Why Choose Nimble For Short Term Loans In Melbourne?

Since 2005, Nimble has become a household name in the loan space throughout Australia. So, if you’re looking for Melbourne’s best short-term loans, choose Nimble!

Let’s face it, even with the best budgeting intentions, sometimes life can throw you some unexpected financial curveballs – a car breakdown (we offer car repair loans made just for this), a trip to the vets, or a need for a holiday. Sometimes, you just don’t have the spare cash to cover these costs. That’s where Nimble comes in. If you’re in Melbourne and you’re looking for a fast loan online, get in touch.

Nimble has created a simple, hassle-free way for Australians just like you to get access to the funds they need when they need it. We don’t believe in mountains of paperwork, or long waiting times – instead, with our simple system, we can quickly assess your financial situation to give you the funds you need, when you need them.

We Can Help You Find Melbourne's Best Short Term Loan

We pride ourselves on being transparent throughout our service - we know that the terminology that is used in financial institutions is not always that clear. In essence, a short-term loan is what it appears – a sum of money lent to a customer for a short period of time.

Here at Nimble, our Short-Term Loans come in two types, depending on the amount that you are borrowing from us.

The Small Cash Loan is based on an amount of borrowing between $300 and $2,000. Depending on the amount you borrow, you can repay over a period of between 62 days and 9 months. We charge an establishment fee that is 20% of the loan amount, and a monthly charge of 4% of the loan amount.

The Medium Cash Loan is based on an amount of borrowing between $2,050 and $5,000. This can have a longer repayment term between 62 days and 22 months, depending on the amount borrowed and your circumstances. There is a $400 establishment fee and the comparison rate is 65.6597% p.a**.

We believe that we can help you find Melbourne’s best short-term loan to suit your needs – whether it is for an emergency bill, an unexpected expense, or for that perfect holiday that you really deserve.

The Nimble Difference: Melbourne Short Term Loans

We have created a Nimble experience based on our desire to make getting online payday loans easier and simpler – while still being responsible. We were the first company in Australia to use paperless applications all the way back in 2009 – and since then all we have wanted to do is make sure that every process we use makes it simple, fast and hassle-free.

Whatever you are considering a short-term loan in Melbourne for, you can apply quickly and easily online – and with same-day decisions and funds available in your account in as little as 60 minutes* once confirmed.

We are, of course, responsible lenders, so we want to make sure that you can afford repayments. As part of your application, we need some basic information about you as well as your income and expenses so that we can assess your suitability for a easy same day loan from us.

Choosing Nimble for your short-term loans in Melbourne could help you access the funds you need, faster than you originally thought, depending on circumstances.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan

Establishment Fee

20% of loan amount

$400 fee

Loan Amount

$300 - $2,000

$2,050 to $5,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Loan Terms

Loan terms 62 days to 9 months depending on the loan amount

62 days to 9 months to 22 months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.
So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.