Fast Loans

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Fast Loans from Nimble

If you've got a cash problem and you need a loan fast - just Nimble it.

Nimble offers approved borrowers fast loans from $300 and up to $5,000 , depending on their individual situation and Nimble's lending criteria. Borrowers applying and approved for a Small Loan are only eligible to borrow up to $1,600.

Applying for a loan with Nimble is fast, simple and easy - because it’s all done online! You don’t even need to leave your couch.

With a super straight-forward application, you can apply for up to $5,000 with a few taps on your mobile device - at home or while you’re on the go.

How do I get my money fast?

So you want to know how we make borrowing money fast, simple and stress-free. Hey, it’s a good question, so we’ll answer it.

Well, we started by gathering the most clever mathematicians and IT masterminds we could find. Then we introduced them to each other and from there, we pretty much just watched the magic happen.

After a few years, many (many!) cups of coffee, and a lot of testing - our smart technology was born.

We affectionately refer to it as, 'Straight Through Processing', but our members probably know it better as the technology that helps us verify their details so they don't waste time waiting around for a decision.

We use this sophisticated technology and thousands of data points within our decision engine to determine a customer’s suitability for a Nimble loan.

We start with your employment status. To be eligible for a Nimble loan, you need to be working. If you're dependent on Centrelink benefits, unfortunately, a Nimble loan is not right for you.

After that, we look at whether the rest of the information you provide indicates that you can repay. Our goal is for you to repay comfortably and have a great experience.

Once you've applied, we'll verify the details you've provided in your application, and then give you a decision. Sometimes we may get in touch with you to verify the information you give to us.

There's no filling out paperwork. So you can forget about filling out tons of paperwork or going to painful face-to-face meetings.

In short, here's how Nimble loans work in 3 easy steps:

  1. Simple application: Just apply online - whether you're on the go, at work, or from the comfort of your home.
  2. Get a decision: Once you’ve applied, we may contact you to verify the details you’ve provided in your application. Then you'll get a decision
  3. If approved, get paid within 60 minutes of confirming your loan when you confirm your loan by 4:30pm AEST during banking days. Depending on your bank, you may be paid within minutes of confirming your loan 7 days a week, including public holidays.

The best part is, once you're a Nimble member, you can choose to get a Nimble loan paid straight onto your Nimble Visa Prepaid Card within seconds of confirming your loan.

No computer? No worries. You can do everything in just a few taps via your mobile device. Easy!

Please note, we take responsible lending seriously and when assessing your loan, we always look at whether the information you provide indicates that you can repay comfortably.

Because your financial situation may improve, being declined today doesn't mean we won't be able to consider an application from you in the future, although you'll still need to meet our lending criteria and suitability checks at the time of each application.

Our fast loans are a smarter way to borrow

We won't make you borrow more than what you need or let your loan spiral out of control.

Which is why we only offer loans from $300 up to $5,000 (subject to our lending criteria). Our fast loans are perfect for when the unexpected happens® - those unexpected bills, last-minute must-have purchases or something pretty spectacular, like pulling off the wedding of a lifetime.

You borrow an amount totally tailored to your needs, and repay it according to the repayments schedule you customise yourself at the time you set up your loan.

Got questions?

Talk to our award-winning Customer Care team about our fast loans.

They're just a phone call away, or available on Live Help, email, Facebook and SMS.

They're real people, who know what it's like to need fast cash. They're compassionate and know that attention to detail goes a long way.

So what are you waiting for? If you need money fast, apply for a Nimble loan.

Want to know more? Check out our FAQ page.