If you’re asking the question ‘Can I get a cash loan without a bank account’, then the answer is no – you cannot get a cash loan without a bank account. The simple reason is that a bank account is required in order to deposit funds into your account. You should take caution when dealing with any company that is willing to lend you cash without a bank account, as it is possible that this company may not be reputable.  A reputable company will use your bank account to transfer funds and, if they do their due diligence, they will also look at your bank statements to best understand your current financial situation. 

It’s a great sign if a company asks to look at your recent financial history via your bank statements, as this is a good indication that they are lending responsibly . Responsible lending works in favour of both the customer and the company, and this is what we do at Nimble. We do this because checking your banking history allows us to evaluate your current finances and decide if we can comfortably lend to you.

We’ll ask you to login to your bank, and will then evaluate your recent finances whilst you are doing your online application. We also enable you to personalise your loan in the early phases of your application – we give you the power to decide how much you want to borrow, and the period of time you would like to borrow for. All of this means that you are in control of your cash loan. 

Once we’ve evaluated your recent bank statements and gone through your application, we’ll come back to you fairly quickly with a decision. We’ll let you know if you’ve been successful and, if so, for how much and for how long. Your loan is paid directly into your bank account via bank transfer. Once approved, you’ll have the money in under an hour (if confirmed before 4.30 pm AEST during banking days).*