Compare Nimble Loans.

In 2018, the average amount we lent was $812 and people used us for a range of things from booking their dream holiday to emergency repairs on their home.

Comparison is the key to successfully securing the right Nimble Loan for you. You wouldn’t purchase health insurance or invest in a big buy e.g. a car without creating some form of comparison, right? Your Nimble Loan shouldn’t be any different. It’s simple really – you need to compare your Nimble Loan because you need to be certain that it’s the right one for you.

The good news is we’ve done the hard yards for you (we’re nice like that). Check out the “Compare Nimble Loans” table below. We look at the different loan features between a Small Nimble Loan and a Medium Nimble Loan. This overview acts as a guide to help you understand the way the Nimble Small Loan and Nimble Medium Loan work and the costs involved in both. Both these loans are used for a number of different reasons.

Just as an FYI - we ask you to remember your loan options may look a little different due to a number of factors. However, in general, this nifty table will help you out when deciding what is the best and most suitable loan option for you.

Compare Nimble Loans

Loan Feature Small Loan Medium Loan Personal Loan Car Loan

Establishment Fee

20% of loan amount

$400 fee

$195 - for loans $5,000-$10,000

$250 - for loans $11,000-$25,000

$195 – for loans $5,000-$10,000

$250 – for loans $10,001-$20,000

$495 – for loans $20,001-$50,000

Loan Amount

$300 - $2,000

$2,050 to $5,000

$5,000 to $25,000

$5,000 to $50,000


20% of loan amount + 4% of loan amount each month

Application fee of $400 + 47.6158% p.a.

Comparison rate:** 65.6597% p.a.

Interest Rate^ 8.99% - 29.99% p.a.

Comparison Rate:** 10.31% - 31.49% p.a.

Interest Rate^ 6.99% - 27.99% p.a.

Comparison Rate:** 7.68% - 28.84% p.a.

Loan Terms

62 days to 9  months depending on the loan amount

62 days to 22 months

6 months to 48 months

12 months to 84 Months


Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer*. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

Loans funded in up to 60 minutes once confirmed*

Loans funded in up to 60 minutes* once confirmed subject to banking processing times.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
There are other important things to consider when it comes to your Nimble Loan, and we have some rules that always apply for both Small and Medium Nimble loans. So you know:
  • You must be over 18 years and employed
  • You must have an active bank account
  • Your main source of income must not be Centrelink

What are the benefits of a Small Cash Loan?

A Small Cash Loan can help you out with the little things you just didn’t anticipate. In terms of how it works, like all things Nimble it’s quite straight forward. The Small Loan amounts range from $300 to $2,000 and the maximum loan term is 62 days to 9 months depending on the loan amount. The benefits of a small cash loan are pretty great when it comes to Nimble Loans.

  • Our Small Cash Loans, like our Medium Cash Loans, are super speedy! We offer fast approval and funds transfer.* You could receive your small loan within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.

  • We’ve been around for some time now. We’ve been providing short term loans since 2005 - we’re experts in the Small Loan lending business. Customer care is our top priority. We are easy to contact and our call centre is based in Australia so we’re always here if you need help with your Nimble Loan.

  • Small Cash Loans can be easy to manage, especially with the Nimble Member Area. You can log in to check on your loan status, find out when your payments are due and keep an eye on your payment plan.

What are the benefits of a Medium Cash Loan?

A Medium Cash Loan can help you out when bigger unexpected costs come along. A Nimble Medium Loan works a little bit different to a Nimble Small Loan. If you apply and are approved for Nimble’s Medium Loan, you’ll have access to some different features:

  • Unsurprisingly, you’ll have access to a larger loan amount. The Nimble Medium Loan allows you to apply for between $2,050 and $5,000.

  • As you’re now borrowing larger amounts, you’ll have a longer repayment term. Like the small loan, you can select repayments to meet your budget. However, we have terms available for up to 22 months.

  • Whilst some things are different, our customer care plan remains the same. You’ll have access to your Member Area where you can log in to manage your loan and keep up to date with your repayment plan.

Which loan is right for your needs?

It’s a good idea to sit down and have a good look at this table and think about how each loan may or may not meet the demands of the reason you need a loan. In order to effectively compare Nimble Loans and decide which one is right for you, you should have a solid understanding of what you need your loan for. For example, if you need your loan for a couple of smaller things you might imagine that you need a Small Loan. However, these little things add up and that on top of your outgoings could mean that you would actually be more suited to a Nimble Medium Loan. In the same way, you might think a Nimble Medium Loan is the best solution but, in reality, you could borrow a smaller amount of money and utilise your expected income.

Why not sit down and do some calculations - open an excel sheet or even do it the old fashioned way and put pen to paper. A cost approximation and a timeline will help when you compare Nimble loans. This might take an hour or so but it will allow you to have a realistic view of your financial requirements and in turn, will allow you to apply for the right Nimble loan.

If you’re still not sure about what Nimble loan is right for you, don’t worry – we’re here to help. You can use the tools within the Nimble site to figure out how long you want to borrow for, and how much you can borrow over this period. We’ll let you know if we think that’s a good idea and, if not, we’ll come back with a suggestion. We do this because we’re responsible lenders and we want your Nimble loan to be right for your needs.