Christmas comes but once a year, but oh what an arrival! If Christmas is catching you off guard, you're not alone. It's a time to show family and friends just how much we care about them, how much they mean to us, and how much we appreciate all the love and support they show us all year long. It's an amazing and wonderful time for everything but our bank account! If Christmas is creeping up on you, fast cash Christmas loans from Nimble can give you one less thing to stress about and turn around a bah humbug holiday.
It happens to all of us. You start crossing people off your list as you buy this year's presents. Then you realise you missed someone; and then someone else. The list gets longer and longer, and that's all before you accidentally find out your best friend got you something so special you just have to get her a second present.
When the list is growing faster than the money in your bank account, loans for Christmas shopping ensure you don't have to leave anyone off it.
What is Christmas if not a time for family? Don't live with the regret of skipping a holiday family reunion. A few weeks out, it's easy to think that skipping this year won't really be all that big a deal, but if we end up alone on Christmas Eve, most of us will be singing a different tune.
If money is the only thing keeping you from getting home or helping a treasured loved one get back to spend the holidays with you, a holiday loan can bring you together for this special time.
It started when you invited the in-laws to spend Christmas with you, and since then the party just keeps growing. You can't say no as each branch of the family makes their plans. Now you're expecting a dozen people to crash with you for a week and you've got to keep them fed and entertained and deal with the uptick in utility costs.
Xmas cash loans are a fast way to ensure you won't run out of anything important just when the family descends. Instead of worrying about whether you can afford a few extra packs of bacon, you can concentrate on playing host and ensuring everyone has a great time.
At Nimble, we think it should be as easy to get a medium or small loan as it is to rent a car or do your Christmas shopping. You can do nearly anything online these days, which is why we make it possible to get a fast loan, too. If you're over 18, have an active bank account with internet banking, and don't get the majority of your income from Centrelink, you're eligible to apply for a loan with Nimble.
We offer two types of quick loans to make things convenient and simple. A small loan can get you between $300 and $2,000, while a medium loan can be for as much as $5,000. For a small loan, the loan term is between 9 weeks to 39 weeks depending on the loan amount. For medium loans, you can pay off over 23 months. You set up your preferred repayment schedule when you apply for your loan.
The establishment fee for a small loan is 20% of the loan amount, and for a medium loan, it's a flat $400. All the costs are clearly laid out when you apply, and you can always sign in to your account and keep track of everything at any point during the life of your loan. There are no hidden fees, and unless you change the repayment schedule yourself later, you can always be sure that nothing will change unexpectedly.
To get your Christmas loan, simply connect with us online and sign in to your bank accout. Together, we'll look at your income and expenses. We'll never loan you more than you can afford to pay back, and if your application is approved and confirmed by 4:30 pm on a banking day, we can likely get your money to you within 60 minutes.
We think it should be just as easy to repay as it is to get your loan, with no worries about payments going through or forgetting the date. When your loan is approved, we set up a simple bank account debit on a set day every month, and we send you an email the day before so you can be sure to have funds available.
We've been helping Australians get the loans they need since 2005, and since then we've granted over 1.6 million loans approved. We started our company with the belief that the old way of getting loans wasn't working in the digital age. With Nimble, there's no need to gather paperwork and make an appointment at the bank just to get a quick online loan to tide you over. Instead, you can do it all online in an easy and straightforward process.
We also know that the times you need to borrow money are often the most stressful times of life. The best way to ease your stress is for us to speed things up, so we prioritise speed and convenience so you can get back to normal life as quickly as possible. We also think customer service matters, so you'll always be able to get a hold of us quickly if you have an issue, whether you send an email, call us on the phone, or reach out to us through your Member Area login.
The holidays are stressful enough without money worries added to everything else. If you're not sure how to cover holiday presents, can't afford to travel, or need to cover the whole gang over Christmas, don't let money worries force you to change your plans. Visit Nimble today for quick Christmas loans that will ensure your holiday is very merry indeed.
Loan Feature |
Small Loan |
Personal Loan |
Establishment Fee |
20% of loan amount |
For loans $2,050 to $5,000: $400 For loans $5,050 to $25,000: $0 |
Loan Amount |
$300 - $2,000 |
$2,050 to $25,000 |
Costs |
20% of loan amount + 4% of loan amount each month |
For loans $2,050 to $5,000: Establishment fee of $400 + 47.6158% p.a. Comparison rate: 65.6597% p.a.**
For loans $5,050 to $10,000 47.6158% p.a. Comparison rate: 47.6158% p.a.** For loans $10,500 to $25,000 29.99% p.a. Comparison rate: 29.99% p.a.** |
Loan Terms |
9 weeks to 39 weeks depending on the loan amount |
2 months to 48 months |
Timing |
Both Small and Personal Loans are offered with fast approval and funds transfer*. |
Please see our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.