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Fast Loans

In today’s world, we move at an insane speed. Since the dawn of the smartphone, we shop at a fast pace, we order food quickly, and everything happens at the touch of a button.

At Nimble, we believe that our desire and hunger for high-speed tech shouldn’t end or be in any way limited when it comes to a loan. In fact, we believe it should be quite the opposite. At Nimble, one of the most common reasons people come to us for a Fast Loan is to fund relocation costs. In 2018, the average amount we lent to help people get settled into their new home was $840. This is just one of the reasons people come to us. A Fast Loan should be the absolute norm for everyone, and when we started our journey way back in 2005 we were determined to make this happen. So we did. And we kept doing it. Today, we’re super proud of our ability to make Fast Loans a reality for everyone.

We started providing oans way back in 2005. Since then, we’ve put agility and security at the heart of our Fast Loan offering. We built our loan application process with our customers at the heart of it all.

We empower you to personalise your Fast Loan - you select how much you would like to borrow and for how long.

How can Nimble offer me a Fast Loan

At Nimble, we’re responsible lenders. As part of being a responsible lender and in order to understand your financial history, we check your credit report. With that said, a credit check is not the only factor we consider when making a decision on your Fast Loan. We ask for more recent financial information so that we actually understand your current financial situation. This all forms part of the reason we are able to provide you with a Nimble loan - our smart technology is able to quickly analyse your financial situation and this plays a big part in making a quick decision on your loan.

There are of course other factors too. For example, because we are an online-based application, we don’t need you to fill in any unnecessary paperwork. We don’t waste time (ours or yours) by making unnecessary phone calls, and we know that your need for a Fast Loan with great customer service is important to you.

We’ve removed the hard steps to makes things easier for you, but as responsible lenders with an ability to provide Fast Loans, we still get the necessary detail. We ask questions up front and early so we can determine your suitability for a Nimble Loan.

What are the benefits of a Fast Loan

The benefits of getting a Fast Loan are endless when things crop up unexpectedly. It might be car repairs, travel plans, or it might be something like funds to cover the cost of your bond - these are all pretty common reasons to need a Fast Loan. Whatever the situation, when you urgently need funds, you need a reliable lender that can get you your fast loan.

There are many benefits to being able to access a Nimble loan, and here are just a few...

1. We’re fast with your loan
And when we say fast, we mean fast! With both the Nimble Small Cash Loan and Nimble Medium Cash Loan, you could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day. Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

2. It's easy
Most of the time you won’t need to speak to any humans. Our application process is built for speed and ease of use. We have removed any unnecessary work to make sure you get through the application in an efficient manner.

3. Fast Loans that don’t compromise
We’re all about efficiencies and ease of use, but we absolutely do not compromise on your security when it comes to your loan. You notice a small McAfee logo when you start your Nimble application for a loan - this means we take our security and your data extremely seriously.

Some of the reasons to get a Fast Loan

Car Repair Loans

Holiday Loans

Long term Loans

Wedding Loans

Student Loans

Short Term Loans

Fast Loans

Cash Loans

Quick Loans

Personal Loans

Online Loans

Payday Loans

Small Loans

Choosing your Nimble Fast Loan

Before choosing your loan, it’s important to consider which type of loan meets your needs best. At Nimble, we offer 2 types of Fast Loans, a Nimble Small Loan and a Nimble Medium Loan. Your needs will very much depend on what type of loan you will apply for.

However, our ability to get your loan to you in a fast and efficient manner does not change.

Below we’ve outlined the different loan features for each Fast Loan option in a bid to help you understand which loan is best suited to you.

Nimble Loans
Loan Feature Small Loan Medium Loan
Establishment Fee 20% of loan amount $400 fee
Loan Amount $300 - $2,000 $2,050 - $5,000
Costs 20% of loan amount + 4% of loan amount each month** Application fee of $400 + 47.6158% p.a. Comparison rate^: 65.6597% p.a.
Loan terms Loan terms 62 days to 4 months 62 days to 22 months
Timing Both Nimble Small and Nimble Medium Loans are offered with fast approval and funds transfer. You could receive your money within 60 minutes if your loan is confirmed before 4:30 pm on a banking day*.
^This comparison rate outlined on this page is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Nimble does not offer loans for $2,500 over a term of 2 years.

**See our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

Every though both loans options have some distinct features, our customer care plan remains the same. When you secure a loan with Nimble, you’ll have access to your Member Area where you can log in to manage your loan and keep up to date with your repayment plan. Your Fast Loan always remains in your control with Nimble.


*Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

What are you waiting for?

FAQs

Can I get a Nimble cash loan if I am on Centrelink?

Being on Centrelink does not automatically rule you out of eligibility when it comes to applying for a short term cash loan. To be eligible for a Nimble loan, you do need to be working though. If you're dependent on Centrelink benefits, we will review your application to see if a Nimble loan is right for you.

Can I get a Nimble cash loan if I have a bad credit history?

Depending on your circumstances or even if you have bad credit or a default on your file, you may still be eligible for a Nimble loan.

We take many factors into consideration when we assess your loan application, including your current situation, whether you are steadily employed and what other money you owe.

We understand your past may not be who you are today so if you have a black mark on your credit history, we may still be able to help.

Are there any hidden costs?

Our costs are crystal clear. Everything you need to know about Nimble cash loans is in plain English and big print. You know upfront exactly what the costs are and there are no sneaky, hidden fees to worry about.

Transparency is one of our core values, and we want you to be 100% confident that you've made the right choice when you apply for a fast cash loan from Nimble.

Feel free to reach out if you have any questions and call us on 133 156, or connect via email - customercare@nimble.com.au

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Lending criteria, suitability checks, terms and fees apply. close