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Why Choose a Nimble Emergency Loan

Emergencies aren’t planned but Nimble’s emergency loans are. We’re here to give you the fast, reliable support you need.

Interest-free for 21 days*

No interest upfront gives you time to sort out payments whether you’re waiting for a refund, support, or just need some breathing room.

Cash in as little as 60 minutes

Apply online and, if approved before 4:30 pm on a banking day, you could have the cash in your account in just 60 minutes.* That means you can pay off those debts today and breathe easier tomorrow.

100% online, zero paperwork

No queues, no printers, no problem. Nimble’s fast online process keeps things simple, smart, and hassle-free so you can focus on life, not loan admin.

Emergency Loan – Frequently Asked Questions

A short-term personal loan designed to help you cover unforeseen expenses like urgent bills, repairs, or medical costs quickly and responsibly.

If approved before 4:30 pm AEST on a business day, funds can be deposited within 60 minutes. Sometimes even on weekends or holidays, depending on your bank

Small Loans: 20% establishment + 4% monthly fee.

No. Just tell us how much you need and why no invoices or paperwork required.

Australian citizens or permanent residents aged 18+, with regular income, and not bankrupt or insolvent.

Whoa, you've got some impressive scrolling skills. But, this is near the end of the page. Click below to apply for Nimble Small Personal Loan.

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Why our customers love us

Our cash loans have helped thousands of people just like you.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria.

*Redraw not available. Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Nimble AnyTime is a Continuing Credit Contract. As long as you pay on time each month, you'll have access to your available balance continuously, without the need to reapply. Usage of the Nimble Anytime Virtual Mastercard is subject to the Nimble AnyTime terms and conditions. Clearance times on cash advances are subject to your bank and the time of your request.

Apple, Apple Pay, iPhone, Apple Watch and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

Warning about borrowing

Ready for your Nimble Loan?

Small Loans

Borrow between $500 - $2,000

When mechanic calls or the plumber needs to visit, we’re here. Nimble Small Loans are a fast and simple solution.

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Personal Loans

Borrow between $2,050 - $5,000

Did that dentist bill cost a little more? Don’t worry, we got you. Personal Loans can help with the slightly bigger unexpected costs that you didn’t see coming.

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