Payday Loans in Sydney from Nimble

If you have an emergency, it can become seriously stressful when you have not got the money to deal with it. Of course, some unexpected bills can be budgeted for, but when that flat tyre is actually a puncture or that vet bill is higher than you expected, finding the cash could be a struggle. This is where Nimble could really make a difference, with super speedy payday loans in Sydney and beyond.

Since 2005, Nimble has changed the way people take out easy same day loans. We created Nimble to remove the roadblocks that made getting access to cash when you need it – and as part of this we have invested time and research into smart technology – loans don’t have to take days to arrange, they don’t need reams of paperwork to set up, and they definitely do not need face to face, stuffy meetings to organise. Finding the right payday loan in Sydney can be straightforward, simple and quick when you choose Nimble.

For those emergencies, last-minute financial issues, and problems that just cannot wait until your payday, choose Nimble for Sydney’s best payday loan.

Are You Looking for Sydney's Best Payday Loan?

Payday loans are a type of short term loan. Small and unsecured, this type of loan is available quickly and perfect in the case of a financial emergency to get you through to your next payday. We call them a small or medium cash loan. Put simply, if you’re after the best payday loan in Sydney, choose Nimble.

In the case of our loans, whether a Small Cash Loan or a Medium Cash Loan (or one of our other quick online loan types, please see the Comparison Table for more), we provide loans that get you through to payday, with clear terms and conditions, transparent fees and charges, and customer service that is so good, customers come back to us again and again.

Solve Your Budget Shortfall with a Payday Loan in Sydney from Nimble

Our simple application makes getting the cash you need, when you need it, quick and hassle-free. We have perfected our paperless applications and straight-through processing, so you may not need to speak to a human at all. Every part of your application, from initial enquiry to same-day payment (in as little as 60 minutes* once approved), is automated using our smart and safe technology.

No matter the emergency, a payday loan in Sydney from Nimble makes getting the cash you need simple, quick and hassle-free.

Compare Nimble Loans

Loan Feature	Small Loan	Medium Loan
Establishment Fee	20% of loan amount	$400 fee
Loan Amount	$500 - $2,000	$2,050 to $5,000
Costs	20% of loan amount + 4% of loan amount each month	Application fee of $400 + 47.6158% p.a. Comparison rate:** 65.6597% p.a.
Loan Terms	Loan terms 13 weeks to 39 weeks depending on the loan amount	7 months to 15 months
Timing	Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

When you take out a Short Term Loan with Nimble, we have some general rules that will apply to everyone.

So you know:

You must be over 18 years and employed
You must have an active bank account
Your main source of income must not be Centrelink

*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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