Compare Nimble Loans

Loan Feature

Small Loan

Personal Loan

Establishment Fee

20% of loan amount

For loans $2,050 to $5,000: $400

For loans $5,050 to $10,000: $0

Loan Amount

$300 - $2,000

$2,050 to $10,000


20% of loan amount + 4% of loan amount each month

For loans $2,050 to $5,000:

Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a.**

For loans $5,050 to $10,000: Comparison rate: 47.6158% p.a.

Loan Terms

62 days to 9 months depending on the loan amount

62 days to 23 months


Both Small and Personal Loans are offered with fast approval and funds transfer*.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

The Advantages of Getting a Car Repair Loan with Nimble

There are so many advantages of lending with Nimble, and these are even more evident when something urgent comes along like needing to repair your car. We know that Car Repair Loans made easy are so important because a car, for many, is a highly ranked necessity. Without it, you lose independence and your valuable time, so we aim to give it back to you quickly.
Here are just some of the advantages of getting a Car Repair Loan with Nimble.
1. You’re not alone An advantage of borrowing with us is comfort in knowing you are not alone – in fact, you’re in very good company with lots of fellow Aussies. Throughout all of 2020 and 2021, one of the popular reasons people borrowed a loan with us was because of car issues. What does this tell us? People trust us to get funds to them quickly when it matters most.
2. We’re pretty great We don’t mean to gloat, but we’ve designed our lending service to be super easy and we’re so proud of it. When you borrow from Nimble, most of the time you won’t need to speak to any humans. With that said, we have plenty of those at Nimble. Our customer service team are awesome and based right here in Australia, so if you want to talk to someone, you can.
There’s no need to physically sign documents or transfer them, and everything happens online. We’re built on technology for speed; we’ve removed the hard obstacles and made everything very straightforward.
3. We’re speedy We know that borrowing funds to fix a car means that you have no time to wait around. Both Nimble Small Loans and Personal loans offer fast funds once approved. Your funds could be with you in under 60 minutes*.

Top tips for getting on the road again

In order to get you back on the road quickly, we have some top tips that should help speed things up.
1. Get a quote or an estimate Doing so will help you budget and understand what you need to borrow. You won’t end up borrowing too much or not enough, and you’ll be well on your way to comfortably paying your loan back.
2. Plan & plan some more One of the most annoying things about taking your car to get repaired is transporting it there and transporting yourself back. If your car is not fit for the road, you’ll need a tow. Consider the cost of this when planning. Tow or no tow, you need to find a way back so check the best public transport routes or call on a partner, friend or family member to help you out.
3. Smile It’s annoying and frustrating and causes much unrequired stress, but it’s not the end of he world. The likelihood is that it will get fixed in a short time and you’ll be on the road again soon. Nimble is here to help when you need it most, which is why we offer a simple, straightforward and stress-free solution.

Car Repair Loans & Financing with Nimble

For most of us, modern life just can't go on without a car. When your car is damaged in a wreck or simply needs unexpected maintenance, it can disrupt every part of life. Getting repairs is expensive, but putting them off can actually cost even more in the long run. When you need a repair now but don't have the cash on hand, auto repair loans can get you back behind the wheel quickly.

At Nimble, we've been in the business of getting people the loans they need since 2005. Car repair financing is one of our most common loan types, and we have some of the best car repair loans available online.

Get A Vehicle Repair Loan Without Wasting Your Time

At Nimble, we know you're under a lot of stress. Most people who need a bit of extra cash are going through a difficult time, so we've worked hard to build a system that makes it fast and easy for you to apply for a car repair loan online. You can do almost anything online these days, and we think it should be just as easy to get a loan as it is to do anything else on the Internet.

Everything about your loan application, getting your money, and repaying the loan can all be done online with Nimble. As long as you meet our basic eligibility criteria and have an active bank account with online banking, you'll be able to connect with us so we can see your income and expenses and let you know quickly if we can get you a loan. If your application is approved by 4:30 pm on a banking day, we can usually get your money to you within 60 minutes, so you can be off to the garage to get your repairs done and get back on the road.

Choosing an Auto Repair Loan

At Nimble, we offer two vehicle repair loan types that could work for your situation. The Small Loan allows you to borrow between $300 and $2,000 for those smaller repairs. The Personal Loan lets you borrow up to $5,000 when you need even more auto repair financing.

Small Loan Details

The small loan has an establishment fee of 20% of the loan amount. The costs are 20% of the loan, plus 4% of the loan amount each month during the life of your loan. You can set up your repayment to be spread over anywhere from 62 days to 9 months depending on the loan amount, and we don't penalise you for paying it off early.

Personal Loan Details

When you need a bit more money, a medium loan offers you a larger borrowing capacity for a $400 fee plus the comparison rate 65.66% ** and an APR of 47.6158% p.a. You can schedule your repayment of a medium loan over 62 days up to 23 months, and there's no penalty for early repayment here, either.

Paying It Back

It shouldn't be any harder to repay your loan than to get it in the first place. When you apply, you'll choose a repayment schedule that works for you. On your chosen day, we'll direct debit your bank account to make things simple for you. We'll even send you an email the day before so you have a reminder and can make sure there's plenty of money in your account.

Why Choose Nimble For Your Car Repair Loan in Australia?

We're Fast

When you have an urgent need, you can't wait around for an appointment at the bank or spend days hoping to hear back from a lender. You need answers fast, and our whole system is designed to get you the loan you need as quickly as possible. You'll do it all online from wherever you are, and we get you a fast answer.

We're for Everyone

When you need car repair loans in Australia, consider Nimble. We're available to everyone no matter where you live Down Under. Any resident or citizen over 18 with a job, an active bank account, and who doesn't get more than 50% of their income from Centrelink is eligible to apply. We've helped get Aussies more than 1.6 million loans since we started, and we can help you with your application, too.

We're Honest and Direct

Car repair loans shouldn't be hard to understand or riddled with hidden fees and "gotcha" clauses. We put everything about our loans online and make sure you understand before you borrow. And unless you choose to change something about your repayment schedule yourself, everything will stay as it was. We think automotive repair financing should make your life easier, not harder.

We're Easy to Communicate With

Sometimes, doing things online means you lose all access to real human beings. That's not the case with Nimble. We're available via email or by phone, or you can contact us through your online Member Area, where you can also keep track of everything throughout the life of your cash loan. We're committed to providing excellent customer service, and many of our customers keep coming back to us when they have a need because they have such a good experience.

Using Your Online Auto Repair Loan

Once you have your car repair loan in hand, you want to make the best use of it and get your vehicle running again fast.

Always Get an Estimate

Don't do anything until you get an estimate, and if you're not completely satisfied, get a second opinion. A good garage will be willing to let you know what they think the charge will be. A great garage won't do anything that goes over that estimate without calling and getting your permission first.

Find Alternate Transportation

If you don't have a friend or family member who can loan you a vehicle for a week, consider renting. The last thing you need is increased stress because you can't get around and take care of your normal responsibilities.

Get Your Car Fixed & Get Back On The Road

If your vehicle needs a repair, turn to Nimble for easy, quick approval on car repair loans. We're committed to a fast, secure, and simple process that will get you back on the road in no time.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

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