Total Course Fee:

As determined by your Education Provider.

Total Plan Amount:

Total Course Fee as determined by your Education Provider.

Payment Start Date:

Your first payment instalment will commence on the Course Start Date or First Payment Date selected in the Courses4me application form. 

Instalment Amounts:

Your instalment amounts are specified in the Payment Plan in the Courses4me Application form. Your first and last payments may differ from the remainder of your instalments.

Dishonour Fees will be added to the instalment amount if those dishonour events take place.

Payment Frequency:

You must pay instalments on the same day of each payment frequency, starting from the Payment Start Date. If that day is not a business day in the state of Queensland, Australia, you must make the payment on or by the next business day.

Interest and Fees:

Interest Rate: 0%

Dishonour Fee: $35.00 per dishonour.

If you fail to pay a planned instalment on the due date, you will be charged a dishonour fee of $35. This fee will be waived if the payment is made up within 7 days of the dishonour.

Nimble may also charge enforcement fees that Nimble reasonably incurs.

Paying Early:

You can make instalment payments at any time ahead of the planned schedule. You will not be penalised for early payment. However, even if you have made an early payment, you must continue to pay each planned instalment on the instalment date in this schedule, until the entire Course Fee, and any fees for a failed or late payment, are paid in full.

Method of Payment:

You must agree to be always bound by the Nimble / Zepto Direct Debit Request and the Direct Debit Service Agreement during the term of your Nimble Payment Assist agreement, that authorises Nimble to collect each payment instalment and failed payment fees from your nominated account as they are due. If your nominated account changes, you must provide Nimble with an updated DDR or recurring payment authority. Nimble may debit your nominated account or applicable payment card, with all amounts that become due and payable under these Terms. All payments must be made in Australian dollars, and are non-refundable.

You may also contact Nimble to make voluntary payments at any time.

Default:

You are in default under these Terms if you fail to make a planned payment on time, and do not correct the failed payment within sixty (60) days;

If you are in default, and do not correct your default within thirty (30) days, Nimble may take any one or more of the following steps:

· require you to pay your course fees in full without further delay;

or

· take any action available to Nimble at law, after giving any required notices payable. Enforcement expenses may then become payable. This means that you may have to pay any of our reasonable collection expenses, and any internal or external costs we incur as a result of your default.

General

You may not assign or novate your Nimble Payment Assist Terms. Nimble may assign their rights at any time, or sell your debt without your consent. You must promptly produce documents or other evidence we require to enable us to verify your identity or other information about you. These Terms are governed by the laws of Queensland, Australia.