Cash Loans

Small cash loans online for when the unexpected happens

We know what it's like when unexpected bills pop up. Or when concert tickets go on sale a few days before payday, and there's just not enough cash to make it stretch.

That’s why we’re here - offering short-term finance, not a long-term problem. With smart little cash loans online from $300 - $5,000 for when you need a little extra money, our flexible repayments are designed to put you in control.

Getting a cash loan from Nimble is simple and stress-free, with over 1.4 million loans approved.

What is a Cash Loan?

A Cash Loan is an unsecured small personal loan, that you can apply for online, with relatively short repayment periods for up to 2 years. When you borrow this money, you have the option to stretch out your repayment schedule with smaller instalments that suit you.

A cash loan is no longer paid in cash, but is paid via bank transfer or onto a Nimble Visa Prepaid Card.

Is it easy?

Applying with Nimble is fast, simple and stress free. With our smart technology, you can apply online at any time of the day, from any device including your mobile. Forget time consuming paperwork and fax machines - that's the old school way of doing things!

How quickly can I get a cash loan?

Once you've gone through our quick application process and we’ve verified the details you've provided, most people will get a decision within minutes. Once approved you’ll have the money in under an hour (if confirmed before 4.30pm AEST during banking days).

How do repayments work?

We keep it simple with a stress-free loan and will only ever lend you what you can comfortably repay. Before you confirm your loan, you can stretch out your schedule for smaller instalments, or keep it the same. It’s totally up to you. There are no shackles or long term commitments like credit cards and personal loans.


Can I get a Nimble cash loan if I am on Centrelink?

Being on Centrelink does not automatically rule you out of eligibility when it comes to applying for a short term cash loan. To be eligible for a Nimble loan, you do need to be working though. If you're dependent on Centrelink benefits, we will review your application to see if a Nimble loan is right for you.

Can I get a Nimble cash loan if I have a bad credit history?

Depending on your circumstances or even if you have bad credit or a default on your file, you may still be eligible for a Nimble loan.

We take many factors into consideration when we assess your loan application, including your current situation, whether you are steadily employed and what other money you owe.

We understand your past may not be who you are today so if you have a black mark on your credit history, we may still be able to help.

Are there any hidden costs?

Our costs are crystal clear. Everything you need to know about Nimble cash loans is in plain English and big print. You know upfront exactly what the costs are and there are no sneaky, hidden fees to worry about.

Transparency is one of our core values, and we want you to be 100% confident that you've made the right choice when you apply for a fast cash loan from Nimble.

Feel free to reach out if you have any questions and call us on 133 156, or connect via email -

What are you waiting for?

Apply Now

Lending criteria, fees, terms and conditions apply. Commbank and existing Nimble Visa Prepaid Card customers are transferred funds within minutes of confirming their loan, 24/7. Customers of other banks or financial institutions, generally have funds transferred within 60 minutes of signing their loan contract between 9:00am and 4:30pm AEST on business days. Clearance times are subject to your bank. close