To make our application as simple and secure as possible, we use bank feeds so that it's all done online. Our system will then assist us to verify your financial situation using your transaction history from the last 90 days. If your bank is connected to the bank feed service providers we use, we will only accept your transaction history through bank feeds. However, if your bank is not connected, our application will prompt you to upload a CSV file. Please note additional checks apply to CSV uploads which increase the time it takes for us to process your application.