What is a motorcycle loan?

At Nimble, we offer motorcycle loans up to $25,000. But how do they work?

  • A Nimble motorcycle loan is an unsecured form of credit, you’ll have your money in your account within 60 minutes of acceptance*

  • Pay back your loan as per your agreed loan terms

  • Your personalised interest rate is fixed for your whole loan term^, and don’t worry about any monthly account keeping fees

If you’re finally ready to hit the road and invest in a new or used motorcycle, a Nimble motorcycle loan is your jumpstart. A motorcycle loan is borrowed money that you can use to buy your motorbike today and pay us back in chunks over time - getting you on the road sooner.

Whether it’s a moped, a cruiser, an off-road or sports bike - for motorcycle finance in Australia, choose Nimble. Try our motorcycle loan calculator to see what we can offer you!

Estimate your repayments

2 months23 months

Your repayment frequency will typically align with how often you get paid

Fixed repayment amount


Interest rate

47.6158% p.a.

Comparison rate

65.6597% p.a.

The repayment calculator is for illustrative purposes and does not comprise a quote or guarantee of approval.

There is a $400 Establishment Fee for Personal Loans between $2,050 and $5,000.

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What types of motorcycles can I use this loan for?

The amount of motorcycles available on the market is staggering. If you’ve been wondering what type of motorcycle you can use this loan for then look no further! 

Whether you need a motorbike to weave through your busy local traffic to cut some time off your daily commute, or you’re looking for a touring bike to take you all around Australia, a Nimble motorcycle loan has you covered.

Why choose Nimble for a motorcycle loan?

Don’t drain your entire savings account by fronting the whole cost of your motorbike all at once. With your Nimble loan offer you have the chance to pay in manageable chunks on a regular basis, with no hidden fees. You’ll know exactly how much you need to repay, how often, and when you can expect to be fully paid off. 

Plus, your interest rate is customised to your personal circumstances, for low rate motorcycle loans, Nimble has your back.


To apply for a motorcycle loan, you’ll fill out our 100% digital application (ie. no annoying paperwork). Gather your personal identification documents and have your phone at the ready in case we need to give you a quick call to confirm any details. After you submit your application, we’ll be in touch with your outcome shortly - just sit back and pick out your leather jacket to go with your shiny new bike.

Sure can. The sky's the limit when it comes to a Nimble motorcycle loan, which means it covers any and all motorbikes, including quad bikes and tourers. So however you choose to ride, let us help you ride in style!

For motorcycle repairs under $5,050, try our Small Personal Loan for up to $2,000, or our Medium Personal Loan for up to $5,000.

When assessing your application, our expert team considers your salary in order to determine whether you can comfortably pay back your loan. If you’re self-employed but still paying yourself a regular salary, that’s fine by us.

Absolutely, your new set of wheels doesn’t have to be brand new, a preloved motorcycle can be an excellent way to save some cash.

Yes you can, a Nimble motorcycle loan can be used to buy a bike from a dealer, a private sale or an auction.

Our team undertakes a credit check on every single customer applying for a Nimble motorcycle loan. If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. But your credit history is not an automatic “yes” or “no”.

Our expert customer service team have been approving motorcycle loans since 2019, our team endeavour to get back to you as soon as possible. Once you have been approved, you’ll have your entire loan sum transferred into your account in under an hour.

Our expert team considers your financial situation and history, your credit score, and the motorcycle you are wanting to purchase. Keep your phone handy in case we need to give you a quick call.

To speed up the application process, gather all of your relevant personal identification documents, including your driver licence or Australian passport and internet banking credentials. If you have already selected the motorcycle you wish to buy, keep any details on it handy.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

*Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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