Since 2005, Nimble has become a household name in the loan space throughout Australia. So, if you’re looking for Melbourne’s best short-term loans, choose Nimble!
Let’s face it, even with the best budgeting intentions, sometimes life can throw you some unexpected financial curveballs – a car breakdown (we offer car repair loans made just for this), a trip to the vets, or a need for a holiday. Sometimes, you just don’t have the spare cash to cover these costs. That’s where Nimble comes in. If you’re in Melbourne and you’re looking for a fast loan online, get in touch.
Nimble has created a simple, hassle-free way for Australians just like you to get access to the funds they need when they need it. We don’t believe in mountains of paperwork, or long waiting times – instead, with our simple system, we can quickly assess your financial situation to give you the funds you need, when you need them.
We pride ourselves on being transparent throughout our service - we know that the terminology that is used in financial institutions is not always that clear. In essence, a short-term loan is what it appears – a sum of money lent to a customer for a short period of time.
Here at Nimble, our Short-Term Loans come in two types, depending on the amount that you are borrowing from us.
The Small Cash Loan is based on an amount of borrowing between $300 and $2,000. Depending on the amount you borrow, you can repay over a period of between 9 weeks to 39 weeks. We charge an establishment fee that is 20% of the loan amount, and a monthly charge of 4% of the loan amount.
The Medium Cash Loan is based on an amount of borrowing between $2,050 and $5,000. This can have a longer repayment term between 2 months and 23 months, depending on the amount borrowed and your circumstances. There is a $400 establishment fee and the comparison rate is 65.6597% p.a**.
We believe that we can help you find Melbourne’s best short-term loan to suit your needs – whether it is for an emergency bill, an unexpected expense, or for that perfect holiday that you really deserve.
We have created a Nimble experience based on our desire to make getting online payday loans easier and simpler – while still being responsible. We were the first company in Australia to use paperless applications all the way back in 2009 – and since then all we have wanted to do is make sure that every process we use makes it simple, fast and hassle-free.
Whatever you are considering a short-term loan in Melbourne for, you can apply quickly and easily online – and with same-day decisions and funds available in your account in as little as 60 minutes* once confirmed.
We are, of course, responsible lenders, so we want to make sure that you can afford repayments. As part of your application, we need some basic information about you as well as your income and expenses so that we can assess your suitability for a easy same day loan from us.
Choosing Nimble for your short-term loans in Melbourne could help you access the funds you need, faster than you originally thought, depending on circumstances.
Loan Feature | Small Loan | Medium Loan |
Establishment Fee |
20% of loan amount |
$400 fee |
Loan Amount |
$300 - $2,000 |
$2,050 to $5,000 |
Costs |
20% of loan amount + 4% of loan amount each month |
Application fee of $400 + 47.6158% p.a. Comparison rate:** 65.6597% p.a. |
Loan Terms |
Loan terms 9 weeks to 39 weeks depending on the loan amount |
2 months to 9 months to 23 months |
Timing |
Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day. |