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Over 1.4 million loans approved

Nimble is a simple, stress-free way to borrow money. Get an online decision and once approved, have your money paid within 60mins of confirming your loan.

Flexible loans up to $5,000

Every situation is different. That's why Nimble lets you customise your loan to suit your needs. Once approved, choose your amount, adjust your repayments to fit just right,
then confirm your loan.

Easy application

Applying with Nimble is online and super simple. It doesn't matter what time of day it is, if you're at home or on the go. There's no painful face-to-face meetings, just a straightforward application.

Fast payment times

Once your loan is approved, we transfer your money straight to your bank account within 60 minutes of confirming your loan.

Sound good? Let's break it down

You'll always get a clear description of all your fees and repayments before you confirm your loan. As a quick reference, though, here's a general breakdown of fees:

Small loans

If the principal amount you borrow is between $300 - $2,000 you'll pay:

  • Establishment fee:
    20% of the principal amount
  • Monthly loan fee:
    4% of the principal a month
  • Payment options range from 62 days to 4 months. Actual loan term may vary depending on approved amount and your individual circumstances.

Medium loans

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

  • Establishment fee: $400
  • Annual Percentage Rate (APR): 47.6158%
  • Comparison rate: 65.6597% p.a.*
  • Payment options range from 62 days to 22 months. Actual loan term may vary depending on approved amount and your individual circumstances.
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*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years. See our full Fee Statement for fee details.

FAQs for new members

How do I get paid so fast?

Once you're approved, your first smart little loan ® is transferred straight to your bank account within 60 minutes of confirming your loan, if you confirm your loan by 4:30pm AEST during banking days.

Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.

What happens if I can't repay on time?

If you can't repay on time, please let us know immediately as fees and charges may apply. See our Fee Statement for further details.

What is Nimble’s APR?

For our Small Loans of $300 to $2,000, an APR (Annual Percentage Rate) doesn’t apply. These loans are fee-based only, so they don’t have an APR.
Nimble’s Medium Loans have a maximum APR of 47.6158%.

Are there any renewal fees?

Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.

How long can I have my loan for?

If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.
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Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Lending criteria, suitability checks, terms and fees apply. close