Car Repair Loans

Car Repair Loans & Financing with Nimble

For most of us, modern life just can't go on without a car. When your car is damaged in a wreck or simply needs unexpected maintenance, it can disrupt every part of life. Getting repairs is expensive, but putting them off can actually cost even more in the long run. When you need a repair now but don't have the cash on hand, auto repair loans can get you back behind the wheel quickly.

At Nimble, we've been in the business of getting people the loans they need since 2005. Car repair financing is one of our most common loan types, and we have some of the best car repair loans available online.

Get A Vehicle Repair Loan Without Wasting Your Time

At Nimble, we know you're under a lot of stress. Most people who need a bit of extra cash are going through a difficult time, so we've worked hard to build a system that makes it fast and easy for you to apply for a car repair loan online. You can do almost anything online these days, and we think it should be just as easy to get a loan as it is to do anything else on the Internet.

Everything about your loan application, getting your money, and repaying the loan can all be done online with Nimble. As long as you meet our basic eligibility criteria and have an active bank account with online banking, you'll be able to connect with us so we can see your income and expenses and let you know quickly if we can get you a loan. If your application is approved by 4:30 pm on a banking day, we can usually get your money to you within 60 minutes, so you can be off to the garage to get your repairs done and get back on the road.

Choosing an Auto Repair Loan

At Nimble, we offer two vehicle repair loan types that could work for your situation. The Small Loan allows you to borrow between $300 and $2,000 for those smaller repairs. The Personal Loan lets you borrow up to $25,000 when you need even more auto repair financing.

Small Loan Details

The small loan has an establishment fee of 20% of the loan amount. The costs are 20% of the loan, plus 4% of the loan amount each month during the life of your loan. You can set up your repayment to be spread over anywhere from 62 days to 9 months depending on the loan amount, and we don't penalise you for paying it off early.

Personal Loan Details

When you need a bit more money, a medium loan offers you a larger borrowing capacity for a $400 fee plus the comparison rate 65.66% ** and an APR of 47.6158% p.a. You can schedule your repayment of a medium loan over 62 days up to 48 months, and there's no penalty for early repayment here, either.

Paying It Back

It shouldn't be any harder to repay your loan than to get it in the first place. When you apply, you'll choose a repayment schedule that works for you. On your chosen day, we'll direct debit your bank account to make things simple for you. We'll even send you an email the day before so you have a reminder and can make sure there's plenty of money in your account.

Why Choose Nimble For Your Car Repair Loan in Australia?

We're Fast

When you have an urgent need, you can't wait around for an appointment at the bank or spend days hoping to hear back from a lender. You need answers fast, and our whole system is designed to get you the loan you need as quickly as possible. You'll do it all online from wherever you are, and we get you a fast answer.

We're for Everyone

When you need car repair loans in Australia, consider Nimble. We're available to everyone no matter where you live Down Under. Any resident or citizen over 18 with a job, an active bank account, and who doesn't get more than 50% of their income from Centrelink is eligible to apply. We've helped get Aussies more than 1.6 million loans since we started, and we can help you with your application, too.

We're Honest and Direct

Car repair loans shouldn't be hard to understand or riddled with hidden fees and "gotcha" clauses. We put everything about our loans online and make sure you understand before you borrow. And unless you choose to change something about your repayment schedule yourself, everything will stay as it was. We think automotive repair financing should make your life easier, not harder.

We're Easy to Communicate With

Sometimes, doing things online means you lose all access to real human beings. That's not the case with Nimble. We're available via email or by phone, or you can contact us through your online Member Area, where you can also keep track of everything throughout the life of your cash loan. We're committed to providing excellent customer service, and many of our customers keep coming back to us when they have a need because they have such a good experience.

Using Your Online Auto Repair Loan

Once you have your car repair loan in hand, you want to make the best use of it and get your vehicle running again fast.

Always Get an Estimate

Don't do anything until you get an estimate, and if you're not completely satisfied, get a second opinion. A good garage will be willing to let you know what they think the charge will be. A great garage won't do anything that goes over that estimate without calling and getting your permission first.

Find Alternate Transportation

If you don't have a friend or family member who can loan you a vehicle for a week, consider renting. The last thing you need is increased stress because you can't get around and take care of your normal responsibilities.

Get Your Car Fixed & Get Back On The Road

If your vehicle needs a repair, turn to Nimble for easy, quick approval on car repair loans. We're committed to a fast, secure, and simple process that will get you back on the road in no time.