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Legal Responsible Lending Privacy and Credit Policy Website Terms of Use Bank Feed Terms of Use Personal loan terms and conditions Feedback & complaints Credit Guide Fee Statement Dispute resolution process Secured car loan terms and conditions

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs. We recommend you consider the Product Disclosure Statement and Financial Services Guide, relating to the Nimble Visa Prepaid Card before making any decision. The Nimble Visa Prepaid Card is issued by Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984, ACL 240984). Nimble Australia Pty Ltd is involved in the promotion and distribution of the Nimble Visa Prepaid Card and is a Corporate Authorised Representative 344 603 of EML Payment Solutions Ltd (ABN 30 131 436 532, AFSL 404131).

^Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**The comparison rate for Medium Cash Loans is based on an unsecured loan of $2,500 over a 2 year term and a $400 establishment fee. The comparison rates for Personal Loans are based on an unsecured loan of $10,000 over a 3 year term and a $195 establishment fee. The comparison rate for a car loan is based on a secured loan of $30,000 over 5 years with a $495 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. For example, a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees.

For our Medium Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

For our Personal Loans between $5,000 and $25,000, the Annual Percentage Rate (APR) is from 8.99% to 29.99% (Comparison rate 10.31% p.a. to 31.49% p.a.). ***There is a $195 Establishment Fee for Personal Loans between $5,000 and $10,000, and a $250 Establishment Fee for Personal Loans between $11,000 and $25,000. A personal loan of $10,000 borrowed for 2 years with the minimum Annual Percentage Rate (APR) of 8.99% p.a. (10.31% p.a. comparison rate), would equate to a total amount payable of $11,148 (including a $195 establishment fee).

For our car loans between $5,000 and $50,000, the Annual Percentage Rate (APR) is from 6.99% to 27.99% (Comparison rate 7.68% p.a. to 28.84% p.a.). ***There is a $195 Establishment Fee for Car Loans between $5,000 and $10,000, an establishment fee of $250 for Car Loans between $10,001 and $20,000 and an establishment fee of $495 for Car Loans between $20,001 and $50,000. A Nimble Secured Car Loan $30,000 borrowed for 5 years with the minimum Annual Percentage Rate (APR) of 6.99% p.a. (7.68% p.a. comparison rate), would equate to a total amount payable of $36,221.62 (including a $495 establishment fee).

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