At Nimble, we believe in making things crystal clear. We’ll always show you the costs upfront, all in plain English and big print. There are no sneaky hidden fees to worry about.
If the principal amount you borrow is between $500 and $2,000.
When you make all scheduled repayments on time, you’ll only be charged the loan establishment fee and the monthly loan fee. Dishonour and default fees will apply if you miss any repayments.
LOAN FEES AND CHARGES | |
---|---|
Establishment Fee One-off fee payable per loan. |
20% of principal |
Monthly Loan Fee Charged per month or part thereof, where there is an outstanding debt balance. |
4% of principal per month |
FEES THAT MAY APPLY | |
---|---|
Dishonour Fee Charged each time a direct debit or other payment is not made in full and on time. This fee includes our reasonable internal Administrative costs and external third-party costs. |
$35.00 |
Default Fee A recovery fee charged each time your account is in default to cover reasonable costs of administering your account. |
$20.00 |
If the principal amount you borrow is between $2,050 and $10,000.
When you make all scheduled repayments on time, you’ll only be charged the loan establishment fee and interest charges calculated based on the applicable interest rate. Other fees will apply if you miss or reschedule any repayments.
LOAN FEES AND CHARGES | |
---|---|
Establishment Fee One-off fee payable per loan. |
For loans $2,050 to $5,000: $400 For loans $5,050 to $10,000: $0 |
Fixed Interest Rate |
For loans $2,050 to $10,000: 47.62% p.a. |
Comparison Rate This comparison rate is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee. This comparison rate is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. |
For loans $5,050 to $10,000: 47.62% p.a. |
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This is a prescribed calculation and Nimble does not offer loans for $2,500 over a term of 2 years or $10,000 over 3 years.
FEES THAT MAY APPLY | |
---|---|
Dishonour Fee Charged each time a direct debit or other payment is not made in full and on time. This fee includes our reasonable internal administrative costs and external third-party costs. |
$35.00 |
Default Fee A recovery fee charged each time your account is in default to cover reasonable costs of administering your account.
|
$20.00 |
If your credit limit is between $1,000 and $10,000.
LOAN FEES AND CHARGES | |
---|---|
Establishment Fee | $0 |
Fixed Interest Rate Your personalised interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer. |
47.00% p.a. |
FEES AND CHARGES THAT MAY APPLY | |
---|---|
Late Payment Fee Payable immediately if any amount due under this contract is not received in full within 2 days of the due date. |
$10 |
Variation Fee Payable each time you request us to vary your loan (e.g. term |
$50 |
Duplicate Fee Payable for each copy of any document you request. |
$5 |
The information in this statement was last updated on 21/11/2024.
© 2024 Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)