Get a smart little loan for a short amount of time - right when you need it. Pay it all back over just a few weeks and get on with your life. Nimble is a fast and simple, short-term solution, not a long-term problem.
Applying with Nimble is incredibly quick. In fact, it takes just minutes. Our automated system is fully online from start to finish - so there's no messy paperwork or painful face-to-face meetings.
Forget about waiting and wondering. All the hard work is done for you. Our simple, automated system gives you a decision within 5 minutes of receiving your completed application.
Applying with Nimble is incredibly quick. The average time is just 5 min and 44 seconds.
Use the calculator to see how much it costs and what your repayments look like.
Nimble always shows you the exact cost upfront. There are no surprises or hidden fees.
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
Once you're a member you can choose to get paid onto your Nimble VISA Prepaid Card within seconds of triggering a loan - anywhere, anytime, 24/7 (even from your mobile phone). Easy!
If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $35.
We'll always contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees of $7 will accrue. Find out more.
Our loans have the following simple cost structure:
20% of principal amount (establishment fee)
+ 4% of principal amount per month.
The easiest way to see how much your loan would cost is to play with our calculator.
Click here to see what other fees may apply.
Nimble doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
This statement is an Australian Government requirement under the
National Consumer Credit Protection Act 2009.
!WARNING - Do you really need a loan today? *
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
*This statement is an Australian Government requirement
under the National Consumer Credit Protection Act 2009.