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Decision in minutes.

We've approved 521,051 cash loans since 2005.

Why thousands of people choose Nimble.

It's a totally new way of borrowing. Our unique technology gives you an online decision in minutes - and once approved, you get the money within 60 minutes.

Nimble gives you smart little loans up to $1,200 for the unexpected. Our fast cash loans only go for 16 - 50 days, so you can't get stuck in long-term debt.

$100 - $1200 for a few weeks

Get a smart little loan for a short amount of time - right when you need it. Pay it all back comfortably over just a few weeks and get on with your life. Nimble is a fast and simple, short-term solution, not a long-term problem.

Decision in minutes.

Forget about waiting and wondering. All the hard work is done for you. Our simple, automated system gives you a decision within 5 minutes of your application. Once approved, you get the money in just 60 minutes. Done.

Fast application.

Applying with Nimble is incredibly quick. In fact, the average time it takes is just 5 minutes and 44 seconds. Our automated system is fully online from start to finish - so there's no messy paperwork or painful face-to-face meetings. Just jump online any time of day and apply from your computer or mobile phone.

Fast payment.

We transfer your first cash loan straight into your bank account within 60 minutes of approval during business hours. Most people have it within minutes, but sometimes it may take longer if you applied after 3pm on a business day or after office hours. If you bank with CommBank you'll have the money in seconds, 24/7.

A smarter way to borrow

It's a short-term solution - just 16 to 50 days long. A small amount of money comfortably repaid within weeks. It's not a big, long-term commitment, with repayments hanging over your head for years. Stay in control and get on with your life.

We're responsive.

Need help? Call our award-winning Customer Care team. We answer 87% of calls within 20 seconds and reply to 98% of emails in less than 30 minutes. On Live Help it's 77% in under 20 seconds. We know time is a factor when the unexpected happens.


"I think you provide a brilliant service. It's the best type short term cash loan. You have "saved my skin" many times. Many many thanks!"


Nimble was started by people like you who know how it feels to need a little extra money sometimes - and they're the team on the other end of the line.

If you're still feeling a little unsure, check out our FAQ page for answers to more specific questions. If you still can't find what you need, contact us.




Your first smart little loan is transferred straight into your bank account within 60 minutes of approval (during business hours).

On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.

Once you're a member you get paid onto your Nimble VISA Prepaid Card within seconds of triggering a loan - anywhere, anytime, 24/7 (even from your mobile phone). Easy!


Our loans have the following simple cost structure:

20% of principal amount (establishment fee)
+ 4% of principal amount per month.

The easiest way to see how much your loan would cost is to play with our calculator.

Click here to see what other fees may apply.

What Happens If I Can't Repay On Time?

If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $35.

We'll always contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees of $7 will accrue.

If we can't recover the money after 60 days we may pass it over to our external collections partner and you may have a default placed on your credit file that impacts your credit history for up to 5 years. So it's best to always communicate with us if you are having trouble repaying so we can work something out together.

Find out more.

Are there any renewal fees?

Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.

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This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

WARNING - Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.