You must be 18 or older, reside in Australia, and have a steady income. We assess each application individually to ensure the loan is suitable for your situation.

Between $500 and $2,000, depending on your needs and eligibility.

Fees and costs depend on your loan type. For loans under $2,000, you’ll pay a set establishment fee (20%) and a monthly fee (4%). For larger loans, interest applies.

Once approved and confirmed before 4:30 pm AEST on a banking day, funds are typically in your account within 60 minutes. Otherwise, the transfer happens on the next business day. Clearance times may vary by bank.

Yes! There are no early repayment fees. For Small Loans, paying early can save you future monthly fees; for Personal Loans, interest stops accruing once you've repaid.

Our team undertakes a credit check on every single new customer applying for a Nimble Small Loan. We may also undertake a credit check if you are a returning customer. If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. But your credit history is not an automatic “yes” or “no”.

Your credit history is only part of the puzzle that makes up the decision making process in granting your loan. Our team has been in the biz for years and can see whether you have the financial stability to comfortably repay.