How to apply for a cash loan?

Applying for a cash loan is easy and, these days, it usually happens online. Companies use smart tech to allow for paperless applications, and quick approvals and deposits. There are no long queues at the bank or difficult paperwork – applying for a cash loan has never been easier. Applying online takes the hard work out of applying for a cash loan. At Nimble, we’ve worked hard to make sure our application process is seamless and stress-free. We started Nimble way back in 2005 because we believed the process needed to be easier for everyone. We needed to ensure our online application was efficient, and so we worked to remove traditional barriers associated with lending. We knew that getting a payday loan online meant that everything had to be online, so we said no to lengthy paperwork or the need to sign anything with pen and paper. Fun fact: Nimble were the first company in Australia to offer paperless applications – we were way ahead of our time! We said yes to logging in to your bank securely, improved application processing speed, and ease of use. Here’s how the application works: 1. You start and complete the entire application online – you can apply from anywhere and from any device (mobile, laptop or tablet). 2. Following the application, you’ll get a decision. 3. Once we’ve evaluated your recent bank statements, we’ll come back to you fairly quickly with a decision. We’ll let you know if you’ve been successful and, if so, for how much and for how long. Your loan is paid directly into your bank account via bank transfer. Once approved, you’ll have the money in under an hour (if confirmed before 4.30pm AEST during banking days). Applying for a cash loan has never been easier! We’ve lent over 1.5 million loans to Australians and there’s a great reason for that - it’s easy! We’re a household name because we make finance faster and easier.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

For our Small Personal Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Medium Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Medium Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee. For our Medium Loans between $10,500 and $25,000, the Annual Percentage Rate (APR) is 29.99% (Comparison rate 29.99%) and there is no Establishment Fee.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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