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Hello! Today's average payment time is 16 minutes 1 seconds. [ Last updated 11:30 AM

Why thousands of people choose Nimble.

It's a totally new way of borrowing. Our unique technology gives you an online decision in minutes - and once approved, you get the money within 60 minutes.

We've approved 888,297 cash loans since 2005.

A Smart Little Loan

$100 - $1600 for a few weeks

Get a smart little loan for a short amount of time - right when you need it. Pay it all back over just a few weeks and get on with your life. Nimble is a fast and simple, short-term solution, not a long-term problem.

No Messy Paperwork

Super fast application

Applying with Nimble is incredibly quick. In fact, it takes just minutes. Our automated system is fully online from start to finish - so there's no messy paperwork or painful face-to-face meetings.

Get an Answer Fast

Decision in minutes

Forget about waiting and wondering. All the hard work is done for you. Our simple, automated system gives you a decision within 5 minutes of receiving your completed application.

Don't Wait Around

Get your money fast

We transfer your first cash loan straight into your bank account within 60 minutes of signing the contract during standard banking hours.

How it works in 3 simple steps

Step 1

5 minute application

Applying with Nimble is incredibly quick. The average time is just 5 min and 44 seconds.

Step 2

Decision in minutes.

Get a decision within minutes
of applying.

Step 3

Paid in 60 minutes

Get paid within 60 minutes during standard banking hours. Commbank users are paid within minutes.

We've approved 888,297 cash loans since 2005.

Cost Calculator

Use the calculator to see how much it costs and what your repayments look like.
Nimble always shows you the exact cost upfront. There are no surprises or hidden fees.

How much would you like?

$100
$1600

How often are you paid?

Select first repayment date:

29 May
06 Jun

Available on-the-go, wherever you go.

FAQ's

How do I get paid so fast?

Your first smart little loan is transferred straight into your bank account within 60 minutes of signing the contract (during standard banking hours).

On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.

Once you're a member you can choose to get paid onto your Nimble VISA Prepaid Card within seconds of triggering a loan - anywhere, anytime, 24/7 (even from your mobile phone). Easy!

What happens if I can't repay on time?

If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $15.

We'll always contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees of $5 will accrue. Find out more.

How much does it cost?

Our loans have the following simple cost structure:

20% of principal amount (establishment fee)
+ 4% of principal amount per month.

The easiest way to see how much your loan would cost is to play with our calculator.

Click here to see what other fees may apply.

Are there any renewal fees?

Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.

Let's get started!

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I'm a new member

Start your application

This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.

!WARNING - Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.