Thanks for selecting automated bank feeds to help us assess your Nimble loan application. The bank feeds are enabled by our external service providers, Yodlee and illion Open Data Solutions Pty Ltd (each referred to as Bank Feed Provider). We are required by law to consider your bank statements and this document outlines your rights and obligations in using the automated bank feeds so Nimble can provide the credit services to you. By entering your internet banking log-in details, you agree to these terms.
After you have logged in to your internet banking, the Bank Feed Provider will collect at least the last three months' (or such longer period, as Nimble directs) from the date that you apply for a loan, of your bank transaction history from the account(s) under that login and provide them to Nimble. Accordingly, Nimble does not have access to, nor are we able to store your log-in details. The Bank Feed Provider will continue to collect your transaction history for a reasonable time after your application.
Once you have used bank feeds for a Nimble loan application, you will not be requested to login again on your subsequent loans. However, if your login details have changed, or you have changed the bank account where your income is paid into, you will be required by Nimble to login to use the Bank Feed Provider's service again.
The Bank Feed Provider may also use your de-identified transaction information for its process improvement, research, marketing and other related purposes.
Using your bank account electronically by internet banking is typically covered by the ePayments Code. If your bank subscribes to the ePayments Code, you have rights and obligations in respect of sharing your internet log-in details. As such, by using the Bank Feed Provider's service, there is a risk that your rights under the ePayments Code may be affected. Your bank may not necessarily endorse or sponsor the Bank Feed Provider, and/or you may be liable for any unauthorised access or fraudulent activity on your account, so you should check with your bank if you have any concerns about this.
By entering your log-in details, you're agreeing:
If you have any questions about security and bank feeds, visit our website https://nimble.com.au/security/ or you can also obtain further information directly from the Bank Feed Provider. If you are unable to use the Bank Feed Provider's services, please contact our call centre on 133 156. Please note that by using other bank statement methods, it will take longer to process your loan application.