Whether it’s emergency dental care, surgery - elective or otherwise, or perhaps unexpected out-of-pocket medical expenses, Nimble’s got you covered.
With a Nimble Medical Loan, from $500 - $5,000, you can focus on getting well - instead of on “how to afford the treatment I need?”
And, you won't have to wait long for this lifeline. Nimble has made the process easy – completely online. In most cases, there will be no need to speak to a single person throughout the application.
That is - unless you want to. Our friendly Customer Service Team is right here in Australia to talk you through getting money to support your health and well-being.
Once approved and you have confirmed your loan, you could have the funds paid to you in as little as 60 minutes*.
Did you know that there are people in Australia paying upwards of $3,000 in medical costs per family member, per year. Ouch!
Most often, those expenses relate to specialists, when they can’t wait for public health system availability or for the outcome of negotiating with private insurance providers.
Sometimes, those extra medical costs are for non-essential procedures, too.
While not necessarily life-threatening, cosmetic dental work, reconstructive or revertive surgery could all represent a huge difference to a person’s mental health, self image and confidence.
And, being judged if these treatments are warranted and ‘worth it’ just adds stress to already stressful situations.
A Nimble Medical Loan puts you in control of your medical decisions and applying is quick, easy and pain-free, with funds usually transferred within 60 minutes once confirmed.
That way, you can do you, and focus on your recovery.
Don’t let worrying about paying for medical or dental work make you sick.
A Nimble Medical Loan could be just what the Doctor prescribed to help you get back to 100%.
Not sure what product is best for you, compare Nimble Loans below.
Loan Feature |
Small Loan |
Personal Loan |
---|---|---|
Establishment Fee |
20% of loan amount |
For loans $2,050 to $5,000: $400 For loans $5,050 to $10,000: $0 |
Loan Amount |
$500 - $2,000 |
$2,050 to $5,000 |
Costs |
20% of loan amount + 4% of loan amount each month |
For loans $2,050 to $5,000: Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a.** |
Loan Terms |
13 weeks to 39 weeks depending on the loan amount |
7 months to 15 months |
Timing |
Both Small and Personal Loans are offered with fast approval and funds transfer*. |
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.
It’s a good idea to consider how much money you think you’ll need before applying for your loan. And, there are some other things to consider when applying for your loan. So you know:
Your main source of income must not be Centrelink.
You must be over 18 years and employed.
You must have an active bank account with internet banking.
We are committed to delivering fast decisions. Our smart tech allows you to upload all relevant documents to the application from your mobile or computer. This enables us to get you an answer quickly. Keep your phone handy in case we need to give you a quick call. Once you're approved, accept your loan offer and you’ll get your cash within 60 minutes of confirming your loan.
Here's how Nimble loans work in 3 easy steps:
Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.
Get a decision: Once you've applied, we may contact you to verify the details you've provided in your application (keep your phone close by) - you'll hear back with a decision in no time.
Get your money: If you're approved and confirm your loan by 4:30pm AEST during banking days, get your cash within 60 minutes. Otherwise, it may take a little longer, and will also depend on your bank clearance times.
We only lend to customers who are over 18, Australian citizen or permanent resident, and employed with no more than 50% Centrelink income. If you meet this criteria and Nimble’s credit approval criteria, we can lend to you. Our expert team verifies all your details to make sure you’re in a position to repay. Our goal is for you to repay comfortably and have a great experience.