close

MAKING FINANCE FASTER

Cash and Personal Loans up to $25,000 paid within 60 minutes once confirmed

Cash Loans Cash
Personal Loans Personal
remove
add
$300
$25,000
Reviews 4.5

Eligibility criteria for loans over $5,000

Earn over $50,000 p.a. before tax Employed Over 18 Australian citizen or permanent Resident Free from bankruptcy for the past 5 years
Continue
Eligibility criteria keyboard_arrow_down
Over 18 Employed (inc. casual and PT) Australian Resident No more than 50% of salary from Centrelink
Earn over $50,000 p.a. before tax Employed Over 18 Australian citizen or permanent Resident Free from bankruptcy for the past 5 years
 
People have applied in the last 24 hours

Testimonials



Application Process

1. Tell us what you need

You decide how much you want to borrow and for how long

3. Connect to your bank

You connect to your bank and our smart tech runs through your data, doing all the hard work for you

5. You're on the way

Once your loan has been confirmed, your loan will be in your bank account in under 60 minutes*

2. Tell us who you are

You supply us with some pretty run of the mill information on your identity

4. Verify income & expenses

Our smart tech identifies your income and expenses and you confirm

Nimble Loan Types

Small Cash Loans

If the principal amount you borrow is between $300 - $2,000 you'll pay:

Establishment fee:

20% of the principal amount

Monthly loan rate:

4% of the principal a month

Loan term:

Range from 62 days to 9 months

Medium Cash Loans

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

Establishment fee:

$400

Annual percentage rate (APR):

47.62%

Comparison rate:**

65.66% p.a.

Loan term:

Range from 62 days to 22 months

Personal Loans

If the principal amount you borrow is between $5,000 - $25,000 you'll pay:

Establishment fee:

$195 - $250***

Annual percentage rate (APR):^

Range from 8.99% to 29.99%

Comparison rate:**

Range from 10.31% - 31.49%

Loan term:

Range from 6 to 48 months

Small Cash Loans

If the principal amount you borrow is between $300 - $2,000 you'll pay:

Medium Cash Loans

If the principal amount you borrow is between $2,050 - $5,000 you'll pay:

Personal Loans

If the principal amount you borrow is between $5,000 - $25,000 you'll pay:

Establishment fee:

20% of the principal amount

Monthly loan rate:

4% of the principal a month

Loan term:

Range from 62 days to 9 months

Establishment fee:

$400

Annual percentage rate (APR):

47.62%

Comparison rate:**

65.66% p.a.

Loan term:

Range from 62 days to 22 months

Establishment fee:

$195 - $250***

Annual percentage rate (APR):^

Range from 8.99% to 29.99%

Comparison rate:**

Range from 10.31% - 31.49%

Loan term:

Range from 6 to 48 months

Apply Now

About Nimble

The benefits of a Nimble Loan

Well, we don’t mean to boast, but we’re pretty awesome. Our customers think so too, that’s why we’ve managed to secure over 1.5 million loans for them and why they come back time and time again. We started our journey back in 2005 with one simple goal – to make borrowing money and having access to Cash Loans easy, for everyone. Since then, we’ve been busy making sure that our application process is as straightforward as possible and our customers are happy.

Here are some of the benefits of borrowing a loan with Nimble. Read more

It’s easy

Today’s world moves very fast. We expect that everything can be done at the touch of a button from wherever we are. Nimble understands this expectation. Over the years, we have focused lots of time and resources to ensure we continue to deliver on these expectations and then some. We’ve designed a process that is fast and efficient, and we have ensured that our technology is brilliant. We have worked hard on our application process so that you don’t have to. Applying for a loan has never been easier.

We’re big on time-saving

Your time is precious, and we won’t waste it. We designed our application process to save you time, but we didn’t stop there. We wanted to make sure that our customers could have access to money when they need it most. Unexpected costs can be stressful and we wanted to do all that we could to relieve that stress for our customers. So, we made sure that once approved, funds would be dispatched quickly. Fast approval and fast fund transfer is the name of the game here at Nimble. We make promises around our Fast Cash Loan delivery and we stick to them.

The Nimble customer-first approach

When it comes to your Payday Loan we’re all about transparency. Transparency helps you and it helps us. We provide clear details on your repayment schedule so that all parties are aware of their commitment. We do our best to ensure that when you have a question about your Cash Loan, we are here to answer it. We operate our customer call centre out of Australia to make sure we’re there for you and when we can’t catch you on the telephone, we’ll be sure to reply to your email.

Our loan types

Both of the loan types that we offer are unsecured - some people call these Payday Loans, Cash Loans, or simply Short Term Loans. It’s quite common to have many names for these types of loan but mostly they mean the same thing. It’s a good idea to sit down and consider what you need a loan for. This doesn’t mean a lengthy and exhaustive calculation, it may just be a quick math exercise that allows you to have a good idea of what type of loan is most suitable for your needs.

Let’s take a look at the reasons someone may use each of our loans. Read more

The Nimble Small Loan

As the name would indicate, this type of loan can help you out with some little things that you just simply didn’t anticipate. Maybe it’s a car repair or maybe it’s a hand with some travel plans - whatever the reason, a Nimble Small Loan can help.

The Nimble Small Loan amounts range from $300 to $2,000. The loan term for the Nimble Small Loan is 62 days to four months. So, people might take out a Nimble Small Loan to help in the knowledge that they have a short term time to repay the amount they borrowed.

The Nimble Medium Loan

This type of loan can help with bigger costs. You have access to larger loan amounts and a longer repayment time, and people usually use this for things like helping to pay for a wedding or a big life event. With the Nimble Medium Loan, you can apply for between $2,050 and $5,000. We have terms available for up to 22 months. Minimum and maximum terms vary depending on your individual circumstances. With all of our Nimble Loans, you’ll receive your own dedicated Member Area where you can log in and find details of your loan.

The Nimble Personal Loan

With a Nimble Personal Loan, you can borrow from $5,000 up to $25,000. This loan is a great option for people who need more funds for some of the bigger moments in life. Maybe you’re renovating your house, saying “I do” or making travel plans and need a little bit extra to help make the sun shine for longer. You select the amount you wish to borrow, apply online and once confirmed, you’ll receive your loan quickly. One of the biggest benefits of a Nimble Personal Loan is that we commit to the same easy streamlined application process, security and speed that we do with our cash loans. Our smart tech analyses your data when you log in to your bank for a hassle-free approval process. We offer a personalised rate, just for you with no monthly account keeping fees. Like everything Nimble, it’s secure and we do all the hard work for you.

Top tips for applying for a Nimble Cash Loan

Applying for a Nimble loan isn’t difficult, but there are some things you should consider before taking out a loan. Here are some top tips you may want to consider before applying.

1. Short or Medium Nimble Loan? Well, this all depends on what you need the money for, and how long you think you’ll need to repay it. Sit down and consider the reasons why you need a loan – is it one small thing, or a series of small things that may become a bigger thing? Do some quick maths and get an idea of which suits you best. Read more

2. Bank details. We need you to log in to your banking portal so that we can evaluate your income and expenses before making a decision of how much we lend to you and for how long. Make sure and have these handy when applying for your loan.

3. Relax! There’s no need to prepare any annoying paperwork, everything happens online and we make a decision very quickly. So once you’ve applied just sit back and relax until we confirm your loan status. Pending your success, your money could be with you very soon. We offer fast approval and funds transfer.* You could receive your quick loan within 60 minutes if it is confirmed before 4:30 pm on a banking day.

*Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

FAQs

Cash Loans

How do I get paid so fast?
remove
add

Once you're approved, your first smart little loan ® is transferred straight to your bank account within 60 minutes of confirming your loan, if you confirm your loan by 4:30pm AEST during banking days. Once you're a member you can get paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan - even if you're approved outside of standard banking hours.

What happens if I can’t repay on time?
remove
add

If you can't repay on time, please let us know immediately as fees and charges may apply. See our Fee Statement for further details.

What is Nimble’s APR?
remove
add

For our Small Loans of $300 to $2,000, an APR (Annual Percentage Rate) doesn’t apply. These loans are fee-based only, so they don’t have an APR.

Nimble’s Medium Loans have a maximum APR of 47.6158%.

Are there any renewal fees?
remove
add

Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.

How long can I have my loan for?
remove
add

If you have a Small Loan, the payment options range from 62 days to 12 months. A Nimble Medium Loan has a loan term of 62 days to 2 years.

Personal Loans

How much can I borrow?
remove
add

Our Personal Loan allows potential borrowers to borrow from $5,000 up to $25,000. You select the amount you need and your circumstances will be assessed to determine how much you can borrow.

What’s the approval process?
remove
add

After you’ve applied online, we’ll be in touch with a decision about your loan application.

When will I get my money?
remove
add

Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

How much will it cost?
remove
add

Our Personal Loan potential borrowers can borrow from $5,000 to $25,000. Your personalised interest rate will depend on a number of factors. Please see ​here our fee statement which outlines the fees and charges applicable to a Personal Loan with Nimble.

What happens if I repay early?
remove
add

It’s simple! You may make additional payments to prepay all or part of the balance at any time. If you prepay part of the balance early, the amount of the repayments set out in your loan offer and their due dates remain unchanged unless we agree to change the repayments. If you prepay the entire balance, you must also pay us any accrued interest, fees and charges not yet debited to your loan account, enforcement expenses and any applicable early repayment fee set out in the loan offer. See ​fee statement​ for more information.

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Lending criteria, fees, terms and conditions apply. Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Lending criteria, suitability checks, terms and fees apply. close