Every situation is different. That's why Nimble lets you customise your loan before you confirm your loan to suit your needs. Before you sign your contract, you can choose your loan amount within the approved range and adjust your repayment schedule. Then pay it off comfortably and get on with your life.
Applying with Nimble is super simple. There's no messy paperwork or painful face-to-face meetings. In fact, it's done online, any time of the day. Just jump on your computer or smartphone.
Just apply online - whether you're on the go, at work, or from the comfort of your home.
Once you've applied, we may contact you to verify the details you've provided in your application. Then you'll get a decision.
Here's what a Small Loan might look like...
You're after $1,500 for your car maintenance. You apply online, and once approved you select your amount and adjust your repayments with a few simple clicks - choosing to pay it back in 17 affordable repayments of $120.00 per week.
Small Loan example
|Repayments||Per Week||Total Repayment|
Here's what a Medium Loan might look like...
You're after $3,000 for some home improvements. You apply online using your phone, and once approved you select your amount and adjust your repayments with a few simple taps - choosing to pay it back in 22 affordable repayments of $168.06 per week.
Medium Loan example
|Repayments||Per Week||Total Repayment*|
Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.
If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $15. Other fees and charges may also apply. See our Fee Statement for further details.
If you miss a payment, we'll always try to contact you to attempt to sort out an affordable arrangement. Find out more.
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
You'll always see a clear breakdown of all your fees and repayments before you confirm your loan.
As a quick reference, though, here's a general breakdown of fees:
If the principal you borrow is between $100 - $2,000 you'll pay:
If the principal you borrow is between $2,001 - $5,000 you'll pay:
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
See our full Fee Statement for fee details.
Let's get started!
This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.
!WARNING - Do you really need a loan today? *
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.