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Let’s compare productsCash Loans That Move as Fast as Life Does
When unexpected costs pop up, Nimble helps you handle them fast. Whether it’s an emergency expense or just a bit of breathing room between bills, we make it easy to get the cash you need without the stress. Apply online in minutes, no paperwork, no fuss. If approved, you could see the money in your account in as little as 60 minutes*.
100% online, zero paperwork
No queues, no printers, no problem. Nimble’s fast online process keeps things simple, smart, and hassle-free so you can focus on life, not loan admin.
Real support, real fast
Need help choosing the right repayment plan? Our Aussie-based team is here with real answers - no bots, just humans.
Cash in as little as 60 minutes
Apply online and, if approved before 4:30 pm on a banking day, you could have the cash in your account in just 60 minutes.* That means you can pay off those debts today and breathe easier tomorrow.
Cash Loans – Frequently Asked Questions
This one’s important - we only lend to customers who are over 18, are an Australian citizen or permanent resident, are employed and have no more than 50% of their income coming from Centrelink. If you don’t meet this criteria, we will not lend to you. Our expert team verifies all of these details before offering you credit.
Once approved and confirmed before 4:30 pm AEST on a banking day, funds are typically in your account within 60 minutes. Otherwise, the transfer happens on the next business day. Clearance times may vary by bank.
Loan terms for Nimble Small Loans range from 13 weeks to 39 weeks, depending on how much you’ve borrowed.
Yes! There are no early repayment fees. For Small Loans, paying early can save you future monthly fees; for Personal Loans, interest stops accruing once you've repaid.
If a repayment fails, your bank may charge a dishonour fee, plus Nimble adds a $35 fee. Late or missed payments may go to collections and could impact your credit file. Contact us immediately to avoid fees or escalation.
Our team undertakes a credit check on every single new customer applying for a Nimble Small Loan. We may also undertake a credit check if you are a returning customer. If you are bankrupt, in a debt agreement or have multiple adverse listings on your credit file your application will be declined. But your credit history is not an automatic “yes” or “no”.
Your credit history is only part of the puzzle that makes up the decision making process in granting your loan. Our team has been in the biz for years and can see whether you have the financial stability to comfortably repay.
Why our customers love us
Our cash loans have helped thousands of people just like you.
