Bad Credit Loans

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

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Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

^Nimble Rewards is a loyalty program offered to eligible returning customers. Discounts apply to the establishment fee of personal loans only and are automatically applied to the establishment fee of some approved returning customers. The size of your establishment fee discount depends on the amount of your approved loan. Nimble’s AnyTime product is excluded from receiving a discount but counts toward your total number of previous loans for tier calculation. There is a cap of three (3) discounts per customer in each 12 month period (with the first 12 month period commencing on the date a customer’s first loan with a discount is funded, and resets each 12 months from that date).

Standard Nimble lending criteria, fees and responsible lending obligations apply. Discounts do not apply to interest, government charges, or other fees. Rewards cannot be transferred, exchanged for cash, or combined with any other offer unless expressly stated. Customers who have previously breached loan terms may not be eligible. Nimble reserves the right to amend, suspend, or terminate the Nimble Rewards program (including tiers, eligibility criteria, and discounts) at any time without notice and reserves the right not to automatically apply a discount. Any changes will not affect discounts already applied to approved and accepted loans.