What happens if I repay early, or late?

Nimble's flexible loans let you customise your repayments and schedule to perfectly suit your needs.

But there may be times when you'll want to pay out your full loan early. And when that happens we'll never charge you silly cancellation fees.

In fact, we'll give you a virtual high five!

However, if your repayments aren't on time or for Small Loans, if your rescheduling extends your loan past its original end date, you'll most likely pay additional fees and charges. You can find out more about our fees by checking out the Fee Statement or this link: What if I can't repay on the due date?

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.  

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