Quick Loans

In 2018, the average amount we lent was $812 and people used us for a range of things from booking their dream holiday to emergency repairs on their home.

The world moves faster today than it ever has before. From ordering your dinner online and having it delivered in less than 10 minutes, to booking last-minute flights halfway across the globe at the touch of a button – we’ve replaced lots of human interaction with high-speed tech. The need for speed is something that Nimble understands more than most. Nimble was born from the idea that getting your hands on quick loans should be easier for everyone – and so we made it our mission to make quick loans a reality for Australians everywhere.

But we’re not new to this scene. In actual fact, we’ve been specialising in Quick Loans since 2005. Since then, we’ve worked hard to create an easy peasy application process that puts our customers first. We’re transparent with all our charges and we believe in empowering you to make your loan as personalised as possible. We encourage you to select how much you want to borrow and for how long. This way, we can deliver a loan to you whilst providing you with a realistic repayment schedule that you are comfortable with.

How can Nimble offer me a Quick Loan

Much like all other responsible lenders, we check your credit report. However, this is not the only factor we use to decide how much money to loan you and for how long. We’ll ask for more recent information in a bid to understand who you are today and get a real understanding of your current financial situation. Our application process is very straightforward and is designed to be quick and easy.

There are some things we simply don’t believe in – unnecessary paperwork is one of them. When it comes to your loan, we empower to you apply quickly so we can process and if successful, approve quickly. Generally speaking, we don’t make outbound calls before your loan is approved because we know that getting a loan is a personal choice. If you want to put your loan on hold or you’ve changed your mind on getting a loan, that’s perfectly fine. Whilst our application removes hard steps and makes things easy, we take our work as a responsible lender seriously. So, in order to offer Quick Loans - we will ask you most of the necessary questions up front, so we can determine to your suitability for a Nimble loan.

All of this plays a part in us being able to lend you a Quick Loan. The faster we get the information we need, the faster we can make a decision which means the faster you can receive your funds.

What are the benefits of Nimble’s Quick Loan?

In today’s world, the need for a Quick Loan is ever growing. Things crop up quickly, right? It might have been that little tiny car windscreen crack that turned into an “OMG! I need to replace this asap” or it might be that despite the best-laid plans, you can’t always foresee or anticipate the future.

There are many benefits to being able to access a Nimble loan, and here are just a few...

1. We’re pretty….uh...Nimble when it comes to your Quick Loan

Most of the time you won’t need to speak to any humans (but you can if you want, we have plenty of those at Nimble), there’s no need to physically sign and transfer any documents and everything (absolutely everything!) is done online. We’re built for speed, we’re easy to use and we remove the obstacles that commonly come with lending funds. All of this ease means we’re in a position to provide you with a loan.

2. When we say Quick Loan, we mean Quick Loan

Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day. Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

3. Fast loans that don’t compromise

Whilst we all about speed and ease of use, we don’t compromise on your security when it comes to your Nimble loan. You’ll see that little McAfee logo when you start your Nimble application loan. What does it mean? It means we don’t fool around when it comes to ensuring our site is 100% safe and secure. (In addition to being super Nimble...did we mention that we’re Nimble already?...)

Some of the reasons to get a cash loan

Choosing your Nimble Quick Loan

Confused about what type of Nimble loan is most suitable for your needs? We offer two types of loans - a Nimble Small Loan and a Nimble Medium Loan. What you need your Quick Loans for will determine which type of loan you will apply for. The Nimble Small Loan allows you to apply for $300 to $2,000 and the loan term ranges from 62 days to four months. Lots of people get small loans to help out with those little things that you didn’t anticipate, like car repairs. Medium Nimble Loans work a little bit differently - you can borrow between $2,050 - $5,000. Common reasons for borrowing a Nimble Medium Loan are things like home repairs or household and furniture. You can get up to 22 months to repay your Nimble Medium Loan. You can get more information on comparing Nimble loans HERE.

It’s clear to see that both our loan options have different features and various suitability factors. However, our commitment does not change. Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.*

*Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

What are you waiting for?

FAQs

Can I get a Nimble cash loan if I am on Centrelink?

Being on Centrelink does not automatically rule you out of eligibility when it comes to applying for a short term cash loan. To be eligible for a Nimble loan, you do need to be working though. If you're dependent on Centrelink benefits, we will review your application to see if a Nimble loan is right for you.

Can I get a Nimble cash loan if I have a bad credit history?

Depending on your circumstances or even if you have bad credit or a default on your file, you may still be eligible for a Nimble loan.

We take many factors into consideration when we assess your loan application, including your current situation, whether you are steadily employed and what other money you owe.

We understand your past may not be who you are today so if you have a black mark on your credit history, we may still be able to help.

Are there any hidden costs?

Our costs are crystal clear. Everything you need to know about Nimble cash loans is in plain English and big print. You know upfront exactly what the costs are and there are no sneaky, hidden fees to worry about.

Transparency is one of our core values, and we want you to be 100% confident that you've made the right choice when you apply for a fast cash loan from Nimble.

Feel free to reach out if you have any questions and call us on 133 156, or connect via email - customercare@nimble.com.au

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Lending criteria, suitability checks, terms and fees apply. close