Level out your life with your Nimble AnyTime

Nimble AnyTime is a revolving line of credit, meaning as long as you pay on time, you’ll have access to your available balance continuously without having to reapply.

Compared to a Nimble Personal Loan that has a fixed term, a line of credit like Nimble AnyTime grants you access to money within your credit limit whenever you need it, instantly#.

Nimble AnyTime comes with a Virtual Mastercard that lives on your phone. Using a digital wallet means AnyTime helps you smooth out any financial hiccups anywhere, anytime!

With no establishment, monthly or early repayment fees, and late payment fees only payable in certain circumstances, Nimble AnyTime puts more money back in your pocket. Plus we set your interest rate depending on your personal circumstances, meaning you could potentially be saving money. See our Fee Statement for further details.

It’s also a time-saver with no need to reapply when you need more money, a revolving line of credit grants you access to your available balance anywhere, anytime. Haven’t spent your entire available balance? No worries, only pay for what you use!

Plus you can opt-in for your very-own Nimble AnyTime Virtual Mastercard, and have the option to draw down some or all of your available balance to your bank account. We’ve taken the best of a Nimble Personal Loan and levelled it up to meet the demands of modern life!

It’s like a credit card (but better). We’re all about mindful spending, we assess your personal circumstances and help you choose a credit limit we know you can afford. Plus we keep repayments convenient by lining up your repayment frequency with how often you get paid. These fixed repayments ensure there are no nasty bill shocks and you always maintain financial control.

To be eligible to apply for Nimble AnyTime you must be an Australian citizen or permanent resident, who is over 18 years old and currently employed. You must meet the Nimble credit lending criteria and you must have either an Australian driver licence or an Australian passport.

To complete an application you will also need your internet banking login credentials so that we can assess your income and expenses.

If you are an existing Nimble customer, don't forget to have your Nimble-registered mobile phone at hand too, you'll need this to help us verify who you are and it will mean your application will be faster to complete.

In order to ensure that Nimble AnyTime is suitable for you, it is important that we assess your current financial situation and understand what repayments you can comfortably afford based on your current circumstances.

The application is a simple online application, pre-filled with what we already know about you (you can edit anything that has changed). We'll ask you to supply us with a form of identification (your Australian passport or driver licence) and to provide your internet banking details so we can assess your income and expenses.

It will take less than 5 minutes to apply. Applications made during business hours Monday to Saturday will receive a decision the same day  - keep your phone handy in case we need to confirm any details with you. If you submit your application outside of business hours Monday to Saturday or on Sunday, you'll receive a decision on the next business day.

Once a decision has been made you'll receive an email to the email address linked to your account. In that email, we'll tell you if you have been approved (or not) and provide a link to your offer and contract where you can review and sign everything digitally. Once accepted, you'll be able to download your Nimble AnyTime Virtual Mastercard and access your available balance in minutes.

Nimble AnyTime credit limits range from $1,000 - $10,000. The amount you are offered will be based on the amount you ask for and your personal circumstances at the time you apply.

Nimble will perform an identity and credit check with a credit reporting bureau, as well as assess your income and expenses to ensure that Nimble AnyTime is right for you. If approved, you’ll be able to see your repayments and choose a credit limit that works for you. Remember, Nimble AnyTime is all about mindful spending.

Your direct debit repayments will be due weekly, fortnightly or monthly, aligning with how often you get paid. 

If your repayments are weekly or fortnightly, your first repayment will be due within 14 days of your account opening. If your repayments are monthly, your first repayment will be due within 30 days of your account opening. You are free to select any dates within this range.

Yes, you are able to make as many additional payments as you wish! You can do this by going to the Account Management area when you log in to your account. Simply input the additional amount you wish to repay from your nominated bank account and click "Make an additional repayment". Easy!

Unless the additional payment you've made pays your outstanding balance in full, your next repayment will be debited as normal until your outstanding balance reaches $0.

Nimble AnyTime is as great as it is because of you guys. We’ve listened to your feedback and have created a product that’s designed for YOU. 

We’re always looking to up our game, please leave us a review on ProductReview, Google Reviews, or drop us a line at customercare@nimble.com.au or 133 156! We love a chat.

Most of the things you'll need to do to manage your account can be done online on your dashboard. Log in to your Nimble AnyTime account and go to the Account Management area. Here, you'll be able to:

• See scheduled payments

• Make additional repayments (without early repayment fees!)

• Transfer funds directly to your nominated bank account.

• View your statements

The Nimble AnyTime app is your gateway to convenience! 

• Download your Nimble AnyTime Virtual Mastercard from the Apple Store or Google Play. Accepted anywhere the MasterCard logo appears, you'll be able to Tap & Pay in-store and make online purchases using the full card number and CVV code provided.

• See your credit limit and your available credit limit

• See your current account balance

• Review your recent Nimble AnyTime transactions.

• Manage your PIN (you can set it up here and reset it if you need to).

For anything else, our friendly team is here to support you. You can reach us at anytime@nimble.com.au or call us on 133 156.

Nimble has set your Nimble AnyTime credit limit based on its assessment of your financial situation at the time of application. This is the maximum amount of money Nimble assessed you could comfortably afford to borrow and repay.  

If your circumstances have changed and you’d like to increase or decrease your credit limit, please log in to your Nimble AnyTime account to make that request, or contact our friendly team at anytime@nimble.com.au who may be able to help you.

As of October 2022 a secure password login will be added as an additional layer of security along with the SMS code login for all Nimble AnyTime accounts.

Nimble AnyTime members will need to create and verify a new password in order to login to their Dashboard.

In the coming weeks all account holders will receive both an SMS and email message with step by step instructions on how this can be setup.

If you have any questions about your loan or these changes, please do not hesitate to call us on 131 156 to chat with one of our friendly agents. 

Alternatively, send us an email at anytime@nimble.com.au