Where can I get a cash loan with bad credit?

 Just because you have bad credit, it doesn’t mean you won’t be eligible for a cash loan. You can get a cash loan from many companies and these days it’s usually done online. Lenders may  do a credit check, but this doesn’t necessarily mean it will be the only consideration when it comes to your cash loan.

At Nimble, we consider a number of factors when assessing your application for a cash loan. Factors like your employment status, as well as your recent income and expenses. We consider your credit history but it is possible to receive a cash loan with bad credit history at Nimble.

A Nimble loan can help you when unexpected things come along. This can be anything from a car repair right through to last-minute travel expenses. It’s not easy to make finance work when you’re under pressure, and Nimble can help by acting fast with your funds when you need it most. In fact, that’s why Nimble exists; our founders believed that borrowing money needed to be easier for everyone in times when they need it most. So, that’s just what we did. Since then (back in 2005), we’ve granted 1.5 million loans to your fellow Australians. We made lending easier for our customers and so they kept coming back. We made our application process easy, and made a promise to deposit funds quickly once approved. We knew that lending needed to be different and so we set out to change things. 

 Your credit history is not the sole decision-maker in your application when applying for a cash loan with Nimble. When something unexpected happens or when you just can’t make your budget work for whatever reason, a  loan can help make ends meet as an interim solution. At Nimble, we can help make that solution a reality. 

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

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