IVF can be life-changing, but it’s no secret that treatment costs add up quickly. While Medicare rebates and private health insurance can help, many families still face out-of-pocket expenses that need to be paid upfront. 

An IVF loan with  Nimble  can give you access  up to $5,000 to help cover the costs, so you can focus on your journey without financial stress. 

How much does IVF cost in Australia? 

IVF costs vary depending on your clinic, treatment plan, and the number of cycles needed. On average, here’s what you might expect: 

• Around $4,000 to $10,000 per cycle before Medicare rebates. 

• Extra costs for medications, embryo storage, and genetic testing. 

• Some expenses aren’t covered by Medicare or private health insurance. 

Even with Medicare rebates, most patients still need to cover several thousand dollars out of pocket. 

How to afford IVF when costs add up 

Paying for IVF can be challenging, especially when treatments need to be timed carefully. Here are some ways to manage the costs: 

• Medicare and private health insurance – Can reduce expenses, but there are limits to coverage. 

• Payment plans – Some clinics offer instalment options, but these may not be available for all treatments. 

• IVF loans – A small personal loan can help bridge the gap, ensuring you don’t have to delay treatment due to finances. 

Why choose a Nimble loan for IVF financing? 

• Borrow up to $5,000 – Perfect for covering out-of-pocket costs and medications. 

• Fast approvals – Because timing matters with fertility treatments. 

• No hidden fees – Clear costs, no surprises 

• Flexible repayments – Choose a schedule that works for you 

Take the next step with confidence 

IVF is a big decision, and finances shouldn’t be the thing holding you back. A Nimble loan can help cover upfront costs, so you can move forward with peace of mind. Apply today for a quick decision and start your journey to parenthood.