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Cash Loans

We know what it's like when unexpected bills pop up. Or it might be something like that awful feeling of your favourite band’s tickets going on sale a few days before payday and there's just not enough cash to make it stretch. You’re not alone! We’ve approved over 1.5 million loans for Australians over the years, and these are people just like you- people who just needed a quick hand with their Cash Loan. In 2018, we helped our customers with an average amount lent for a small loan at $710 and the average amount lent for a medium loan at $3,112.

We know a thing or two about Cash Loans. We also know that today’s world moves quickly - super quickly. The expectation to make things happen easily and quickly is huge - and rightly so. We live in a tech-equipped world, we’re more advanced than ever before, so why expect anything less than speed and agility when it comes to your loan?

The good news is that Nimble meets that expectation and then some. We realised a long time ago that the Cash Loan business needed to change. People need fast loans with flexibility and personability. And that’s why we’re here - offering short-term finance, not a long-term problem. With loans available online from $300 - $5,000 for when you need a little extra money, our flexible repayments are designed to put you in control.

What is a Cash Loan?

Simply put, a Cash Loan is an unsecured small personal loan. You can apply for a Nimble loan online with a relatively short repayment period for up to 22 months.

At Nimble, when you borrow money for a Cash Loan, you have the option to stretch out your repayment schedule with smaller instalments that are designed to suit you and your loan needs**.

We keep it simple with a stress-free Cash Loan and will only ever lend you what you can comfortably repay. There are no shackles or long term commitments like with credit cards.

**See our full Fee Statement for fee details. If you reschedule your repayments after you confirm your loan, additional fees and charges may apply.

How can I get a Cash Loan?

Despite the old school name, a Cash Loan isn’t really cash. Like most loans, a Cash Loan is paid in your bank account via bank transfer or alternatively can be paid onto a Nimble Visa Prepaid Card.

Getting a Cash Loan is relatively easy - especially with Nimble. Why? Because we make loans easy - that was our purpose when we first started out all those years ago and we stick by it today.

Here’s the deal. We knew way back when we started (2005) that the current practice for borrowing Cash Loans was outdated, difficult, and absolutely not for everyone. So we started to make things easier - building our lending platform online and ensuring that our process was easy from start to finish. You can start by selecting how much money you want and how long you would like to borrow it for. With our smart technology, you can apply online at any time of the day, from any device. Forget time-consuming paperwork and painful wait times - we pride ourselves on fast funds.

Once you've gone through our quick application process and we’ve verified the details you've provided, most people will get a decision within minutes. Once approved you’ll have the money in under an hour (if confirmed before 4.30pm AEST during banking days).*

Nimble Cash Loan options

We have two Cash Loan options at Nimble. As you would expect with two different loans, there are different features around each. We’ve outlined the different options below for your information.

The Nimble Small Cash Loan

A Nimble Small Cash Loan can be a great help to you when things crop up and you simply need fast cash without the fuss. We know that these things range from car repairs to travel plans for our customers and while the purpose of your loan might change, our ability to get you your funds won’t.

How much money can I receive with this Cash Loan?
The Nimble Small Cash Loan amounts range from $300 to $2,000 and the loan term is 62 days to four months. The benefits of a small loan like this are pretty great, especially when lending from Nimble, here’s why.

We pride ourselves on speed. Our small Cash Loans, like our Medium Cash Loans, are designed to save you time. We offer fast approval and funds transfer. You could receive your small loan within 60 minutes if your loan is confirmed before 4:30 pm on a banking day.*

We’re experts in the small Cash Loan business, we’ve has been providing it since 2005 and we’re only getting better while our customers get happier.

Customer care is and has always been our top priority. Our call centre is based in Australia, and we’re always here if you need help with your Nimble Small Cash Loan.

The Nimble Medium Cash Loan

For this type of loan, people usually have can bigger unexpected costs come along. A Nimble Medium Cash Loan works a bit differently to a Nimble Small Loan. If you apply and are approved for Nimble’s Medium Loan, you’ll have access to some different features.

How much money can I receive with the Nimble Medium Cash Loan?

You’ll have access to a larger loan amount, you can apply for between $2,050 and $5,000.

As you are now borrowing larger amounts with this loan, you’ll have a longer repayment term. Like the small loan, you can select repayments to meet your budget and your needs. However, we have terms available for up to 22 months**.

Whilst some things are different, our commitment to customer care stays the same. As with the Small Cash Loan, you’ll have access to your Member Area where you can log in to manage your loan and keep up to date with your repayment plan.

So now that you know the difference in Cash Loan offerings from Nimble you’ll be better placed to make a decision on what type of loan you need and how long you need it for. Nimble Cash Loan’s are always a great choice to help with your financial needs - we’re a household name for a reason, people have been trusting us for years when they need some help..

*Commbank customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00 am and 4:30 pm AEST on business days. Clearance times are subject to your bank.

**Loan terms vary depending on your circumstances. Fees and charges are payable if you choose to extend your loan term after confirming your loan.

What are you waiting for?

FAQs

Can I get a Nimble cash loan if I am on Centrelink?

Being on Centrelink does not automatically rule you out of eligibility when it comes to applying for a short term cash loan. To be eligible for a Nimble loan, you do need to be working though. If you're dependent on Centrelink benefits, we will review your application to see if a Nimble loan is right for you.

Can I get a Nimble cash loan if I have a bad credit history?

Depending on your circumstances or even if you have bad credit or a default on your file, you may still be eligible for a Nimble loan.

We take many factors into consideration when we assess your loan application, including your current situation, whether you are steadily employed and what other money you owe.

We understand your past may not be who you are today so if you have a black mark on your credit history, we may still be able to help.

Are there any hidden costs?

Our costs are crystal clear. Everything you need to know about Nimble cash loans is in plain English and big print. You know upfront exactly what the costs are and there are no sneaky, hidden fees to worry about.

Transparency is one of our core values, and we want you to be 100% confident that you've made the right choice when you apply for a fast cash loan from Nimble.

Feel free to reach out if you have any questions and call us on 133 156, or connect via email - customercare@nimble.com.au

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close

Approved borrowers may be eligible for a loan from $300 and up to $5,000. Lending criteria, suitability checks, terms and fees apply. close