How Much Money Can I Borrow?

Borrow money fast with Nimble

Once you're approved, you can borrow money fast with Nimble's simple and stress-free application.

Our fresh way of looking at the information you provide means that you don't waste time filling out paperwork or going to painful face-to-face meetings.

It's totally different from how old-school lenders do things, because we make borrowing money fast, simple and stress-free.

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Borrowers applying and approved for a Small Loan are only eligible to borrow up to $1,600.

Lending criteria and suitability checks apply. We start with your employment status: to be eligible for a Nimble loan, you need to be actively employed and working. If you're dependent on Centrelink benefits, unfortunately, a Nimble loan is not right for you.

After that, we look at the rest of the information you have provided to make sure that you can repay - after all, our goal is for you to comfortably repay and have a great experience with us!

In case you're declined, it doesn't mean we won't be able to consider an application from you in the future because your financial situation may improve (although you'll still need to meet our lending criteria and suitability checks at the time of application).

Here's how a Nimble loan works, in 3 easy steps:

  • Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.
  • Get a decision: Once you've applied, we may contact you to verify the details you've provided in your application, then, you'll get a decision.
  • If approved, get paid within 60 minutes of confirming your loan when you confirm your loan by 4:30pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

Borrowing money online is fast and secure

Nimble's secure online application makes borrowing money fast, simple and stress-free.

We make sure your security and data privacy are our top priority. Which is why, when you use Nimble, you're always protected by first-class technology.

In fact, Nimble has securely loaned over 1.4 million online loans to members whose accounts and information we've always kept safe and protected.

When you apply online, we use bank level encryption (128-bit SSL with extended validation) and employ daily 3rd-party security scans from McAfee. This is the same level banks and brokerages use to safeguard you and your financial data.

Our website is secured and scanned daily by McAfee, ensuring protection from identity theft, credit card fraud, spam and malicious software.

We've engineered our systems and processes from the ground up to ensure you and your financial data are always fully protected and secure. With end-to-end encryption, we use a cryptographically strong manner to ensure that all your data and information is fully protected.

Where do I apply for an online loan?

First off, to get started you don't even need to leave the couch.

You can apply online anytime of day, any day of the week - because it's all done online with Nimble's super simple online application.

There's no paperwork or meetings, just a few taps online from your mobile device.

When you're applying, we'll need to know the usual things like your name, address, phone numbers and employment details. Then you'll need to tell us your BSB and bank account number - this is so we can review and verify your financial situation and know where to pay you as soon as you're approved.

Once all that's done and once you're approved, we'll pay you the money within 60 minutes of you confirming your loan.

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close