Nimble is a simple, stress-free way to borrow
money. Get an online decision and once
approved, have your money paid within
60mins of confirming your loan.
Every situation is different. That's why Nimble lets you customise your loan to suit your needs. Once approved, choose your amount, adjust your repayments to fit just right, then confirm your loan.
Applying with Nimble is online and super simple. It doesn't matter what time of day it is, if you're at home or on the go. There's no painful face-to-face meetings, just a straightforward application.
Once your loan is approved, we transfer your money straight to your bank account within 60 minutes of confirming your loan.
You'll always get a clear description of all your fees and repayments before you confirm your loan.
As a quick reference, though, here's a general breakdown of fees:
If the principal amount you borrow is between
$300 - $2,000 you'll pay:
If the principal amount you borrow is between
$2,001 - $5,000 you'll pay:
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
See our full Fee Statement for fee details.
Once you're approved, your first smart little loan ® is transferred straight to your bank account within 60 minutes of confirming your loan, if you confirm your loan by 4:30pm AEST during banking days.
Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.
If you can't repay on time, please let us know immediately as fees and charges may apply. See our Fee Statement for further details.
For our Small Loans of $300 to $2,000, an APR (Annual Percentage Rate) doesn’t apply. These loans are fee-based only, so they don’t have an APR.
Nimble’s Medium Loans have a maximum APR of 47.6158%.
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.
Once your Nimble loan is approved, it'll be transferred to your bank account within 60 minutes of confirming your loan, if confirmed by 4:30pm AEST during banking days. Otherwise the payment will be processed on the next business day. Clearance time is subject to your bank.
Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.
Once you're a Nimble member, you can choose to get a Nimble loan paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan.
Approved borrowers may be eligible for a loan from $300 and up to $5,000. Borrowers applying and approved for a Small Loan are only eligible to borrow up to $1,600. Lending criteria, suitability checks, terms and fees apply.