Am I eligible for a Nimble loan?

Our fresh way of looking at the information you provide means you don't waste time filling out paperwork or going to painful face-to-face meetings.

It's totally different from how old-school lenders do things.

We start with your employment status. To be eligible for a Nimble loan, you need to be working. If you're dependent on Centrelink benefits, we will review your application to see if a Nimble loan is right for you. If you aren’t currently employed we are unable to assist you with a loan.

After that, we look at whether the rest of the information you provide indicates that you can repay. Our goal is for you to repay comfortably and have a great experience.

Because your financial situation may improve, being declined today doesn't mean we won't be able to consider an application from you in the future, although you'll still need to meet our lending criteria and suitability checks.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

Warning about borrowing