Responsible Lending

Nimble is committed to responsible lending.

We adhere to responsible lending practices. As a responsible lender, we aim to lend only what you can afford to repay. We stick to the letter of the law and have some cool technology in place to help us make the right decisions to try to make your life easier, not harder. Some of the checks that we do include:

  • We make enquiries about your financial situation, including asking questions about your income, expenses and employment status to help us understand your current circumstances.

  • We take steps to verify your financial situation, including reviewing your bank transaction history and other information disclosed during your application.

  • We make inquiries about your requirements and objectives, including asking you about the purpose of your loan.

We're transparent. We show you a full breakdown of all your fees and repayments before you confirm your loan. There are no sneaky hidden fees to worry about and you can check out our Fee statement here.

We hold an Australian credit licence. Our credit licence (no 386010) is issued by the Australian Securities and Investments Commission and means that we must comply with the National Consumer Credit Protection Act 2009 (Cth), including making sure we lend responsibly.

Nimble is designed to put you in control so you know exactly what's happening, and you stay out of trouble. We've assembled the finest mathematicians and software developers to build our clever technology. We take extra special care to make sure that every loan we offer you is affordable for, and every loan meets your needs, objectives, and requirements.

We support customers facing financial difficulty.  Financial difficulty can arise from different life events such as change in income, illness, a relationship breakdown, reduction in your cash flow or emergency events. We encourage customers facing financial hardship to talk to us. We will treat every case individually.