Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

Level 11, 12 - 14 Marine Parade, Southport

QLD 4215

1800 324 909

Direct Debit Request

Request and Authority to debit the account named below to pay Nimble

Request and Authority to debit

Your Surname: The Surname provided by you in your application with Courses4me

Your Given names: The given names provided by in your application with Courses4me “you”

You request and authorise Zepto Payments Pty Ltd (User ID # 492448) ("Zepto") on behalf of the Payment Initiator with whom you have a direct debit agreement, to arrange through its own financial institution, to debit from your nominated account any amount the Payment Initiator has deemed payable by you.

This debit or charge will be made through the Bulk Electronic Clearing System (BECS) from your account held at the financial institution you have nominated below and will be subject to the terms and conditions of the Direct Debit Request Service Agreement.

Zepto does not accept any liability for the provision, merchantable quality or fitness for purpose of the underlying goods or services provided to the User by the Payment Initiator and/or merchant and therefore the User holds Zepto harmless for any claim that may arise from the non-provision of services by the Payment Initiator and/or merchant or any other claim that may be made against the Payment Initiator and/or merchant under Consumer Law.

Insert the name and address of financial institution at which account is held

Financial institution name:

Australia and New Zealand Banking Group Limited (ANZ)

Address: 73A Scarborough St, Southport QLD 4215

Bank details of account to be debited

The bank account details to be debited are the details you have provided to your education provider, Courses4me in your application form. These details form the account you authorise us/ Zepto to debit for the purposes of processing repayments under your Direct Debit Request and Service Agreement.

Acknowledgment

By signing and/or providing us with a valid instruction in respect of your Direct Debit Request, you have understood and agreed to the terms and conditions governing the debit arrangements between you and Nimble as set out in this Request and in your Direct Debit Request Service Agreement.

Nimble Australia Pty Ltd (ABN 91 135 501 807, Australian Credit Licence 386010)

Level 11, 12 - 14 Marine Parade, Southport QLD, 4215

1800 324 909

Direct Debit Request Service Agreement

This is your Direct Debit Service Agreement with Nimble. It explains what your obligations are when undertaking a Direct Debit arrangement with us. It also details what our obligations are to you as your Direct Debit provider.

Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorization.

The terms of this Direct Debit Agreement are for the purpose of debiting from your account e.g. weekly, fortnightly, monthly etc.

Definitions

account means the account held at your financial institution from which we are authorised to arrange for funds to be debited.

agreement means this Direct Debit Request Service Agreement between you and us.

banking day means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.

debit day means the day that payment by you to us is due.

debit payment means a particular transaction where a debit is made.

direct debit request means the Direct Debit Request between us and you.

us or we means Nimble, (the Debit User) you have authorised by requesting a Direct Debit Request.

you means the customer who has signed or authorised by other means the Direct Debit Request.

your financial institution means the financial institution nominated by you on the DDR at which the account is maintained.

1.    Debiting your account

1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.

1.2 We will only arrange for funds to be debited from your account as authorised in the Direct Debit Request.

1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution.

1.4 Zepto Payments Pty Ltd (“Zepto”) is our third-party service provider for payment services. You acknowledge that you must accept the Zepto terms and conditions as contained in Zepto’s website, and updated and amended from time to time, before using their payment services. The links to Zepto’s website and relevant web pages are listed as follows for your reference:

a.          https://www.zepto.com.au/

b.          https://www.zepto.com.au/ddr/

c.           https://www.zepto.com.au/ddrsa/

2.    Amendments by us

2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.

3.    Amendments by you

3.1 You may change*, stop or defer a debit payment, or terminate this agreement by providing us with at least ten (10) days notification by writing to:

Nimble Australia, Level 11, 12 - 14 Marine Parade, Southport QLD 4215

or

by telephoning us on 133 156 during business hours;

or

arranging it through your own financial institution, which is required to act promptly on your instructions.

*Note: in relation to the above reference to ‘change’, your financial institution may ‘change’ your debit payment only to the extent of advising us of your new account details.

4.    Your obligations

4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.

4.2  If there are insufficient clear funds in your account to meet a debit payment:

(a) you may be charged a fee and/or interest by your financial institution;

(b) you may also incur fees or charges imposed or incurred by us; and

(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can process the debit payment.

4.3 You should check your account statement to verify that the amounts debited from your account are correct

5     Dispute

5.1  If you believe that there has been an error in debiting your account, you should notify us directly on 133 156 and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively, you can take it up directly with your financial institution.

5.2 If we conclude as a result of our investigations that your account has been incorrectly debited, we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly. We will also notify you in writing of the amount by which your account has been adjusted.

5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited, we will respond to your query by providing you with reasons and any evidence for this finding in writing.

6.    Accounts

6.1 You should check:

(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions;

(b) your account details which you have provided to us are correct by checking them against a recent account statement; and

(d) with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.

7.    Confidentiality

7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.

7.2  We will only disclose information that we have about you:

(a)  to the extent specifically required by law; or

(b)  for the purposes of this agreement (including disclosing information in connection with any query or claim).

8.    Notice

8.1 If you wish to notify us in writing about anything relating to this agreement, you should write to:

Nimble Australia, Level 11, 12-14 Marine Parade, Southport QLD 4215

8.2 We will notify you by sending a notice in the ordinary post to the address you have given us in the Direct Debit Request.

8.3 Any notice will be deemed to have been received on the third banking day after posting.