Every situation is different. That's why Nimble lets you customise your loan to suit your needs. Once approved, choose your amount, adjust your repayments to fit just right, then confirm your loan.
Applying with Nimble is online and super simple. It doesn't matter what time of day it is, if you're at home or on the go. There's no painful face-to-face meetings, just a straightforward application.
Over 1 million loans approved
Here's what a Small Loan might look like...
You're after $1,500 for your car maintenance. You apply online, and once approved you select your amount and adjust your repayments with a few simple clicks - choosing to pay it back in 17 affordable repayments of $120.00 per week.
Small Loan example
|Repayments||Per Week||Total Repayment|
Here's what a Medium Loan might look like...
You're after $3,000 for some home improvements. You apply online using your phone, and once approved you select your amount and adjust your repayments with a few simple taps - choosing to pay it back in 22 affordable repayments of $168.06 per week.
Medium Loan example
|Repayments||Per Week||Total Repayment*|
Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.
If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $0. Other fees and charges may also apply. See our Fee Statement for further details.
If you miss a payment, we'll always try to contact you to attempt to sort out an affordable arrangement. Find out more.
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
For our Small Loans of $100 to $2,000, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, so they don't have an APR.
Nimble's Medium Loans have a maximum APR of 39.20%.
If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.
You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.
As a quick reference, though, here's a general breakdown of fees:
If the principal you borrow is between $100 - $2,000 you'll pay:
If the principal you borrow is between $2,001 - $5,000 you'll pay:
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
See our full Fee Statement for fee details.
Let's get started!
This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.
!WARNING - Do you really need a loan today? *
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: www.humanservices.gov.au/advancepayments
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.