Nimble Christmas Loans

Christmas comes but once a year, but oh what an arrival! If Christmas is catching you off guard, you're not alone. It's a time to show family and friends just how much we care about them, how much they mean to us, and how much we appreciate all the love and support they show us all year long. It's an amazing and wonderful time for everything but our bank account! If Christmas is creeping up on you, fast cash Christmas loans from Nimble can give you one less thing to stress about and turn around a bah humbug holiday.

Using Your Nimble Christmas Loan

It happens to all of us. You start crossing people off your list as you buy this year's presents. Then you realise you missed someone; and then someone else. The list gets longer and longer, and that's all before you accidentally find out your best friend got you something so special you just have to get her a second present.

When the list is growing faster than the money in your bank account, loans for Christmas shopping ensure you don't have to leave anyone off it.

Christmas Loans for Travel

What is Christmas if not a time for family? Don't live with the regret of skipping a holiday family reunion. A few weeks out, it's easy to think that skipping this year won't really be all that big a deal, but if we end up alone on Christmas Eve, most of us will be singing a different tune.

If money is the only thing keeping you from getting home or helping a treasured loved one get back to spend the holidays with you, a holiday loan can bring you together for this special time.

Loans for Christmas Shopping

It started when you invited the in-laws to spend Christmas with you, and since then the party just keeps growing. You can't say no as each branch of the family makes their plans. Now you're expecting a dozen people to crash with you for a week and you've got to keep them fed and entertained and deal with the uptick in utility costs.

Xmas cash loans are a fast way to ensure you won't run out of anything important just when the family descends. Instead of worrying about whether you can afford a few extra packs of bacon, you can concentrate on playing host and ensuring everyone has a great time.

Xmas Cash Loans With Nimble

At Nimble, we think it should be as easy to get a medium or small loan as it is to rent a car or do your Christmas shopping. You can do nearly anything online these days, which is why we make it possible to get a fast loan, too. If you're over 18, have an active bank account with internet banking, and don't get the majority of your income from Centrelink, you're eligible to apply for a loan with Nimble.

Choose Your Loan Type

We offer two types of quick loans to make things convenient and simple. A small loan can get you between $300 and $2,000, while a medium loan can be for as much as $5,000.  For a small loan, the loan term is between 9 weeks to 39 weeks depending on the loan amount. For medium loans, you can pay off over 23 months. You set up your preferred repayment schedule when you apply for your loan.

The establishment fee for a small loan is 20% of the loan amount, and for a medium loan, it's a flat $400. All the costs are clearly laid out when you apply, and you can always sign in to your account and keep track of everything at any point during the life of your loan. There are no hidden fees, and unless you change the repayment schedule yourself later, you can always be sure that nothing will change unexpectedly.

Connect With Us Online

To get your Christmas loan, simply connect with us online and sign in to your bank accout. Together, we'll look at your income and expenses. We'll never loan you more than you can afford to pay back, and if your application is approved and confirmed by 4:30 pm on a banking day, we can likely get your money to you within 60 minutes.

Use a Simple Repayment System

We think it should be just as easy to repay as it is to get your loan, with no worries about payments going through or forgetting the date. When your loan is approved, we set up a simple bank account debit on a set day every month, and we send you an email the day before so you can be sure to have funds available.

Work With the Best

We've been helping Australians get the loans they need since 2005, and since then we've granted over 1.6 million loans approved. We started our company with the belief that the old way of getting loans wasn't working in the digital age. With Nimble, there's no need to gather paperwork and make an appointment at the bank just to get a quick online loan to tide you over. Instead, you can do it all online in an easy and straightforward process.

We also know that the times you need to borrow money are often the most stressful times of life. The best way to ease your stress is for us to speed things up, so we prioritise speed and convenience so you can get back to normal life as quickly as possible. We also think customer service matters, so you'll always be able to get a hold of us quickly if you have an issue, whether you send an email, call us on the phone, or reach out to us through your Member Area login.

Get Quick Christmas Loans Without the Hassle

The holidays are stressful enough without money worries added to everything else. If you're not sure how to cover holiday presents, can't afford to travel, or need to cover the whole gang over Christmas, don't let money worries force you to change your plans. Visit Nimble today for quick Christmas loans that will ensure your holiday is very merry indeed.

Compare Nimble Loans

Loan Feature

Small Loan

Personal Loan

Establishment Fee

20% of loan amount

For loans $2,050 to $5,000: $400

For loans $5,050 to $25,000: $0

Loan Amount

$300 - $2,000

$2,050 to $25,000

Costs

20% of loan amount + 4% of loan amount each month

For loans $2,050 to $5,000:

Establishment fee of $400 + 47.6158% p.a.

Comparison rate: 65.6597% p.a.**

 

For loans $5,050 to $10,000

47.6158% p.a.

Comparison rate: 47.6158% p.a.**

For loans $10,500 to $25,000

29.99% p.a.

Comparison rate: 29.99% p.a.**

Loan Terms

9 weeks to 39 weeks depending on the loan amount

2 months to 48 months

Timing

Both Small and Personal Loans are offered with fast approval and funds transfer*.

 

Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

It’s a good idea to consider how much money you think you’ll need before applying for your loan. This way you can make sure you get what you need and you don’t borrow in excess. There are some other things to consider when applying for your loan, so you know:
  1. Your main source of income must not be Centrelink.
  2. You must be over 18 years and employed.
  3. You must have an active bank account with internet banking.
*Customers generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply, and are subject to change. Applications are subject to Nimble’s credit approval criteria. Redraw not available.

Nimble members who have previously borrowed and repaid one or more loans in full may be eligible to apply for up to $10,000 in their Member Area.

For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, and so they don't have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

For our Personal Loans between $2,050 and $5,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. For our Personal Loans between $5,050 and $10,000, the Annual Percentage Rate (APR) is 47.6158% (Comparison rate 47.6158%) and there is no Establishment Fee.

**The comparison rate for loans between $2,050 and $5,000 is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee, and the comparison rate for loans between $5,050 and $10,000 is based on an unsecured loan for an amount of $10,000 over 3 years and a $0 establishment fee. Nimble may not offer loans for these amounts over these terms. See our full Fee statement for fee details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

*Funds will generally be transferred within 60 minutes of the loan contract being signed between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

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