Estimate your repayments

$500$2,000
9 weeks39 weeks

Your repayment frequency will typically align with how often you get paid

Fixed repayment amount

/fortnight

The repayment calculator is for illustrative purposes and does not comprise a quote or guarantee of approval.

Repayment amount is indicative only and other fees and charges may apply. An annual percentage rate (APR) does not apply for our Small Personal Loans between $500 and $2,000. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed

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Why Choose a Nimble Payday Loan

Payday shouldn’t have to be stressful. Nimble Payday Loans are built to help you manage short-term cash flow without jumping through hoops.

Flexible repayment that fits your pay cycle

You choose the day your repayments are due weekly, fortnightly, or monthly, aligning payments with your cash flow, not our schedule

Cash in as little as 60 minutes

Apply online and, if approved before 4:30 pm on a banking day, you could have the cash in your account in just 60 minutes.* That means you can pay off those debts today and breathe easier tomorrow.

100% online, zero paperwork

No queues, no printers, no problem. Nimble’s fast online process keeps things simple, smart, and hassle-free so you can focus on life, not loan admin.

Need a Payday Loan in Your Area?

Looking for something more local? We’ve got you covered across Australia – whether you're after payday loans in Sydney, Melbourne, Brisbane, Perth, Adelaide, or the Gold Coast. Wherever you are, whatever your situation – there’s a fast, flexible solution ready.

Compare Nimble Loans

Loan Feature

Small Loan

Personal Loan

Establishment Fee

20% of loan amount

For loans $2,050 to $5,000: $400

For loans $5,050 to $10,000: $0

Loan Amount

$500 - $2,000

$2,050 to $5,000

Costs

20% of loan amount + 4% of loan amount each month

For loans $2,050 to $5,000:

Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a.**

Loan Terms

13 weeks to 39 weeks depending on the loan amount

7 months to 15 months

Timing

Both Small and Personal Loans are offered with fast approval and funds transfer*.

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

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Why our customers love us

Our cash loans have helped thousands of people just like you.

Trustpilot

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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Nimble AnyTime

Borrow between $1,000 - $2,000

From Uber Eats on a Friday night to paying bigger bills at the end of the month and everything in between! Get access to funds quickly.

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