on what type of loan you need.

As mentioned before, the beauty of getting a short term money loan from Nimble is the simple application. All we need is some basic details about you, your income and expenses, and we can usually give you a decision very quickly. And, if your loan is confirmed before 4.30 pm on a normal banking day, we can get your funds to you in as little as 60 minutes*.

Choose the Same Day Loan Sydney Residents Trust

We expect everything today to be available online, whether that is car insurance or food delivery – and Nimble is no different. Of course, we do have real, live people available for you to speak to if you have any questions or queries in our Australia-based call centre, so you can reach out and speak to us.

When you apply, you will have access to an exclusive Members Area where you can find out everything you need about your account, from the original loan agreement, the amount left to repay, and the next payment.

Take control of your same day loan in Sydney with Nimble today!

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000

Costs

20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months

Timing

Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

 
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing