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Advance Pay Loans That Move as Fast as You Do

Whether you’re short a few days before payday or need to handle an urgent cost, Nimble makes getting a pay advance loan quick and stress-free. Apply any time, day or night and if approved, money could be in your account in as little as 60 minutes*.

Real support, real fast

Need help choosing the right repayment plan? Our Aussie-based team is here with real answers and is always happy to help.

100% online, zero paperwork

No queues, no printers, no problem. Nimble’s fast online process keeps things simple, smart, and hassle-free so you can focus on life, not loan admin.

Cash in as little as 60 minutes

Apply online and, if approved before 4:30 pm on a banking day, you could have the cash in your account in just 60 minutes.* That means you can pay off those debts today and breathe easier tomorrow.

Pay Advance Loan FAQs

You must be 18 or older, reside in Australia, and have a steady income. We assess each application individually to ensure the loan is suitable for your situation.

Between $500 and $2,000, depending on your needs and eligibility.

Fees and costs depend on your loan type. For loans under $2,000, you’ll pay a set establishment fee (20%) and a monthly fee (4%). For larger loans, interest applies.

Once approved and confirmed before 4:30 pm AEST on a banking day, funds are typically in your account within 60 minutes. Otherwise, the transfer happens on the next business day. Clearance times may vary by bank.

Yes! There are no early repayment fees. For Small Loans, paying early can save you future monthly fees; for Personal Loans, interest stops accruing once you've repaid.

Our team undertakes a credit check on every single new customer applying for a Nimble Small Loan. We may also undertake a credit check if you are a returning customer. If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. But your credit history is not an automatic “yes” or “no”.

Your credit history is only part of the puzzle that makes up the decision making process in granting your loan. Our team has been in the biz for years and can see whether you have the financial stability to comfortably repay.

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Why our customers love us

Our cash loans have helped thousands of people just like you.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

^Nimble Rewards is a loyalty program offered to eligible returning customers. Discounts apply to the establishment fee of personal loans only and are automatically applied to the establishment fee of approved returning customers. The size of your establishment fee discount depends on the amount of your approved loan. Nimble’s AnyTime product is excluded from receiving a discount but counts toward your total number of previous loans for tier calculation. Loans that are refinanced or restructured are treated as a new loan for the purpose of tier calculation and discount application. Standard Nimble lending criteria, fees and responsible lending obligations apply. Discounts do not apply to interest, government charges, or other fees. Rewards cannot be transferred, exchanged for cash, or combined with any other offer unless expressly stated. Customers who have previously breached loan terms may not be eligible. Nimble reserves the right to amend, suspend, or terminate the Nimble Rewards program (including tiers, eligibility criteria, and discounts) at any time without notice and reserves the right not to automatically apply a discount. Any changes will not affect discounts already applied to approved and accepted loans.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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