Small Renovation Plans? We’re Built for That

Home improvements don’t have to mean big budgets or long waits. Whether it's fresh paint, a new deck, or unexpected repairs, Nimble helps you get moving fast.

Interest-free for 21 days*

No interest upfront gives you time to sort out payments whether you’re waiting for a refund, support, or just need some breathing room.

100% online, zero paperwork

No queues, no printers, no problem. Nimble’s fast online process keeps things simple, smart, and hassle-free so you can focus on life, not loan admin.

Cash in as little as 60 minutes

Apply online and, if approved before 4:30 pm on a banking day, you could have the cash in your account in just 60 minutes.* That means you can pay off those debts today and breathe easier tomorrow.

Home Renovation Loan – Frequently Asked Questions

It’s a short-term personal loan to help you cover costs for small to medium home improvements like painting, flooring, or bathroom upgrades.

If you’re 18 or older, an Australian citizen or permanent resident, and earning a regular income you’re eligible to apply.

Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays

Nope. Just let us know how much you need and what it’s for, we’ll handle the rest.

Anything from cosmetic updates (like paint or tiling) to light renovations or urgent repairs.

Yes. You won’t be charged interest for the first 21 days after funding.* After that, normal loan terms apply.

Whoa, you've got some impressive scrolling skills. But, this is near the end of the page. Click below to apply for Nimble Medium Personal Loan.

Apply now

Why our customers love us

Our cash loans have helped thousands of people just like you.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

Apply Now

Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

Apply Now