When you’re short on money and you need a cash advance fast, just Nimble it. We’ve approved over 1.4 million loans for Australians just like you.
With our Small and Medium Loans, Nimble offers approved borrowers fast loans from $300 and up to $5,000 , depending on their individual situation and Nimble's lending criteria. Borrowers applying and approved for a Small Loan are only eligible to borrow up to $1,600.
Applying for a loan with Nimble is fast, simple and easy - because it’s all done online! You don’t even need to leave your couch.
With a super straight-forward application, you can apply for up to $5,000 with a few taps on your mobile device - at home or while you’re on the go
Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.
Get a decision: Once you've applied, we may contact you to verify the details you've provided in your application, then, you'll get a decision.
If you're approved, get paid within 60 minutes of confirming your loan when you confirm your loan by 4:30pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays*
Please note, we take responsible lending seriously and when assessing your loan, we always look at whether the information you provide indicates that you can repay comfortably.
When you're applying for a Nimble cash advance, we'll need to know the usual things like your name, address, phone numbers and employment details. Then we’ll review and verify your financial situation and know where to pay you as soon as you're approved (this is all done through our automated system).
Once your Nimble loan is approved, it'll be transferred to your bank account within 60 minutes of confirming your loan, if confirmed by 4:30pm AEST during banking days. Otherwise, the payment will be processed on the next business day. Clearance time is subject to your bank.
Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.
There’s a few things that determine your eligibility for a Nimble cash loan.
We start with your employment status: to be eligible for a Nimble loan, you need to be working. If you're dependent on Centrelink benefits, unfortunately, a Nimble loan is not right for you.
After that, we look at whether the rest of the information you provide indicates that you can repay. Our goal is for you to repay comfortably and have a great experience with us!
We use sophisticated technology that helps us verify borrowers’ details so they don't waste time waiting around for a decision. There’s thousands of data points within our decision engine to determine a customer’s suitability for a Nimble loan.
Once that’s done, we'll verify the details you've provided in your application, and then give you a decision. Sometimes we may get in touch with you to verify the information you give to us.
Nimble offers two types of loans under the National Consumer Credit Protection Act 2009 (Cth), namely a 'small amount credit contract' (this is Nimble's Small Loan) and a 'medium amount credit contract' (this is Nimble's Medium Loan).
Below are some of the differences between Nimble's Small Loans and Medium Loans.
Loan amount: $300 to $2,000
Loan term: up to 1 year
Fees and charges: If the principal amount you borrow is between $300 - $2,000 you'll pay:
Establishment fee: 20% of the principal amount Monthly loan fee: 4% of the principal a month
Loan amount: $2,001 to $5,000
Loan term: up to 2 years
Fees and charges: If the principal amount you borrow is between $2,050 - $5,000 you'll pay:
Establishment fee: $400
Interest charges based on the Annual Percentage Rate (APR): 47.6158%
Comparison Rate*: 65.6597% p.a.
*This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Nimble does not offer loans for $2,500 over a term of 2 years.
See our full Fee Statement for fee details.