Cash Loans
Up to $5,000
Ready to go when life throws you a curveball, like urgent car maintenance or vet bills.
Over 18EmployedAustralian ResidentNo more than 50% of salary from Centrelink
MAKING FINANCE FASTER
Personal Loans
Up to $25,000
Personal Loans for life's big moments, with rates from as low as 8.99% p.a. (comparison rate from 10.31% p.a.)**
Over 18EmployedEarn over $50,000 p.a. before taxFree from bankruptcy for the past 5 yearsAustralian citizen or permanent Resident
Car Loans
Up to $50,000
Get a Nimble Secured Car Loan with rates from as low as 6.99% p.a. (comparison rate from 7.68% p.a.)**
Over 18EmployedEarn over $50,000 p.a. before taxFree from bankruptcy for the past 5 yearsAustralian citizen or permanent Resident
Apply Now
Personal Loans
Up to $25,000
Personal Loans for life's big moments, with rates from as low as 8.99% p.a. (comparison rate from 10.31% p.a.)**
Over 18EmployedEarn over $50,000 p.a. before taxFree from bankruptcy for the past 5 yearsAustralian citizen or permanent Resident
Car Loans
Up to $50,000
Get a Nimble Secured Car Loan with rates from as low as 6.99% p.a. (comparison rate from 7.68% p.a.)**
Over 18EmployedEarn over $50,000 p.a. before taxFree from bankruptcy for the past 5 yearsAustralian citizen or permanent Resident
Google Rating
★★★★★
★★★★★
Flexible repayments
100% online application
Australian call centre
Don't just take our word for it…
Nimble Loan Types
Small Cash Loans
If the principal amount you borrow is between $300 - $2,000 you'll pay:
Loan term:
Range from 62 days to 9 months depending on the loan amount
Establishment fee:
20% of the principal amount
Monthly loan rate:
4% of the principal a month
Medium Cash Loans
If the principal amount you borrow is between $2,050 - $5,000 you'll pay:
Loan term:
Range from 62 days to 22 months
Establishment fee:
$400
Annual percentage rate (APR):
47.62%
Comparison rate:**
65.66% p.a.
Personal Loans
If the principal amount you borrow is between $5,000 - $25,000 you'll pay:
Loan term:
Range from 6 to 48 months
Establishment fee:
$195 - $250***
Annual percentage rate (APR):^
Range from 8.99% to 29.99%
Comparison rate:**
Range from 10.31% - 31.49%
Car Loans
If the principal amount you borrow is between $5,000 - $50,000 you'll pay:
Loan term:
Range from 6 to 84 months
Establishment fee:
$195 - $495***
Annual percentage rate (APR):^
Range from 6.99% to 27.99%
Comparison rate:**
Range from 7.68% - 28.84%
Our $25,000 Competition Winner
Announcing Tina M from Surfers Paradise, Queensland as our lucky winner of a $25,000 cash prize! Huge congrats to Tina!
About Nimble
The benefits of a Nimble Loan
Here are some of the benefits of borrowing a loan with Nimble. Read more
It’s easy
Today’s world moves very fast. We expect that everything can be done at the touch of a button from wherever we are. Nimble understands this expectation. Over the years, we have focused lots of time and resources to ensure we continue to deliver on these expectations and then some. We’ve designed a process that is fast and efficient, and we have ensured that our technology is brilliant. We have worked hard on our application process so that you don’t have to. Applying for a loan has never been easier.
We’re big on time-saving
Your time is precious, and we won’t waste it. We designed our application process to save you time, but we didn’t stop there. We wanted to make sure that our customers could have access to money when they need it most. Unexpected costs can be stressful and we wanted to do all that we could to relieve that stress for our customers. So, we made sure that once approved, funds would be dispatched quickly. Fast approval and fast fund transfer is the name of the game here at Nimble. We make promises around our fast cash loan delivery and we stick to them.
The Nimble customer-first approach
When it comes to your Payday Loan we’re all about transparency. Transparency helps you and it helps us. We provide clear details on your repayment schedule so that all parties are aware of their commitment. We do our best to ensure that when you have a question about your Cash Loan, we are here to answer it. We operate our customer call centre out of Australia to make sure we’re there for you and when we can’t catch you on the telephone, we’ll be sure to reply to your email.
Our loan types
Both of the loan types that we offer are unsecured - some people call these Payday Loans, Cash Loans, or simply Short Term Loans. It’s quite common to have many names for these types of loan but mostly they mean the same thing. It’s a good idea to sit down and consider what you need a loan for. This doesn’t mean a lengthy and exhaustive calculation, it may just be a quick math exercise that allows you to have a good idea of what type of loan is most suitable for your needs.
Let’s take a look at the reasons someone may use each of our loans. Read more
The Nimble Small Loan
As the name would indicate, this type of loan can help you out with some little things that you just simply didn’t anticipate. Maybe it’s a car repair or maybe it’s a hand with some travel plans - whatever the reason, a Nimble Small Loan can help.
The Nimble Small Loan amounts range from $300 to $2,000. The loan term for the Nimble Small Loan ranges from 62 days to 9 months depending on the loan amount. So, people might take out a Nimble Small Loan to help in the knowledge that they have a short term time to repay the amount they borrowed.
The Nimble Medium Loan
This type of loan can help with bigger costs. You have access to larger loan amounts and a longer repayment time, and people usually use this for things like helping to pay for a wedding or a big life event. With the Nimble Medium Loan, you can apply for between $2,050 and $5,000. We have terms available for up to 22 months. Minimum and maximum terms vary depending on your individual circumstances. With all of our Nimble Loans, you’ll receive your own dedicated Member Area where you can log in and find details of your loan.
The Nimble Personal Loan
With a Nimble Personal Loan, you can borrow from $5,000 up to $25,000. This loan is a great option for people who need more funds for some of the bigger moments in life. Maybe you’re renovating your house, saying “I do” or making travel plans and need a little bit extra to help make the sun shine for longer. You select the amount you wish to borrow, apply online and once confirmed, you’ll receive your loan quickly. One of the biggest benefits of a Nimble Personal Loan is that we commit to the same easy streamlined application process, security and speed that we do with our cash loans. Our smart tech analyses your data when you log in to your bank for a hassle-free approval process.
We offer a personalised rate, just for you with no monthly account keeping fees. Like everything Nimble, it’s secure and we do all the hard work for you.
Top tips for applying for a Nimble Cash Loan
Applying for a Nimble loan isn’t difficult, but there are some things you should consider before taking out a loan. Here are some top tips you may want to consider before applying.
1. Short or Medium Nimble Loan? Well, this all depends on what you need the money for, and how long you think you’ll need to repay it. Sit down and consider the reasons why you need a loan – is it one small thing, or a series of small things that may become a bigger thing? Do some quick maths and get an idea of which suits you best. Read more
2. Bank details. We need you to log in to your banking portal so that we can evaluate your income and expenses before making a decision of how much we lend to you and for how long. Make sure and have these handy when applying for your loan.
3. Relax! There’s no need to prepare any annoying paperwork, everything happens online and we make a decision very quickly. So once you’ve applied just sit back and relax until we confirm your loan status. Pending your success, your money could be with you very soon. We offer fast loan approval and funds transfer.* You could receive your quick loan within 60 minutes if it is confirmed before 4:30 pm on a banking day.
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.
Nimble Quick Cash Loans Online
When you have an unexpected bill and don't know what to do, there's no need to panic. Quick loans from Nimble can get you the cash you need without the hassle you don't. It's never been simpler to get quick loans online in Australia.
The Convenient Quick Loan Online
The modern world moves quickly, and there are a hundred reasons you might suddenly find yourself in need of cash before payday. Whether your dog has scratched her paw open on a hike, the plumber found a bigger problem than you expected, or you simply forgot the precise date your gym would take that annual fee from your account, you can find yourself low on funds when you're least expecting it.
Nimble's quick loans in Australia give you a way to cover these emergency needs without spending hours in a bank going through the paperwork for a personal loan. Whether you're looking for quick cash loans in Australia, holiday loans, or just need a bit to tide you over after an unexpected expense, it's easy and simple to get it done with Nimble.
Proudly Serving Australia With Ethical Online Loans
You can do everything online these days, from paying your bills, to earning a degree, to ordering lunch. Getting easy loans in Australia shouldn't be any different, and at Nimble we think the digital world demands a digital loan solution. Our loan application process is designed for speed and simplicity so you can do everything from home. You can even apply in your pyjamas if you like: we don't judge.
Let Us Help You Get a Quick Loan Today
When the world moved more slowly, you could afford to wait three days to find out if you qualified for a loan. Things move more quickly now, including financial obligations, and you should be able to secure a loan just as quickly. With Nimble, you can likely have your money within an hour when your application is confirmed by 4:30 pm on a banking day.
Unlike many bank loans, a fast loan with Nimble doesn't require you to put up any security. You simply verify your income and regular expenses, and we can quickly let you know if we can lend to you and how much. There are no long-term commitments, and you set up a repayment schedule that you can manage. Unless you reschedule your repayments later, which might entail some extra fees, you'll always know exactly what you're paying and when.
How Nimble's Fast Online Cash Loans in Australia Work
The first step in getting quick money loans online is to choose whether you need a small or medium online cash loan.
A small loan lets you borrow between $300 and $2,000. You can repay the loan in as little as 62 days or stretch it out to three months. You'll pay a 20% establishment fee and 4% of the loan amount each month.
If you choose a medium loan, you can borrow from $2,050 to $5,000 and have as long as 22 months to pay it off. There's a standard $400 fee for medium loans.
You don’t need to provide dozens of documents to be eligible to apply for a payday loan with Nimble. In general, you're eligible if you're an Australian citizen over the age of 18 with an active bank account. Your main source of income can't be Centrelink, but as long as you meet these requirements, you're good to go.
Connect With Us for Your Quick & Easy Loan Online
Once you've decided how much you need, connect with us online. You'll sign into your bank with us and we'll take a look together at your regular income and expenses. With that information in hand, we can quickly determine if we can loan you money and how much. When we can confirm before 4:30 pm on a banking day, we can likely have your money to you within 60 minutes.
At Nimble, loans are about meeting your needs, and we will never loan you more than you can afford to pay back. When you connect with us, our main concern is to meet your needs in every respect. We are proud to provide ethical quick loans Australia knows and trusts.
Use Your Loan For Quick Money Today
Once your loan is approved, your money will appear quickly. Your quick instant cash is yours to use. While these loans are often referred to as "cash loans," the money actually goes to your bank account, so you can draw on it to pay bills, write cheques, or withdraw cash as you need.
You should be able to get a quick loan now, when you need it, and repayment should be just as easy. We've set up a simple system that eliminates confusion or stress. When you get your loan, we set up direct debits on your bank account. On the day your repayment comes due, we automatically collect. All you need to do is make sure you have enough funds in your account on that day. To make that easier, we send you a reminder email the day before, and we always try our best to process the debit first thing in the morning.
We want you to stay informed and in charge, so you can always log in to your Nimble account and check on the status of your repayments, verify when repayments are due, and communicate with us as you need. If you ever think you can't make a repayment, call us at 133 156 to stop the debit and discuss your next step.
It's always smart to pay off debts as early as you can. While some lenders charge you a fee for early repayment, that's never something you need to worry about with Nimble's quick instant loans. We don't think it's bad to pay loans off early: we think it's something to celebrate!
Get the Best Quick Cash Loans Online in Australia With Nimble
When you need to get a quick loan today, don't hesitate. Contact Nimble and get started today. We think online loans should be easy and intuitive in the digital age, and we do everything we can to make it happen for you. We make it easy to apply, easy to communicate with us throughout the life of your loan, and easy to repay. We've been providing loans since 2005, and we're here for you when you need us.
FAQs
Cash Loans
How do I get paid so fast?
Once you're approved, your loan is transferred straight to your bank account within 60 minutes of confirming your loan, if you confirm your loan by 4:30pm AEST during banking days.
What happens if I can’t repay on time?
If you can't repay on time, please let us know immediately as fees and charges may apply. See our Fee Statement for further details.
What is Nimble’s APR?
For our Small Loans of $300 to $2,000, an APR (Annual Percentage Rate) doesn’t apply. These loans are fee-based only, so they don’t have an APR.
Nimble’s Medium Loans have a maximum APR of 47.6158%.
Are there any renewal fees?
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
How long can I have my loan for?
If you have a Small Loan, the payment options range from 62 days to 9 months depending on the loan amount. A Nimble Medium Loan has a loan term of 62 days to 22 months.
Personal Loans
How much can I borrow?
Our Personal Loan allows potential borrowers to borrow from $5,000 up to $25,000. You select the amount you need and your circumstances will be assessed to determine how much you can borrow.
What’s the approval process?
After you’ve applied online, we’ll be in touch with a decision about your loan application.
When will I get my money?
Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.
How much will it cost?
Our Personal Loan potential borrowers can borrow from $5,000 to $25,000. Your personalised interest rate will depend on a number of factors. Please see here our fee statement which outlines the fees and charges applicable to a Personal Loan with Nimble.
What happens if I repay early?
It’s simple! You may make additional payments to prepay all or part of the balance at any time. If you prepay part of the balance early, the amount of the repayments set out in your loan offer and their due dates remain unchanged unless we agree to change the repayments. If you prepay the entire balance, you must also pay us any accrued interest, fees and charges not yet debited to your loan account, enforcement expenses and any applicable early repayment fee set out in the loan offer. See fee statement for more information.
Car Loans
How much can I borrow?
On a Nimble secured car loan, the minimum loan amount is $5,000 and the maximum loan amount is $50,000.
What is a secured car loan?
At Nimble, our secured car loan is pretty straight forward. Getting a secured car loan with us means we have security over your new car. This means that if something were to happen and you couldn’t repay the loan we maybe able to sell your car to recover what you owe. What’s the advantage of a secured car loan for you? Security can help to make a loan less risky for the lender and in turn, this means you might be able to get a lower interest rate than other loan types.
Can I pay my car loan out early?
It’s simple! You may make additional payments to prepay all or part of the balance at any time. If you prepay part of the balance early, the amount of the repayments set out in your loan offer and their due dates remain unchanged unless we agree to change the repayments. If you prepay the entire balance, you must also pay us any accrued interest, fees and charges not yet debited to your loan account, enforcement expenses and any applicable early repayment fee set out in the loan offer. See fee statement for more information.
Am I eligible for a secured car loan with Nimble?
At Nimble, we have some eligibility criteria that we ask you to meet for a secured car loan. We’ve outlined this below:
You must be an Australian citizen or permanent resident, who is over 18 years old and currently employed
You must meet the Nimble credit lending criteria
You must have an Australian driver’s licence or an Australian passport
You need your bank login details - so that you can securely log in to your bank and allow us to verify your income & expenses
You need a mobile phone - we'll send you a text for verification purposes
No more than 50% of income from Centrelink
When do I get a decision on my application?
We make a commitment to you on fast decisioning. Because our smart tech allows you to upload all relevant documents to the application from your mobile - we can commit to getting you an answer quickly. Once you get a decision, the speed continues - your vendor could receive funds in 60 mins once confirmed*. This means, with our smart tech, you could apply for a car loan and drive away that day!
Why have I been declined?
Unfortunately, there isn’t a straight answer to this question. There isn’t a “one size fits all” reason for not making it through our application. Every application is different and we’re sorry if you weren’t successful this time but if your circumstances change, please feel free to apply again.
